While Sam's Club at first glance may seem like a typical warehouse retail membership club, look beyond the pallets of packaged food and tabletops stacked with designer clothing, and you'll see an operation committed to using technology to improve the experience of customers – or members, as they are called – and its own operations. Case in point -- the company introduced the Scan and Go mobile phone app in 2016, allowing customers to avoid the check-out lines by using their mobile phones to scan barcodes themselves and then click a button to check out and pay. The service made shopping more convenient for the members who used it in 2016. But it really stood out as visionary when the pandemic hit in 2020. Scan and Go provided a contactless shopping experience at a time when the guidance on COVID was to "social distance" by staying 6 feet away from anyone else.

The Big Data investments are further expected to grow, eventually accounting for over $200 billion by the end of 2030.

RupeeBoss, India's most preferred 3600 lending platform has associated with Axis Bank to facilitate seamless borrowing on MyJioapp. RupeeBoss, which has successfully disbursed a total loan amount of INR 25 billion till date, and Jio have developed an AI-driven loan assistance product called'The Loan Genie', which will be integrated in the MyJio app. The move is aimed at giving greater exposure to the lending platform and its highly-evolved credit assistance products among Jio users across the country. More than 19% of India's population is still unbanked or financially excluded, sourcing its funds from alternatives such as friends, family, or local moneylenders. The high-interest rates, going up to 70-80% or even more annually, has created a'debt trap' for many. On the other hand, those who are lucky enough to access a formal source find it difficult to deal with the lengthy documentation and verification process, endless wait, and lack of apathy.