Machine Learning (ML) algorithms are ubiquitous in key decision-making contexts such as organizational justice or healthcare, which has spawned a great demand for fairness in these procedures. In this paper we focus on the application of fair ML in finance, more concretely on the use of fairness techniques on credit scoring. This paper makes two contributions. On the one hand, it addresses the existent gap concerning the application of established methods in the literature to the case of multiple sensitive variables through the use of a new technique called logical processors(LP). On the other hand, it also explores the novel method of multistage processors (MP) to investigate whether the combination of fairness methods can work synergistically to produce solutions with improved fairness or accuracy. Furthermore, we examine the intersection of these two lines of research by exploring the integration of fairness methods in the multivariate case. The results are very promising and suggest that logical processors are an appropriate way of handling multiple sensitive variables. Furthermore, multistage processors are capable of improving the performance of existing methods. Introduction In the last decades, institutions have been increasingly relying on artificial intelligence (AI) and machine learning (ML) to aid in decision-making. Furthermore, the interplay between discrimination and calibration suggests that building a model avoiding spurious relationships between variables may increase reliability [5]. This paper will focus on the application of fair ML models in a financial context to address the problem of credit scoring, which plays a key role in loan approval [6]. Although a plethora of metrics and models have been proposed in the literature for bias mitigation, there are still many open challenges surrounding this topic. More concretely, this work is interested in exploring two particular research gaps. On the one hand, there is a demand for methods that handle multiple sensitive variables both from ethical and legal frameworks [7]. Furthermore, there are concerns about the unique discrimination that some individuals experience due to their belonging to the intersection of protected groups [8].

In-Context Learning (ICL) and efficient fine-tuning methods significantly enhanced the efficiency of applying Large Language Models (LLMs) to downstream tasks. However, they also raise concerns about the imitation and infringement of personal creative data. Current methods for data copyright protection primarily focuses on content security but lacks effectiveness in protecting the copyrights of text styles. In this paper, we introduce a novel implicit zero-watermarking scheme, namely MiZero. This scheme establishes a precise watermark domain to protect the copyrighted style, surpassing traditional watermarking methods that distort the style characteristics. Specifically, we employ LLMs to extract condensed-lists utilizing the designed instance delimitation mechanism. These lists guide MiZero in generating the watermark. Extensive experiments demonstrate that MiZero effectively verifies text style copyright ownership against AI imitation.

We present an interactive machine translation (MT) system designed for users who are not proficient in the target language. It aims to improve trustworthiness and explainability by identifying potentially mistranslated words and allowing the user to intervene to correct mistranslations. However, confidence estimation in machine translation has traditionally focused on the target side. Whereas the conventional approach to source-side confidence estimation would have been to project target word probabilities to the source side via word alignments, we propose a direct, alignment-free approach that measures how sensitive the target word probabilities are to changes in the source embeddings. Experimental results show that our method outperforms traditional alignment-based methods at detection of mistranslations.

Vision-language models (VLMs) are prone to object hallucinations, where they erroneously indicate the presenceof certain objects in an image. Existing benchmarks quantify hallucinations using relatively small, labeled datasets. However, this approach is i) insufficient to assess hallucinations that arise in open-world settings, where VLMs are widely used, and ii) inadequate for detecting systematic errors in VLMs. We propose DASH (Detection and Assessment of Systematic Hallucinations), an automatic, large-scale pipeline designed to identify systematic hallucinations of VLMs on real-world images in an open-world setting. A key component is DASH-OPT for image-based retrieval, where we optimize over the ''natural image manifold'' to generate images that mislead the VLM. The output of DASH consists of clusters of real and semantically similar images for which the VLM hallucinates an object. We apply DASH to PaliGemma and two LLaVA-NeXT models across 380 object classes and, in total, find more than 19k clusters with 950k images. We study the transfer of the identified systematic hallucinations to other VLMs and show that fine-tuning PaliGemma with the model-specific images obtained with DASH mitigates object hallucinations. Code and data are available at https://YanNeu.github.io/DASH.

Principal Component Analysis (PCA) is a widely utilized technique for dimensionality reduction; however, its inherent lack of interpretability-stemming from dense linear combinations of all feature-limits its applicability in many domains. In this paper, we propose a novel sparse PCA algorithm that imposes sparsity through a smooth L1 penalty and leverages a Hamiltonian formulation solved via geometric integration techniques. Specifically, we implement two distinct numerical methods-one based on the Proximal Gradient (ISTA) approach and another employing a leapfrog (fourth-order Runge-Kutta) scheme-to minimize the energy function that balances variance maximization with sparsity enforcement. To extract a subset of sparse principal components, we further incorporate a deflation technique and subsequently transform the original high-dimensional face data into a lower-dimensional feature space. Experimental evaluations on a face recognition dataset-using both k-nearest neighbor and kernel ridge regression classifiers-demonstrate that the proposed sparse PCA methods consistently achieve higher classification accuracy than conventional PCA. Future research will extend this framework to integrate sparse PCA with modern deep learning architectures for multimodal recognition tasks.

Understanding how the brain's complex nonlinear dynamics give rise to adaptive cognition and behavior is a central challenge in neuroscience. These dynamics exhibit scale-free and multifractal properties, influencing the reconfiguration of neural networks. However, conventional neuroimaging models are constrained by linear and stationary assumptions, limiting their ability to capture these processes. Transformer-based architectures, known for capturing long-range dependencies, align well with the brain's hierarchical and temporal organization. We introduce Multi-Band Brain Net (MBBN), a transformer-based framework that models frequency-specific spatiotemporal brain dynamics from fMRI by integrating scale-free network principles with frequency-resolved multi-band self-attention. Trained on three large-scale neuroimaging cohorts (UK Biobank, ABCD, ABIDE) totaling 45,951 individuals, MBBN reveals previously undetectable frequency-dependent network interactions, shedding light on connectivity disruptions in psychiatric conditions (ADHD, ASD, depression). This validation shows robust generalizability and highlights core neural principles conserved across populations. MBBN achieves up to 30.59% higher predictive accuracy than state-of-the-art methods, demonstrating the advantage of frequency-informed spatiotemporal modeling in capturing latent neural computations. MBBN's interpretability uncovers novel frequency-specific biomarkers for neurodevelopmental disorders, providing insights into the hierarchical organization of brain function. By offering an interpretable framework for spatiotemporal learning, MBBN provides insights into how neural computations underpin cognitive function and psychiatric vulnerability, with implications for brain decoding, cognitive neuroscience, and precision psychiatry.

The main objective of fair statistical modeling and machine learning is to minimize or eliminate biases that may arise from the data or the model itself, ensuring that predictions and decisions are not unjustly influenced by sensitive attributes such as race, gender, age, or other protected characteristics. In this paper, we introduce a Fair Sufficient Representation Learning (FSRL) method that balances sufficiency and fairness. Sufficiency ensures that the representation should capture all necessary information about the target variables, while fairness requires that the learned representation remains independent of sensitive attributes. FSRL is based on a convex combination of an objective function for learning a sufficient representation and an objective function that ensures fairness. Our approach manages fairness and sufficiency at the representation level, offering a novel perspective on fair representation learning. We implement this method using distance covariance, which is effective for characterizing independence between random variables. We establish the convergence properties of the learned representations. Experiments conducted on healthcase and text datasets with diverse structures demonstrate that FSRL achieves a superior trade-off between fairness and accuracy compared to existing approaches.

Link prediction also has significant implications from a fundamental point of view, as it allows for the identification of the elementary mechanisms behind the creation and decay of links in time-evolving networks (Leskovec et al., 2008). For example, triadic closure, at the core of standard methods of link prediction is considered as one of the driving forces for the creation of links in social networks (Kossinets and Watts, 2006). In general, link prediction consists in inferring the existence of a set of links from the observed structure of a network. The edges predicted may correspond to links that are bound to appear in the future, as in the seminal formulation by Liben-Nowell and Kleinberg (2007). They may also be existing links that have not been detected during the data collection process, in which case it is sometimes referred to as the missing link problem. In both cases, it can be described as a binary classification issue, where it is decided if a pair of nodes is connected or not. The features used are often based on the structural properties of the network of known interactions, either at a local scale (e.g. the number of common neighbors) or at a global scale (e.g.

Ear recognition has emerged as a promising biometric modality due to the relative stability in appearance during adulthood. Although Vision Transformers (ViTs) have been widely used in image recognition tasks, their efficiency in ear recognition has been hampered by a lack of attention to overlapping patches, which is crucial for capturing intricate ear features. In this study, we evaluate ViT-Tiny (ViT-T), ViT-Small (ViT-S), ViT-Base (ViT-B) and ViT-Large (ViT-L) configurations on a diverse set of datasets (OPIB, AWE, WPUT, and EarVN1.0), using an overlapping patch selection strategy. Results demonstrate the critical importance of overlapping patches, yielding superior performance in 44 of 48 experiments in a structured study. Moreover, upon comparing the results of the overlapping patches with the non-overlapping configurations, the increase is significant, reaching up to 10% for the EarVN1.0 dataset. In terms of model performance, the ViT-T model consistently outperformed the ViT-S, ViT-B, and ViT-L models on the AWE, WPUT, and EarVN1.0 datasets. The highest scores were achieved in a configuration with a patch size of 28x28 and a stride of 14 pixels. This patch-stride configuration represents 25% of the normalized image area (112x112 pixels) for the patch size and 12.5% of the row or column size for the stride. This study confirms that transformer architectures with overlapping patch selection can serve as an efficient and high-performing option for ear-based biometric recognition tasks in verification scenarios.

Our study makes several key contributions to understanding LLM - generated disinformation: By validat ion on broader datasets, our detection methods establish a robust analytical framework for examining real - world disinformation content, confirming both the increasing presence and prevalence of machine - generated texts in disinformation datasets over time. The distribution of LLM - generated content varies significantly across languages and platforms, revealing targeted patterns of misuse rather than uniform effects. This provides empirical validation for previously speculated concerns and unsupported fears ab out increased LLM deployment in disinformation campaigns. Most importantly, our findings underscore the urgent need for continued investigation and improved countermeasures, including enhanced detection methods and credibility assessment systems to preserve information integrity in our evolving digital landscape.