New Jersey, NJ---- 07/19/2022-- The Global Artificial Intelligence in Insurance Market Report assesses developments relevant to the insurance industry and identifies key risks and vulnerabilities for the Artificial Intelligence in Insurance Industry to make stakeholders aware with current and future scenarios. To derive complete assessment and market...

The recent advances in natural language processing have yielded many exciting developments in text analysis and language understanding models; however, these models can also be used to track people, bringing severe privacy concerns. In this work, we investigate what individuals can do to avoid being detected by those models while using social media platforms. We ground our investigation in two exposure-risky tasks, stance detection and geotagging. We explore a variety of simple techniques for modifying text, such as inserting typos in salient words, paraphrasing, and adding dummy social media posts. Our experiments show that the performance of BERT-based models fined tuned for stance detection decreases significantly due to typos, but it is not affected by paraphrasing. Moreover, we find that typos have minimal impact on state-of-the-art geotagging models due to their increased reliance on social networks; however, we show that users can deceive those models by interacting with different users, reducing their performance by almost 50%.

Training and testing supervised object detection models require a large collection of images with ground truth labels. Labels define object classes in the image, as well as their locations, shape, and possibly other information such as pose. The labeling process has proven extremely time consuming, even with the presence of manpower. We introduce a novel labeling tool for 2D images as well as 3D triangular meshes: 3D Labeling Tool (3DLT). This is a standalone, feature-heavy and cross-platform software that does not require installation and can run on Windows, macOS and Linux-based distributions. Instead of labeling the same object on every image separately like current tools, we use depth information to reconstruct a triangular mesh from said images and label the object only once on the aforementioned mesh. We use registration to simplify 3D labeling, outlier detection to improve 2D bounding box calculation and surface reconstruction to expand labeling possibility to large point clouds. Our tool is tested against state of the art methods and it greatly surpasses them in terms of speed while preserving accuracy and ease of use.

Automated detection of anomalous trajectories is an important problem with considerable applications in intelligent transportation systems. Many existing studies have focused on distinguishing anomalous trajectories from normal trajectories, ignoring the large differences between anomalous trajectories. A recent study has made great progress in identifying abnormal trajectory patterns and proposed a two-stage algorithm for anomalous trajectory detection and classification (ATDC). This algorithm has excellent performance but suffers from a few limitations, such as high time complexity and poor interpretation. Here, we present a careful theoretical and empirical analysis of the ATDC algorithm, showing that the calculation of anomaly scores in both stages can be simplified, and that the second stage of the algorithm is much more important than the first stage. Hence, we develop a FastATDC algorithm that introduces a random sampling strategy in both stages. Experimental results show that FastATDC is 10 to 20 times faster than ATDC on real datasets. Moreover, FastATDC outperforms the baseline algorithms and is comparable to the ATDC algorithm.

Stereotypes, bias, and discrimination have been extensively documented in Machine Learning (ML) methods such as Computer Vision (CV) [18, 80], Natural Language Processing (NLP) [6], or both, in the case of large image and caption models such as OpenAI CLIP [14]. In this paper, we evaluate how ML bias manifests in robots that physically and autonomously act within the world. We audit one of several recently published CLIP-powered robotic manipulation methods, presenting it with objects that have pictures of human faces on the surface which vary across race and gender, alongside task descriptions that contain terms associated with common stereotypes. Our experiments definitively show robots acting out toxic stereotypes with respect to gender, race, and scientifically-discredited physiognomy, at scale. Furthermore, the audited methods are less likely to recognize Women and People of Color. Our interdisciplinary sociotechnical analysis synthesizes across fields and applications such as Science Technology and Society (STS), Critical Studies, History, Safety, Robotics, and AI. We find that robots powered by large datasets and Dissolution Models (sometimes called "foundation models", e.g. CLIP) that contain humans risk physically amplifying malignant stereotypes in general; and that merely correcting disparities will be insufficient for the complexity and scale of the problem. Instead, we recommend that robot learning methods that physically manifest stereotypes or other harmful outcomes be paused, reworked, or even wound down when appropriate, until outcomes can be proven safe, effective, and just. Finally, we discuss comprehensive policy changes and the potential of new interdisciplinary research on topics like Identity Safety Assessment Frameworks and Design Justice to better understand and address these harms.

Brain Age (BA) estimation via Deep Learning has become a strong and reliable bio-marker for brain health, but the black-box nature of Neural Networks does not easily allow insight into the features of brain ageing. We trained a ResNet model as a BA regressor on T1 structural MRI volumes from a small cross-sectional cohort of 524 individuals. Using Layer-wise Relevance Propagation (LRP) and DeepLIFT saliency mapping techniques, we analysed the trained model to determine the most relevant structures for brain ageing for the network, and compare these between the saliency mapping techniques. We show the change in attribution of relevance to different brain regions through the course of ageing. A tripartite pattern of relevance attribution to brain regions emerges. Some regions increase in relevance with age (e.g. the right Transverse Temporal Gyrus); some decrease in relevance with age (e.g. the right Fourth Ventricle); and others are consistently relevant across ages. We also examine the effect of the Brain Age Gap (BAG) on the distribution of relevance within the brain volume. It is hoped that these findings will provide clinically relevant region-wise trajectories for normal brain ageing, and a baseline against which to compare brain ageing trajectories.

Today's conflicts are becoming increasingly complex, fluid and fragmented, often involving a host of national and international actors with multiple and often divergent interests. This development poses significant challenges for conflict mediation, as mediators struggle to make sense of conflict dynamics, such as the range of conflict parties and the evolution of their political positions, the distinction between relevant and less relevant actors in peace-making, or the identification of key conflict issues and their interdependence. International peace efforts appear ill-equipped to successfully address these challenges. While technology is already being experimented with and used in a range of conflict related fields, such as conflict predicting or information gathering, less attention has been given to how technology can contribute to conflict mediation. This case study contributes to emerging research on the use of state-of-the-art machine learning technologies and techniques in conflict mediation processes. Using dialogue transcripts from peace negotiations in Yemen, this study shows how machine-learning can effectively support mediating teams by providing them with tools for knowledge management, extraction and conflict analysis. Apart from illustrating the potential of machine learning tools in conflict mediation, the paper also emphasises the importance of interdisciplinary and participatory, co-creation methodology for the development of context-sensitive and targeted tools and to ensure meaningful and responsible implementation.

Since the onset of the COVID-19 pandemic, vaccines have been an important topic in public discourse. The discussions around vaccines are polarized as some see them as an important measure to end the pandemic, and others are hesitant or find them harmful. This study investigates posts related to COVID-19 vaccines on Twitter and focuses on those which have a negative stance toward vaccines. A dataset of 16,713,238 English tweets related to COVID-19 vaccines was collected covering the period from March 1, 2020, to July 31, 2021. We used the Scikit-learn Python library to apply a support vector machine (SVM) classifier to identify the tweets with a negative stance toward the COVID-19 vaccines. A total of 5,163 tweets were used to train the classifier, out of which a subset of 2,484 tweets were manually annotated by us and made publicly available. We used the BERTtopic model to extract and investigate the topics discussed within the negative tweets and how they changed over time. We show that the negativity with respect to COVID-19 vaccines has decreased over time along with the vaccine roll-outs. We identify 37 topics of discussion and present their respective importance over time. We show that popular topics consist of conspiratorial discussions such as 5G towers and microchips, but also contain legitimate concerns around vaccination safety and side effects as well as concerns about policies. Our study shows that even unpopular opinions or conspiracy theories can become widespread when paired with a widely popular discussion topic such as COVID-19 vaccines. Understanding the concerns and the discussed topics and how they change over time is essential for policymakers and public health authorities to provide better and in-time information and policies, to facilitate vaccination of the population in future similar crises.

Deep Learning models have become dominant in tackling financial time-series analysis problems, overturning conventional machine learning and statistical methods. Most often, a model trained for one market or security cannot be directly applied to another market or security due to differences inherent in the market conditions. In addition, as the market evolves through time, it is necessary to update the existing models or train new ones when new data is made available. This scenario, which is inherent in most financial forecasting applications, naturally raises the following research question: How to efficiently adapt a pre-trained model to a new set of data while retaining performance on the old data, especially when the old data is not accessible? In this paper, we propose a method to efficiently retain the knowledge available in a neural network pre-trained on a set of securities and adapt it to achieve high performance in new ones. In our method, the prior knowledge encoded in a pre-trained neural network is maintained by keeping existing connections fixed, and this knowledge is adjusted for the new securities by a set of augmented connections, which are optimized using the new data. The auxiliary connections are constrained to be of low rank. This not only allows us to rapidly optimize for the new task but also reduces the storage and run-time complexity during the deployment phase. The efficiency of our approach is empirically validated in the stock mid-price movement prediction problem using a large-scale limit order book dataset. Experimental results show that our approach enhances prediction performance as well as reduces the overall number of network parameters.

Existing studies on multimodal sentiment analysis heavily rely on textual modality and unavoidably induce the spurious correlations between textual words and sentiment labels. This greatly hinders the model generalization ability. To address this problem, we define the task of out-of-distribution (OOD) multimodal sentiment analysis. This task aims to estimate and mitigate the bad effect of textual modality for strong OOD generalization. To this end, we embrace causal inference, which inspects the causal relationships via a causal graph. From the graph, we find that the spurious correlations are attributed to the direct effect of textual modality on the model prediction while the indirect one is more reliable by considering multimodal semantics. Inspired by this, we devise a model-agnostic counterfactual framework for multimodal sentiment analysis, which captures the direct effect of textual modality via an extra text model and estimates the indirect one by a multimodal model. During the inference, we first estimate the direct effect by the counterfactual inference, and then subtract it from the total effect of all modalities to obtain the indirect effect for reliable prediction. Extensive experiments show the superior effectiveness and generalization ability of our proposed framework.