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Emirates NBD Building Artificial Intelligence-enabled Bank of the Future with AWS

#artificialintelligence

Emirates NBD will also utilize AWS data analytics, Internet of Things (IoT), Natural Language Processing (NLP), and other advanced technologies as part of its ongoing efforts to better engage with customers and simplify banking. A front-runner in retail banking innovation, Emirates NBD is working with AWS because of its broad and deep portfolio of cloud services and the increased security and control Emirates NBD can achieve in the cloud, and is continuing to invest in AWS as its preferred provider for machine learning workloads. With AWS, Emirates NBD will take further advantage of AWS artificial intelligence and machine learning services including Amazon SageMaker, a fully managed machine learning service for building, training, and deploying machine learning models to provide relevant real-time banking experiences. To create a more rewarding and customer-centric banking experience, Emirates NBD is also leveraging Amazon Personalize, an AWS machine learning service that enables the development of individualized recommendations to launch new personalized retail banking applications. One of the first of these applications is a personal finance manager that uses an automated, self-learning system to deliver a highly personalized banking experience to customers in order to predict what each individual customer needs and match this with the most appropriate solution. To support this work, Emirates NBD is using Amazon Polly, a cloud service that uses advanced deep learning technologies to convert written content into human-like speech, in its automated call center to further enhance customer interactions by delivering lifelike voice banking experiences.


A Music Classification Model based on Metric Learning and Feature Extraction from MP3 Audio Files

arXiv.org Machine Learning

The development of models for learning music similarity and feature extraction from audio media files is an increasingly important task for the entertainment industry. This work proposes a novel music classification model based on metric learning and feature extraction from MP3 audio files. The metric learning process considers the learning of a set of parameterized distances employing a structured prediction approach from a set of MP3 audio files containing several music genres. The main objective of this work is to make possible learning a personalized metric for each customer. To extract the acoustic information we use the Mel-Frequency Cepstral Coefficient (MFCC) and make a dimensionality reduction with the use of Principal Components Analysis. We attest the model validity performing a set of experiments and comparing the training and testing results with baseline algorithms, such as K-means and Soft Margin Linear Support Vector Machine (SVM). Experiments show promising results and encourage the future development of an online version of the learning model.



Understanding the Behaviour of the Empirical Cross-Entropy Beyond the Training Distribution

arXiv.org Machine Learning

Machine learning theory has mostly focused on generalization to samples from the same distribution as the training data. Whereas a better understanding of generalization beyond the training distribution where the observed distribution changes is also fundamentally important to achieve a more powerful form of generalization. In this paper, we attempt to study through the lens of information measures how a particular architecture behaves when the true probability law of the samples is potentially different at training and testing times. Our main result is that the testing gap between the empirical cross-entropy and its statistical expectation (measured with respect to the testing probability law) can be bounded with high probability by the mutual information between the input testing samples and the corresponding representations, generated by the encoder obtained at training time. These results of theoretical nature are supported by numerical simulations showing that the mentioned mutual information is representative of the testing gap, capturing qualitatively the dynamic in terms of the hyperparameters of the network.


Global forensic geolocation with deep neural networks

arXiv.org Machine Learning

An important problem in forensic analyses is identifying the provenance of materials at a crime scene, such as biological material on a piece of clothing. This procedure, known as geolocation, is conventionally guided by expert knowledge of the biological evidence and therefore tends to be application-specific, labor-intensive, and subjective. Purely data-driven methods have yet to be fully realized due in part to the lack of a sufficiently rich data source. However, high-throughput sequencing technologies are able to identify tens of thousands of microbial taxa using DNA recovered from a single swab collected from nearly any object or surface. We present a new algorithm for geolocation that aggregates over an ensemble of deep neural network classifiers trained on randomly-generated Voronoi partitions of a spatial domain. We apply the algorithm to fungi present in each of 1300 dust samples collected across the continental United States and then to a global dataset of dust samples from 28 countries. Our algorithm makes remarkably good point predictions with more than half of the geolocation errors under 100 kilometers for the continental analysis and nearly 90% classification accuracy of a sample's country of origin for the global analysis. We suggest that the effectiveness of this model sets the stage for a new, quantitative approach to forensic geolocation.


New OECD Artificial Intelligence Principles: Governments Agree on International Standards for Trustworthy AI

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On 22 May, the Organization for Economic Co-operation and Development (OECD), an international team working on creating stronger policies in order to improve lives, adopted and approved new Artificial Intelligence (AI) principles. RELATED: WHAT IS EXPLAINABLE ARTIFICIAL INTELLIGENCE AND IS IT NEEDED? OECD principles on AI focus on AI that is original and trustworthy. Respect for human rights and democratic values are also strong focal points of these principles. This is a first of such principles to be agreed upon and put forward by governments.


Improved Training Speed, Accuracy, and Data Utilization Through Loss Function Optimization

arXiv.org Machine Learning

As the complexity of neural network models has grown, it has become increasingly important to optimize their design automatically through metalearning. Methods for discovering hyperparameters, topologies, and learning rate schedules have lead to significant increases in performance. This paper shows that loss functions can be optimized with metalearning as well, and result in similar improvements. The method, Genetic Loss-function Optimization (GLO), discovers loss functions de novo, and optimizes them for a target task. Leveraging techniques from genetic programming, GLO builds loss functions hierarchically from a set of operators and leaf nodes. These functions are repeatedly recombined and mutated to find an optimal structure, and then a covariance-matrix adaptation evolutionary strategy (CMA-ES) is used to find optimal coefficients. Networks trained with GLO loss functions are found to outperform the standard cross-entropy loss on standard image classification tasks. Training with these new loss functions requires fewer steps, results in lower test error, and allows for smaller datasets to be used. Loss-function optimization thus provides a new dimension of metalearning, and constitutes an important step towards AutoML.


AI-GAs: AI-generating algorithms, an alternate paradigm for producing general artificial intelligence

arXiv.org Artificial Intelligence

Perhaps the most ambitious scientific quest in human history is the creation of general artificial intelligence, which roughly means AI that is as smart or smarter than humans. The dominant approach in the machine learning community is to attempt to discover each of the pieces required for intelligence, with the implicit assumption that some future group will complete the Herculean task of figuring out how to combine all of those pieces into a complex thinking machine. I call this the ``manual AI approach.'' This paper describes another exciting path that ultimately may be more successful at producing general AI. It is based on the clear trend in machine learning that hand-designed solutions eventually are replaced by more effective, learned solutions. The idea is to create an AI-generating algorithm (AI-GA), which automatically learns how to produce general AI. Three Pillars are essential for the approach: (1) meta-learning architectures, (2) meta-learning the learning algorithms themselves, and (3) generating effective learning environments. I argue that either approach could produce general AI first, and both are scientifically worthwhile irrespective of which is the fastest path. Because both are promising, yet the ML community is currently committed to the manual approach, I argue that our community should increase its research investment in the AI-GA approach. To encourage such research, I describe promising work in each of the Three Pillars. I also discuss AI-GA-specific safety and ethical considerations. Because it it may be the fastest path to general AI and because it is inherently scientifically interesting to understand the conditions in which a simple algorithm can produce general AI (as happened on Earth where Darwinian evolution produced human intelligence), I argue that the pursuit of AI-GAs should be considered a new grand challenge of computer science research.


Automotive Artificial Intelligence (AI) Market To Set Phenomenal Growth From 2019 To 2025 - Fanancials

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A research report on "Global Automotive Artificial Intelligence (AI) Market 2019 Industry Research Report" is being published by researchunt.com. This is a key document as far as the clients and industries are concerned to not only understand the Global competitive market status that exists currently but also what future holds for it in the upcoming period, i.e., between 2018 and 2025. It has taken the previous market status of 2013 โ€“ 2018 to project the future status. The report has categorized in terms of region, type, key industries, and application. Global Automotive Artificial Intelligence (AI) revenue was xx.xx Million USD in 2013, grew to xx.xx Million USD in 2017, and will reach xx.xx Million USD in 2023, with a CAGR of x.x% during 2018-2023.


Yara & IBM using digital to 'transform' future of farming

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Norwegian chemical company Yara International has teamed up with tech giant IBM to transform the future of farming. The two companies together endeavour to build the "world's leading" digital farming platform which, they say, will provide holistic digital services and instant agronomic advice. Yara and IBM Services will jointly innovate and commercialise digital agricultural solutions that will help increase global food production. The collaboration will draw on Yara's agronomic knowledge โ€“ backed by more than 800 agronomists and a century of experience โ€“ and IBM's digital platforms, services and expertise in AI and data analytics. "Our collaboration centres around a common goal to make a real difference in agriculture," said Terje Knutsen, EVP Sales and Marketing in Yara.