How your selfie could affect your life insurance

A selfie reveals more than whether it's a good hair day. Facial lines and contours, droops and dark spots could indicate how well you're ageing, and, when paired with other data, could someday help determine whether you qualify for life insurance. This new technology would enable people to buy life insurance online in as little as 10 minutes without taking a life insurance medical exam. The facial analytics technology would scan hundreds of points on your face and extract certain information, including your body mass index, physiological age (in layman's terms, how old you look) and whether you're aging faster or slower than your actual age. The insurer would combine the results with your application answers and, if it chooses, any other information it typically pulls.