Reinsurance treaty pricing must satisfy stringent regulatory standards, yet current quoting practices remain opaque and difficult to audit. We introduce ClauseLens, a clause-grounded reinforcement learning framework that produces transparent, regulation-compliant, and risk-aware treaty quotes. ClauseLens models the quoting task as a Risk-Aware Constrained Markov Decision Process (RA-CMDP). Statutory and policy clauses are retrieved from legal and underwriting corpora, embedded into the agent's observations, and used both to constrain feasible actions and to generate clause-grounded natural language justifications. Evaluated in a multi-agent treaty simulator calibrated to industry data, ClauseLens reduces solvency violations by 51%, improves tail-risk performance by 27.9% (CVaR_0.10), and achieves 88.2% accuracy in clause-grounded explanations with retrieval precision of 87.4% and recall of 91.1%. These findings demonstrate that embedding legal context into both decision and explanation pathways yields interpretable, auditable, and regulation-aligned quoting behavior consistent with Solvency II, NAIC RBC, and the EU AI Act.

Generating domain-specific content such as legal clauses based on minimal user-provided information can be of significant benefit in automating legal contract generation. In this paper, we propose a controllable graph-based mechanism that can generate legal clauses using only the topic or type of the legal clauses. Our pipeline consists of two stages involving a graph-based planner followed by a clause generator. The planner outlines the content of a legal clause as a sequence of keywords in the order of generic to more specific clause information based on the input topic using a controllable graph-based mechanism. The generation stage takes in a given plan and generates a clause. The pipeline consists of a graph-based planner followed by text generation. We illustrate the effectiveness of our proposed two-stage approach on a broad set of clause topics in contracts.