Performance Analysis
Machine learning for fraud detection in digital banking: a systematic literature review REVIEW
George, Md Zahin Hossain, Alam, Md Khorshed, Hasan, Md Tarek
This systematic literature review examines the role of machine learning in fraud detection within digital banking, synthesizing evidence from 118 peer-reviewed studies and institutional reports. Following the PRISMA guidelines, the review applied a structured identification, screening, eligibility, and inclusion process to ensure methodological rigor and transparency. The findings reveal that supervised learning methods, such as decision trees, logistic regression, and support vector machines, remain the dominant paradigm due to their interpretability and established performance, while unsupervised anomaly detection approaches are increasingly adopted to address novel fraud patterns in highly imbalanced datasets. Deep learning architectures, particularly recurrent and convolutional neural networks, have emerged as transformative tools capable of modeling sequential transaction data and detecting complex fraud typologies, though challenges of interpretability and real-time deployment persist. Hybrid models that combine supervised, unsupervised, and deep learning strategies demonstrate superior adaptability and detection accuracy, highlighting their potential as convergent solutions.
Domain-Adapted Granger Causality for Real-Time Cross-Slice Attack Attribution in 6G Networks
Quan, Minh K., Pathirana, Pubudu N.
Cross-slice attack attribution in 6G networks faces the fundamental challenge of distinguishing genuine causal relationships from spurious correlations in shared infrastructure environments. We propose a theoretically-grounded domain-adapted Granger causality framework that integrates statistical causal inference with network-specific resource modeling for real-time attack attribution. Our approach addresses key limitations of existing methods by incorporating resource contention dynamics and providing formal statistical guarantees. Comprehensive evaluation on a production-grade 6G testbed with 1,100 empirically-validated attack scenarios demonstrates 89.2% attribution accuracy with sub-100ms response time, representing a statistically significant 10.1 percentage point improvement over state-of-the-art baselines. The framework provides interpretable causal explanations suitable for autonomous 6G security orchestration.
Reliable End-to-End Material Information Extraction from the Literature with Source-Tracked Multi-Stage Large Language Models
Wang, Xin, Raj, Anshu, Luebbe, Matthew, Wen, Haiming, Xu, Shuozhi, Lu, Kun
Data-driven materials discovery requires large-scale experimental datasets, yet most of the information remains trapped in unstructured literature. Existing extraction efforts often focus on a limited set of features and have not addressed the integrated composition-processing-microstructure-property relationships essential for understanding materials behavior, thereby posing challenges for building comprehensive databases. To address this gap, we propose a multi-stage information extraction pipeline powered by large language models, which captures 47 features spanning composition, processing, microstructure, and properties exclusively from experimentally reported materials. The pipeline integrates iterative extraction with source tracking to enhance both accuracy and reliability. Evaluations at the feature level (independent attributes) and tuple level (interdependent features) yielded F1 scores around 0.96. Compared with single-pass extraction without source tracking, our approach improved F1 scores of microstructure category by 10.0% (feature level) and 13.7% (tuple level), and reduced missed materials from 49 to 13 out of 396 materials in 100 articles on precipitate-containing multi-principal element alloys (miss rate reduced from 12.4% to 3.3%). The pipeline enables scalable and efficient literature mining, producing databases with high precision, minimal omissions, and zero false positives. These datasets provide trustworthy inputs for machine learning and materials informatics, while the modular design generalizes to diverse material classes, enabling comprehensive materials information extraction.
Curiosity-Driven LLM-as-a-judge for Personalized Creative Judgment
Kumar, Vanya Bannihatti, Goyal, Divyanshu, Eppa, Akhil, Bhandari, Neel
Creative Thinking(TTCW) benchmark introduced in Chakrabarty et al. (2024), Rigorous, standardized evaluation has repeatedly catalyzed progress in machine learning, from ImageNetRussakovsky et al. (2015) and GLUEWang et al. (2019), driving leaps in the fields of computer vision and Natural Language Processing, respectively. The same effect is evident in objective math reasoning, where benchmarks like GSM8KCobbe et al. (2021), together with RL-trained reasoning models such as OpenAI's o1OpenAI et al. (2024) and DeepSeek-R1DeepSeek-AI Models(LLM) as a judge prefer their own generations making them unreliable. As shown in Chakrabarty et al. (2024) and Table 12 and Table 2, even Specifically, when the model is "surprised" by an expert's explanation, it signals a mismatch between the LLM's prior belief and the expert's The intuition behind predicting the annotator is that the model can learn which annotator caused the belief shift, allowing it to calibrate the curiosity signal for each annotator individually, thereby improving personalization. In our experiments, we establish a baseline using an SFT model that predicts annotators' binary More details about the results can be found in Fig 4.Figure 1: Overview of Architecture during training for Curiosity Driven LLM-as-a-judgeFigure 2: Overview of Architecture during inference for Curiosity Driven LLM-as-a-judge 2 (a) Baseline without using explanations (b) Baseline using explanations TTCW dataset Chakrabarty et al. (2024), which is based on the Torrance Test of Creative Thinking Torrance (1966) but adapted for LLMs. All the distinct dimensions in the TTCW dataset are mentioned in Appendix A.1.
Rationale-Augmented Retrieval with Constrained LLM Re-Ranking for Task Discovery
Head Start programs utilizing GoEngage face significant challenges when new or rotating staff attempt to locate appropriate Tasks (modules) on the platform homepage. These difficulties arise from domain-specific jargon (e.g., IFPA, DRDP), system-specific nomenclature (e.g., Application Pool), and the inherent limitations of lexical search in handling typos and varied word ordering. We propose a pragmatic hybrid semantic search system that synergistically combines lightweight typo-tolerant lexical retrieval, embedding-based vector similarity, and constrained large language model (LLM) re-ranking. Our approach leverages the organization's existing Task Repository and Knowledge Base infrastructure while ensuring trustworthiness through low false-positive rates, evolvability to accommodate terminological changes, and economic efficiency via intelligent caching, shortlist generation, and graceful degradation mechanisms. We provide a comprehensive framework detailing required resources, a phased implementation strategy with concrete milestones, an offline evaluation protocol utilizing curated test cases (Hit@K, Precision@K, Recall@K, MRR), and an online measurement methodology incorporating query success metrics, zero-result rates, and dwell-time proxies.
Advancing Automated Spatio-Semantic Analysis in Picture Description Using Language Models
Ng, Si-Ioi, Ambadi, Pranav S., Mueller, Kimberly D., Liss, Julie, Berisha, Visar
Current methods for automated assessment of cognitive-linguistic impairment via picture description often neglect the visual narrative path - the sequence and locations of elements a speaker described in the picture. Analyses of spatio-semantic features capture this path using content information units (CIUs), but manual tagging or dictionary-based mapping is labor-intensive. This study proposes a BERT-based pipeline, fine tuned with binary cross-entropy and pairwise ranking loss, for automated CIU extraction and ordering from the Cookie Theft picture description. Evaluated by 5-fold cross-validation, it achieves 93% median precision, 96% median recall in CIU detection, and 24% sequence error rates. The proposed method extracts features that exhibit strong Pearson correlations with ground truth, surpassing the dictionary-based baseline in external validation. These features also perform comparably to those derived from manual annotations in evaluating group differences via ANCOVA. The pipeline is shown to effectively characterize visual narrative paths for cognitive impairment assessment, with the implementation and models open-sourced to public.
A Scalable AI Driven, IoT Integrated Cognitive Digital Twin for Multi-Modal Neuro-Oncological Prognostics and Tumor Kinetics Prediction using Enhanced Vision Transformer and XAI
Banerjee, Saptarshi, Saha, Himadri Nath, Banerjee, Utsho, Karmakar, Rajarshi, Turdiev, Jon
Neuro-oncological prognostics are now vital in modern clinical neuroscience because brain tumors pose significant challenges in detection and management. To tackle this issue, we propose a cognitive digital twin framework that combines real-time EEG signals from a wearable skullcap with structural MRI data for dynamic and personalized tumor monitoring. At the heart of this framework is an Enhanced Vision Transformer (ViT++) that includes innovative components like Patch-Level Attention Regularization (PLAR) and an Adaptive Threshold Mechanism to improve tumor localization and understanding. A Bidirectional LSTM-based neural classifier analyzes EEG patterns over time to classify brain states such as seizure, interictal, and healthy. Grad-CAM-based heatmaps and a three.js-powered 3D visualization module provide interactive anatomical insights. Furthermore, a tumor kinetics engine predicts volumetric growth by looking at changes in MRI trends and anomalies from EEG data. With impressive accuracy metrics of 94.6% precision, 93.2% recall, and a Dice score of 0.91, this framework sets a new standard for real-time, interpretable neurodiagnostics. It paves the way for future advancements in intelligent brain health monitoring.
OpenFake: An Open Dataset and Platform Toward Real-World Deepfake Detection
Livernoche, Victor, Arodi, Akshatha, Musulan, Andreea, Yang, Zachary, Salvail, Adam, Caron, Gaรฉtan Marceau, Godbout, Jean-Franรงois, Rabbany, Reihaneh
Deepfakes, synthetic media created using advanced AI techniques, pose a growing threat to information integrity, particularly in politically sensitive contexts. This challenge is amplified by the increasing realism of modern generative models, which our human perception study confirms are often indistinguishable from real images. Yet, existing deepfake detection benchmarks rely on outdated generators or narrowly scoped datasets (e.g., single-face imagery), limiting their utility for real-world detection. To address these gaps, we present OpenFake, a large politically grounded dataset specifically crafted for benchmarking against modern generative models with high realism, and designed to remain extensible through an innovative crowdsourced adversarial platform that continually integrates new hard examples. OpenFake comprises nearly four million total images: three million real images paired with descriptive captions and almost one million synthetic counterparts from state-of-the-art proprietary and open-source models. Detectors trained on OpenFake achieve near-perfect in-distribution performance, strong generalization to unseen generators, and high accuracy on a curated in-the-wild social media test set, significantly outperforming models trained on existing datasets. Overall, we demonstrate that with high-quality and continually updated benchmarks, automatic deepfake detection is both feasible and effective in real-world settings.
Context Biasing for Pronunciations-Orthography Mismatch in Automatic Speech Recognition
Huber, Christian, Waibel, Alexander
Neural sequence-to-sequence systems deliver state-of-the-art performance for automatic speech recognition. When using appropriate modeling units, e.g., byte-pair encoded characters, these systems are in principal open vocabulary systems. In practice, however, they often fail to recognize words not seen during training, e.g., named entities, acronyms, or domain-specific special words. To address this problem, many context biasing methods have been proposed; however, for words with a pronunciation-orthography mismatch, these methods may still struggle. We propose a method which allows corrections of substitution errors to improve the recognition accuracy of such challenging words. Users can add corrections on the fly during inference. We show that with this method we get a relative improvement in biased word error rate of up to 8%, while maintaining a competitive overall word error rate.
Generalizing Supervised Contrastive learning: A Projection Perspective
Self-supervised contrastive learning (SSCL) has emerged as a powerful paradigm for representation learning and has been studied from multiple perspectives, including mutual information and geometric viewpoints. However, supervised contrastive (SupCon) approaches have received comparatively little attention in this context: for instance, while InfoNCE used in SSCL is known to form a lower bound on mutual information (MI), the relationship between SupCon and MI remains unexplored. To address this gap, we introduce ProjNCE, a generalization of the InfoNCE loss that unifies supervised and self-supervised contrastive objectives by incorporating projection functions and an adjustment term for negative pairs. We prove that ProjNCE constitutes a valid MI bound and affords greater flexibility in selecting projection strategies for class embeddings. Building on this flexibility, we further explore the centroid-based class embeddings in SupCon by exploring a variety of projection methods. Extensive experiments on image and audio datasets demonstrate that ProjNCE consistently outperforms both SupCon and standard cross-entropy training. Our work thus refines SupCon along two complementary perspectives--information-theoretic and projection viewpoints--and offers broadly applicable improvements whenever SupCon serves as the foundational contrastive objective.