Why is XAI at core for the success of 'AI' in Financial Institutions? And what is Arya-xAI?

It is imperative for next generation applications to have AI at the core. With almost all major tech players offering AI enabled solutions, we see it as a default feature in any upcoming software products. Many financial institutions have already started their innovation programs by automating existing rule sets with machine learning models to automate/augment existing processes. These models can make automated decisions across vast quantities of data. Even then, organizations are somewhat apprehensive in deploying these systems into the core process, since AI solutions carry a, probably justified, reputation for being'black boxes' characterized by poor transparency.