Central Banks Digital Currency (CBDC) is a digital currency or virtual asset backed by a central bank. According to the Atlantic Council CBDC Tracker, over 100 countries are currently exploring the CBDC opportunity and between 2020-2022 the central banks of many countries launched CBDC, while others started the pilot or research project. The Bahamas was the first country to launch CBDC which they named Sand Dollar. Nigeria launched e-Naira and Jamaica introduced JAM-DEX. China has been trialing Digital Yuan or e-CNY for a couple of years, Ghana is conducting eCedi pilot and India has started a pilot of both wholesale and retail CBDC Digital Rupee (e-Rupee) in the last quarter of 2022.

This dissertation proposes a framework of user-centered security in Natural Language Processing (NLP), and demonstrates how it can improve the accessibility of related research. Accordingly, it focuses on two security domains within NLP with great public interest. First, that of author profiling, which can be employed to compromise online privacy through invasive inferences. Without access and detailed insight into these models' predictions, there is no reasonable heuristic by which Internet users might defend themselves from such inferences. Secondly, that of cyberbullying detection, which by default presupposes a centralized implementation; i.e., content moderation across social platforms. As access to appropriate data is restricted, and the nature of the task rapidly evolves (both through lexical variation, and cultural shifts), the effectiveness of its classifiers is greatly diminished and thereby often misrepresented. Under the proposed framework, we predominantly investigate the use of adversarial attacks on language; i.e., changing a given input (generating adversarial samples) such that a given model does not function as intended. These attacks form a common thread between our user-centered security problems; they are highly relevant for privacy-preserving obfuscation methods against author profiling, and adversarial samples might also prove useful to assess the influence of lexical variation and augmentation on cyberbullying detection.

Despite strong performance in many sequence-to-sequence tasks, autoregressive models trained with maximum likelihood estimation suffer from exposure bias, i.e. the discrepancy between the ground-truth prefixes used during training and the model-generated prefixes used at inference time. Scheduled sampling is a simple and empirically successful approach which addresses this issue by incorporating model-generated prefixes into training. However, it has been argued that it is an inconsistent training objective leading to models ignoring the prefixes altogether. In this paper, we conduct systematic experiments and find that scheduled sampling, while it ameliorates exposure bias by increasing model reliance on the input sequence, worsens performance when the prefix at inference time is correct, a form of catastrophic forgetting. We propose to use Elastic Weight Consolidation to better balance mitigating exposure bias with retaining performance. Experiments on four IWSLT'14 and WMT'14 translation datasets demonstrate that our approach alleviates catastrophic forgetting and significantly outperforms maximum likelihood estimation and scheduled sampling baselines.

Identifying whether a given sample is an outlier or not is an important issue in various real-world domains. This study aims to solve the unsupervised outlier detection problem where training data contain outliers, but any label information about inliers and outliers is not given. We propose a powerful and efficient learning framework to identify outliers in a training data set using deep neural networks. We start with a new observation called the inlier-memorization (IM) effect. When we train a deep generative model with data contaminated with outliers, the model first memorizes inliers before outliers. Exploiting this finding, we develop a new method called the outlier detection via the IM effect (ODIM). The ODIM only requires a few updates; thus, it is computationally efficient, tens of times faster than other deep-learning-based algorithms. Also, the ODIM filters out outliers successfully, regardless of the types of data, such as tabular, image, and sequential. We empirically demonstrate the superiority and efficiency of the ODIM by analyzing 20 data sets.

Recent years have seen the development of many open-source ML fairness toolkits aimed at helping ML practitioners assess and address unfairness in their systems. However, there has been little research investigating how ML practitioners actually use these toolkits in practice. In this paper, we conducted the first in-depth empirical exploration of how industry practitioners (try to) work with existing fairness toolkits. In particular, we conducted think-aloud interviews to understand how participants learn about and use fairness toolkits, and explored the generality of our findings through an anonymous online survey. We identified several opportunities for fairness toolkits to better address practitioner needs and scaffold them in using toolkits effectively and responsibly. Based on these findings, we highlight implications for the design of future open-source fairness toolkits that can support practitioners in better contextualizing, communicating, and collaborating around ML fairness efforts.

In December 2019, a novel coronavirus (COVID-19) spread so quickly around the world that many countries had to set mandatory face mask rules in public areas to reduce the transmission of the virus. To monitor public adherence, researchers aimed to rapidly develop efficient systems that can detect faces with masks automatically. However, the lack of representative and novel datasets proved to be the biggest challenge. Early attempts to collect face mask datasets did not account for potential race, gender, and age biases. Therefore, the resulting models show inherent biases toward specific race groups, such as Asian or Caucasian. In this work, we present a novel face mask detection dataset that contains images posted on Twitter during the pandemic from around the world. Unlike previous datasets, the proposed Bias-Aware Face Mask Detection (BAFMD) dataset contains more images from underrepresented race and age groups to mitigate the problem for the face mask detection task. We perform experiments to investigate potential biases in widely used face mask detection datasets and illustrate that the BAFMD dataset yields models with better performance and generalization ability. The dataset is publicly available at https://github.com/Alpkant/BAFMD.

Inference-time adaptation methods for semantic parsing are useful for leveraging examples from newly-observed domains without repeated fine-tuning. Existing approaches typically bias the decoder by simply concatenating input-output example pairs (cases) from the new domain at the encoder's input in a Seq-to-Seq model. Such methods cannot adequately leverage the structure of logical forms in the case examples. We propose StructCBR, a structured case-based reasoning approach, which leverages subtree-level similarity between logical forms of cases and candidate outputs, resulting in better decoder decisions. For the task of adapting Text-to-SQL models to unseen schemas, we show that exploiting case examples in a structured manner via StructCBR offers consistent performance improvements over prior inference-time adaptation methods across five different databases. To the best of our knowledge, we are the first to attempt inference-time adaptation of Text-to-SQL models, and harness trainable structured similarity between subqueries.

Training machines to understand natural language and interact with humans is one of the major goals of artificial intelligence. Recent years have witnessed an evolution from matching networks to pre-trained language models (PrLMs). In contrast to the plain-text modeling as the focus of the PrLMs, dialogue texts involve multiple speakers and reflect special characteristics such as topic transitions and structure dependencies between distant utterances. However, the related PrLM models commonly represent dialogues sequentially by processing the pairwise dialogue history as a whole. Thus the hierarchical information on either utterance interrelation or speaker roles coupled in such representations is not well addressed. In this work, we propose compositional learning for holistic interaction across the utterances beyond the sequential contextualization from PrLMs, in order to capture the utterance-aware and speaker-aware representations entailed in a dialogue history. We decouple the contextualized word representations by masking mechanisms in Transformer-based PrLM, making each word only focus on the words in current utterance, other utterances, and two speaker roles (i.e., utterances of sender and utterances of the receiver), respectively. In addition, we employ domain-adaptive training strategies to help the model adapt to the dialogue domains. Experimental results show that our method substantially boosts the strong PrLM baselines in four public benchmark datasets, achieving new state-of-the-art performance over previous methods.

I had the opportunity to engage in a conversation with an artificial intelligence (AI) program recently. It was fascinating to see how the conversation progressed and how the AI responded to my input. Are you curious about how our conversation went? How can I help you today? AI: Yes, I am familiar with Kiswahili. It is a Bantu language that is spoken primarily in East Africa, particularly in Tanzania, Kenya, Uganda, and the Democratic Republic of Congo.

Along with machine learning (ML), artificial intelligence (AI) represents both the answer to many cyber security challenges, and the dystopian future presented by all good apocalyptic sci-fi films and books. Beyond the inclusion of AI in many vendor slide decks as a way of positioning next-generation technology and a more advanced, automated approach to technology, it's now becoming increasingly mainstream as a concept. At the end of 2022, it crashed through into public awareness in a whole new way with the launch of ChatGPT, part of the OpenAI platform that allows for conversational dialogue to answer questions, engage in dialogue and provide detailed responses. This step up from a glorified Google query has fired the imagination, with the awareness of students looking to fast-track essay responses without the frustrating need to actually read source materials at the forefront, followed by teachers looking to similarly automate marking. Anyone who has suffered at the hands of a website chatbot when trying to get help or an answer to a vaguely complex question also saw hope in the chance of a more positive result when talking to a computer.