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Bots and Banking : The Imminence of Smarts in Online Banking

#artificialintelligence

Back in the 90s, I used to design automated systems to help pilots fly civil aircraft. Today, this would probably be called designing artificial intelligence (AI) or smart systems or something similar. One of the big questions for us back then was deciding how much responsibility to give to the aircraft to fly, manage failures and generally make and execute decisions, as well as how much to leave to the pilots. One of the hot issues was whether the pilot or smart systems should have the final call when things got tough. Controversially, in several cases, authority was given to the aircraft because the aircraft could manage specific situations better.


Dream: Difference between revisions - Wikipedia

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A dream is a succession of images, ideas, emotions, and sensations that usually occurs involuntarily in the mind during certain stages of sleep.[1] The content and purpose of dreams are not fully understood, though they have been a topic of scientific speculation, as well as a subject of philosophical and religious interest, throughout recorded history. The scientific study of dreams is called oneirology.[2] Dreams mainly occur in the rapid-eye movement (REM) stage of sleep--when brain activity is high and resembles that of being awake. REM sleep is revealed by continuous movements of the eyes during sleep. At times, dreams may occur during other stages of sleep. However, these dreams tend to be much less vivid or memorable.[3] The length of a dream can vary; they may last for a few seconds, or approximately 20–30 minutes.[3] People are more likely to remember the dream if they are awakened during the REM phase. The average person has three to five dreams per night, and some may have up to seven;[4] however, most dreams are immediately or quickly forgotten.[5] Dreams tend to last longer as the night progresses. During a full eight-hour night sleep, most dreams occur in the typical two hours of REM.[6] In modern times, dreams have been seen as a connection to the unconscious mind. They range from normal and ordinary to overly surreal and bizarre. Dreams can have varying natures, such as being frightening, exciting, magical, melancholic, adventurous, or sexual. The events in dreams are generally outside the control of the dreamer, with the exception of lucid dreaming, where the dreamer is self-aware.[7]


Hot dog to hot tub: Australian's drone delivery hits snag

BBC News

An Australian man's idea to use a drone to bring a hot dog to his hot tub hit a snag when aviation authorities warned he could face fines of up to A$9,000 (about $6,970; £5,600) for breaching drone flight safety rules. The man, named by local media as "Tim", has insisted the stunt was safe but that the sky-borne sausage was "freezing" by the time it reached him.


Listening Will Be Crucial to Enhance CX for Banks Through Machine Learning, Artificial Intelligence

#artificialintelligence

Machine learning and Artificial Intelligence are two buzz terms that could have a profound effect on the overall customer experience related to financial institutions. These technologies are picking up steam as they make their way toward the mainstream in financial services, ultimately, making everything faster and more intuitive. Machine learning is a subset of artificial intelligence that enables computers to learn without being explicitly programmed. With machine learning, computers can analyze new information and compare it with existing data to look for patterns, similarities, and differences. David Gilvin, partner, banking & financial markets leader, IBM Digital Consulting, IBM, discussed this burgeoning theme during a session titled, "Machine Learning & Artificial Intelligence Powering Next Gen CX in Financial Services," at the recent Money20/20 Conference in Las Vegas.


Chatbots as your Personal Finance Assistant - Maruti Techlabs

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Expense Saving Bots help you save and cut down extra spending in your day to day life. One of the Expense Saving Bot examples is "Trim". Trim is a Finance Chatbot that helps you manage your extra subscriptions, check out bank balances and set up spending alert. Trim can be found in SMS or Facebook messenger like other Chatbots and not in any app. Trim has helped users save $6,322,896 in total.


Improving performance of random forests for a particular value of outcome by adding chosen features

#artificialintelligence

Choosing features to improve a performance of a particular algorithm is a difficult question. Currently here is PCA, which is hard to understand (although it can be used out-of-the-box), is not easy to interpret and requires centralizing and scaling of features. In addition, it does not allow to improve prediction performance for a particular outcome (if its accuracy is lower than for others or it has a particular importance). My method enables to use features without preprocessing. Therefore a resulting prediction is easy to explain.


A Machine Learning Approach to Identifying the Thought Markers of Suicidal Subjects: A Prospective Multicenter Trial - Pestian - 2016 - Suicide and Life-Threatening Behavior - Wiley Online Library

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Efforts to understand suicide risks can be roughly clustered into traits or states. Trait analyses focus on stable characteristics rooted in and measured using biological processes (Costanza et al., 2014; Le-Niculescu et al., 2013), whereas state analyses measure dynamic characteristics like verbal and nonverbal communication, termed "thought markers" (Pestian et al., 2015). Machine learning and natural language processing have successfully identified differences in retrospective suicide notes, newsgroups, and social media (Gomez, 2014; Huang, Goh, & Liew, 2007; Matykiewicz, Duch, & Pestian, 2009). Jashinsky et al. (2015) used multiple annotators to identify the risk of suicide from the keywords and phrases (interrater reliability .79) in geographically based tweets. Thompson, Poulin, and Bryan (2014) and Desmet (2014) used text-based signals to identify suicide risk that ranged from 60% to 90%.


Quantifying Risk for Anxiety Disorders in Preschool Children: A Machine Learning Approach - Harvard Dataverse

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Stressed Out? How Can The Right Tech Can Help Increase Your Wellbeing And Relieve Stress

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Today, consumers have access to modern wearables and smartphones as well as AI and machine learning-powered platforms like BioBeats Hear and Now. Consumers can take it upon themselves to reduce their stress levels and improve their overall quality of life. To be clear, stress management and other types of healthcare platforms/applications are not intended to be replacements for regular visits to a primary care physician (PCP). There are often cases where high blood pressure, obesity, heart disease, and other stress-related health issues not only require regular visits to a PCP, but also specialized treatments and medications. With that said, consumers can use AI and machine learning-powered stress management platforms to be proactive about stress; changing behaviors and reducing stress levels on their own using focused techniques such as clinically validated breathing exercises, biometric feedback, mindfulness exercises, and meditation.


Study: Machine learning shows promise toward accurately identifying suicidal behavior

#artificialintelligence

Digital tools using machine learning to analyze a person's spoken or written words could be instrumental in aiding mental health clinicians in assessments determining whether that person is suicidal, researchers have found. A new study published in the journal Suicide and Life-Threatening Behavior found machine learning is 93 percent accurate in correctly identifying a suicidal person, and is 85 percent accurate in determining differential diagnosis of mental illness. The study, led by researchers at the Cincinnati Children's Hospital Medical Center, looked at 379 patients who were recruited from three different sites – two academic medical centers and a rural community hospital. "Death by suicide demonstrates profound personal suffering and societal failure," writes lead author Dr. John Pestian, who is also a professor of biomedical informatics and psychiatry at Cincinnati Children's. "While basic sciences provide the opportunity to understand biological markers related to suicide, computer science provides opportunities to understand suicide thought markers."