Plus: OpenAI has unveiled its long-awaited super app. The AI firm Anthropic has got the clearest glimpse yet at what's really going on inside large language models as they answer questions or carry out tasks. What they found ranges from the mundane to the unnerving. Researchers at the company built a tool called the Jacobian lens (or J-lens) and used it to uncover a hidden area, which they named the J-space, inside its flagship LLM, Claude. The J-space contains words related to the response a model is working on but may not ultimately produce. If Claude were a person (which it is not), you might say these hidden words reveal what's on its mind before it actually speaks.

OpenAI is in the midst of overhauling ChatGPT . The goal is to transform the chatbot's simple interface into a personalized AI agent that can handle tasks in every facet of your personal and professional life. The company has taken to calling this new product, privately and publicly, a "super app." The all-in-one platform represents one of the biggest bets OpenAI has ever made, and one engineering leader now holds enormous sway over whether it pays off: Thibault Sottiaux. Last month, Sottiaux was appointed OpenAI's head of core products, overseeing both ChatGPT and Codex, as well as combining them into the future super app.

The Download: how the World Cup ball will fly and OpenAI's "super app" Plus: OpenAI plans to turn ChatGPT into a'super app' before its IPO. Why this year's World Cup ball may not fly as far Much is new about this month's FIFA World Cup tournament. It hosts more teams than ever before. It's the first to occur in three different host countries. And, like every World Cup for over half a century, it will employ a football with a brand-new design. Through wind-tunnel experiments, researchers found that long-distance kicks with Adidas's new Trionda ball might not travel as far as they did in the past.

Plus: OpenAI is also creating a super app. OpenAI has a new grand challenge: building an AI researcher--a fully automated agent-based system capable of tackling large, complex problems by itself. The San Francisco firm said the new goal will be its "north star" for the next few years. By September, the company plans to build "an autonomous AI research intern" that can take on a small number of specific research problems. The intern will be the precursor to the fully automated multi-agent system, which is slated to debut in 2028. In an exclusive interview this week, OpenAI's chief scientist, Jakub Pachocki, talked me through the plans.

In this evolving digital era, technology service providers must benefit from the latest techniques and tools to stay ahead of the competition. An executive and leaders of the goods must rely on amalgam for the short and long term. However, businesses are enhancing their dependency on tech, using the latest or emerging technologies in advanced ways. External forces like sociological, macroeconomic, and environmental aspects also affect how enterprises plan for the future. Hence, let's see the list of the top tech trends in 2023 that technology service providers must know.

CIOs must keep an eye on emerging technologies. The following emerging technology innovations could impact businesses in 2023. This decade of IT is significant as innovations are responsive to the turbulent economy. So, to provide a glimpse of how emerging technology will impact businesses in 2023, here is a compilation of leading technologies that hold the potential for enterprises to embark on a journey of innovation and growth. The following technologies are also a recap for leaders to experience the advancements they grabbed in 2022.

Central Banks Digital Currency (CBDC) is a digital currency or virtual asset backed by a central bank. According to the Atlantic Council CBDC Tracker, over 100 countries are currently exploring the CBDC opportunity and between 2020-2022 the central banks of many countries launched CBDC, while others started the pilot or research project. The Bahamas was the first country to launch CBDC which they named Sand Dollar. Nigeria launched e-Naira and Jamaica introduced JAM-DEX. China has been trialing Digital Yuan or e-CNY for a couple of years, Ghana is conducting eCedi pilot and India has started a pilot of both wholesale and retail CBDC Digital Rupee (e-Rupee) in the last quarter of 2022.

QuantumBlack, AI by McKinsey recently sat down with Selim Turki, head of data and AI at Careem, to discuss the latest trends in advanced analytics and artificial intelligence. Far from a dry discussion of theory, the conversation coalesced around several fascinating use cases in which Careem is using AI to make a difference in people's lives. We discussed how AI is being leveraged to improve customer and driver security through targeted facial-recognition checks to ensure drivers (captains) are who they say they are. We also discussed how AI is being used to provide customers with the most accurate and up-to-date estimated times of arrival (ETAs) by factoring in a host of conditions, including local weather conditions, prayer times, and even iftar times during Ramadan. Along the way, we discussed what it means to be an "AI first" company and the outlook for AI tech--and talent--in the region.

Just months after raising $28 million, Jerry announced today that it has raised $75 million in a Series C round that values the company at $450 million. Existing backer Goodwater Capital doubled down on its investment in Jerry, leading the "oversubscribed" round. Bow Capital, Kamerra, Highland Capital Partners and Park West Asset Management also participated in the financing, which brings Jerry's total raised to $132 million since its 2017 inception. Goodwater Capital also led the startup's Series B earlier this year. Jerry's new valuation is about "4x" that of the company at its Series B round, according to co-founder and CEO Art Agrawal.

Before the pandemic, at the World Economic Forum 2018, Justin Trudeau addressed the audience by saying, "The pace of change has never been this fast, yet it will never be this slow again." As we look back, we realize these words couldn't be more true. Even in the past year, we have seen exponential tech advancements and changes in consumer behavior that have eclipsed what had occurred in previous decades. From the pandemic, we are able to see the emergence of megatrends across multiple industries that will impact banking, disrupting legacy business models, and having the potential to improve consumer's financial lives. Some of these megatrends are already well in process, while others are in their formative stage.