Analyzing financial transactions is crucial for ensuring regulatory compliance, detecting fraud, and supporting decisions. The complexity of financial transaction data necessitates advanced techniques to extract meaningful insights and ensure accurate analysis. Since Transformer-based models have shown outstanding performance across multiple domains, this paper seeks to explore their potential in understanding financial transactions. This paper conducts extensive experiments to evaluate three types of Transformer models: Encoder-Only, Decoder-Only, and Encoder-Decoder models. For each type, we explore three options: pretrained LLMs, fine-tuned LLMs, and small proprietary models developed from scratch. Our analysis reveals that while LLMs, such as LLaMA3-8b, Flan-T5, and SBERT, demonstrate impressive capabilities in various natural language processing tasks, they do not significantly outperform small proprietary models in the specific context of financial transaction understanding. This phenomenon is particularly evident in terms of speed and cost efficiency. Proprietary models, tailored to the unique requirements of transaction data, exhibit faster processing times and lower operational costs, making them more suitable for real-time applications in the financial sector. Our findings highlight the importance of model selection based on domain-specific needs and underscore the potential advantages of customized proprietary models over general-purpose LLMs in specialized applications. Ultimately, we chose to implement a proprietary decoder-only model to handle the complex transactions that we previously couldn't manage. This model can help us to improve 14% transaction coverage, and save more than \$13 million annual cost.

Industrial design evaluation often relies on high-fidelity simulations of governing partial differential equations (PDEs). While accurate, these simulations are computationally expensive, making dense exploration of design spaces impractical. Operator learning has emerged as a promising approach to accelerate PDE solution prediction; however, its effectiveness is often limited by the scarcity of labeled physics-based data. At the same time, large numbers of geometry-only candidate designs are readily available but remain largely untapped. We propose a two-stage framework to better exploit this abundant, physics-agnostic resource and improve supervised operator learning under limited labeled data. In Stage 1, we pretrain an autoencoder on a geometry reconstruction task to learn an expressive latent representation without PDE labels. In Stage 2, the neural operator is trained in a standard supervised manner to predict PDE solutions, using the pretrained latent embeddings as inputs instead of raw point clouds. Transformer-based architectures are adopted for both the autoencoder and the neural operator to handle point cloud data and integrate both stages seamlessly. Across four PDE datasets and three state-of-the-art transformer-based neural operators, our approach consistently improves prediction accuracy compared to models trained directly on raw point cloud inputs. These results demonstrate that representations from physics-agnostic pretraining provide a powerful foundation for data-efficient operator learning.

AI models capable of comprehending humor hold real-world promise -- for example, enhancing engagement in human-machine interactions. To gauge and diagnose the capacity of multimodal large language models (MLLMs) for humor understanding, we introduce v-HUB, a novel visual-centric video humor understanding benchmark. v-HUB comprises a curated collection of minimally verbal short videos, sourced from classic silent films and online resources, and reflecting real-world scenarios where humor can be appreciated purely through visual cues. Each video clip is paired with rich annotations, including captions, descriptions, and explanations, supporting evaluation tasks like caption matching and humor explanation. To broaden its applicability, we further construct an open-ended video QA task, making it readily integrable into existing video understanding benchmarks. We evaluate a diverse set of MLLMs, from specialized Video-LLMs to versatile OmniLLMs that can process audio, covering both open-source and proprietary domains. The experimental results expose the difficulties MLLMs face in comprehending humor from visual cues alone. For example, all models exhibit a marked performance drop on caption matching when moving from text-based to video-based evaluation (without audio). Our findings also demonstrate that incorporating audio helps with video humor understanding, highlighting the informativeness of sound and the promise of integrating richer modalities for complex video understanding tasks.

Proximal Policy Optimization (PPO)-based reinforcement learning from human feedback (RLHF) is a widely adopted paradigm for aligning large language models (LLMs) with human preferences. However, its training pipeline suffers from substantial inefficiencies due to sequential multi-model dependencies (e.g., reward model depends on actor outputs) and long-tail response lengths, where a few long responses straggle the stage completion. We present OPPO, a novel, lightweight, and model-agnostic PPO-based RLHF framework that improves training efficiency by overlapping pipeline execution. OPPO introduces two novel techniques: (1) Intra-step overlap, which streams upstream model outputs (e.g., actor model) in right-sized chunks, enabling the downstream model (e.g., reward) to begin prefill while the upstream continues decoding; and (2) Inter-step overlap, which adaptively overcommits a few prompts and defers long generations to future steps, mitigating tail latency without discarding partial work. OPPO integrates easily with existing PPO implementations with a few lines of code change. Extensive evaluations show that OPPO accelerates PPO-based RLHF training by $1.8 \times-2.8 \times$ and improves GPU utilization by $1.4 \times-2.1 \times$ without compromising training convergence.

While large language models (LLMs) have demonstrated strong performance on factoid question answering, they are still prone to hallucination and untruthful responses, particularly when tasks demand information outside their parametric knowledge. Indeed, truthfulness requires more than accuracy -- models must also recognize uncertainty and abstain when unsure to avoid hallucinations. This presents a fundamental challenge for existing methods: approaches that optimize for accuracy often amplify hallucinations, while those that encourage abstention can become overly conservative, sacrificing correct answers. Both extremes ultimately compromise truthfulness. In this work, we present TruthRL, a general reinforcement learning (RL) framework that directly optimizes the truthfulness of LLMs. Specifically, we implement TruthRL using GRPO with a simple yet effective ternary reward that distinguishes correct answers, hallucinations, and abstentions. It incentivizes models to reduce hallucinations not only by providing correct responses, but also by enabling abstention when uncertain, thereby improving truthfulness. Extensive experiments across four knowledge-intensive benchmarks show that, compared to vanilla RL, TruthRL significantly reduces hallucinations by 28.9% and improves truthfulness by 21.1%, with consistent gains across various backbone models (e.g., Qwen, Llama) under both retrieval and non-retrieval setups. In-depth ablation study demonstrates that vanilla accuracy-driven methods, such as supervised fine-tuning or RL with a binary reward, struggle to balance factual correctness and uncertainty. In contrast, our proposed truthfulness-driven TruthRL achieves strong performance in both accuracy and truthfulness, underscoring the importance of learning objective design for developing truthful LLMs.

The remarkable capabilities of modern large reasoning models are largely unlocked through post-training techniques such as supervised fine-tuning and reinforcement learning. However, the architectural mechanisms behind such improvements remain largely opaque. In this work, we use circuit analysis to demonstrate that post-training for complex reasoning sparks the emergence of novel, functionally specialized attention heads. These heads collectively support structured reasoning and computation. Our comparative analysis across Qwen families and DeepSeek-distilled model reveals that these emergent heads evolve differently under different training regimes. Distillation and SFT foster a cumulative addition of stable reasoning heads. In contrast, group relative policy optimization operates in a dynamic search mode: relatively few attention heads are iteratively activated, evaluated, and pruned, with their survival closely tracking fluctuations in the task reward signal. Furthermore, we find that controllable think on/off models do not possess dedicated thinking heads. Instead, turning off explicit reasoning triggers a broader-but less efficient-set of compensatory heads. Through ablation and qualitative analyses, we connect these circuit-level dynamics to a crucial performance trade-off: strengthened heads enable sophisticated problem-solving strategies for difficult problems but can also introduce over-thinking failure modes, such as calculation errors or logical loops on simpler tasks. These findings connect circuit-level dynamics to macro-level performance, identifying an inherent tension where complex reasoning comes at the cost of elementary computations. More broadly, our work points to future directions for training policy design, emphasizing the need to balance the development of effective reasoning strategies with the assurance of reliable, flawless execution.

Modern Vision-Language Models (VLMs) have achieved impressive performance in various tasks, yet they often struggle with compositional reasoning, the ability to decompose and recombine concepts to solve novel problems. While neuro-symbolic approaches offer a promising direction, they are typically constrained by crisp logical execution or predefined predicates, which limit flexibility. In this work, we introduce NePTune, a neuro-symbolic framework that overcomes these limitations through a hybrid execution model that integrates the perception capabilities of foundation vision models with the compositional expressiveness of symbolic reasoning. NePTune dynamically translates natural language queries into executable Python programs that blend imperative control flow with soft logic operators capable of reasoning over VLM-generated uncertainty. Operating in a training-free manner, NePTune, with a modular design, decouples perception from reasoning, yet its differentiable operations support fine-tuning. We evaluate NePTune on multiple visual reasoning benchmarks and various domains, utilizing adversarial tests, and demonstrate a significant improvement over strong base models, as well as its effective compositional generalization and adaptation capabilities in novel environments.

The detection of hopeful speech in social media has emerged as a critical task for promoting positive discourse and well-being. In this paper, we present a machine learning approach to multiclass hope speech detection across multiple languages, including English, Urdu, and Spanish. We leverage transformer-based models, specifically XLM-RoBERTa, to detect and categorize hope speech into three distinct classes: Generalized Hope, Realistic Hope, and Unrealistic Hope. Our proposed methodology is evaluated on the PolyHope dataset for the PolyHope-M 2025 shared task, achieving competitive performance across all languages. We compare our results with existing models, demonstrating that our approach significantly outperforms prior state-of-the-art techniques in terms of macro F1 scores. We also discuss the challenges in detecting hope speech in low-resource languages and the potential for improving generalization. This work contributes to the development of multilingual, fine-grained hope speech detection models, which can be applied to enhance positive content moderation and foster supportive online communities.

We evaluate multimodal large language models (MLLMs) for topic-aligned captioning in financial short-form videos (SVs) by testing joint reasoning over transcripts (T), audio (A), and video (V). Using 624 annotated YouTube SVs, we assess all seven modality combinations (T, A, V, TA, TV, AV, TAV) across five topics: main recommendation, sentiment analysis, video purpose, visual analysis, and financial entity recognition. Video alone performs strongly on four of five topics, underscoring its value for capturing visual context and effective cues such as emotions, gestures, and body language. Selective pairs such as TV or AV often surpass TAV, implying that too many modalities may introduce noise. These results establish the first baselines for financial short-form video captioning and illustrate the potential and challenges of grounding complex visual cues in this domain. All code and data can be found on our Github under the CC-BY-NC-SA 4.0 license.

Recently, advancements in AI counseling based on large language models have shown significant progress. However, existing studies employ a one-time generation approach to synthesize multi-turn dialogue samples, resulting in low therapy fidelity and failing to capture the decision-making rationale behind each response. In this work, we propose CATCH, a novel data synthesis framework designed to address these challenges. Specifically, to improve therapy fidelity, we introduce the Progressive Dialogue Synthesis strategy, which extracts goals, resources, and solutions from a client's self-report, organizes them into structured outlines, and then incrementally generates stage-aligned counseling dialogues. To capture decision-making rationale behind each response, we propose the Memory-Driven Dynamic Planning thinking pattern that integrates memory enhancement, global planning, and strategy reasoning; a collaborative multi-agent optimizer then leverages MDP to attach explicit chain-of-thought to each dialogue turn. Extensive experiments and human evaluations demonstrate that CATCH significantly enhances fidelity and logical coherence in AI counseling.