Machine learning is taking over more previously manual human tasks across all industries and the financial services sector is no exception. In fact, fintech is driving rapid change across the whole sector including invoice finance. The use of incredibly clever computer algorithms which can be programmed to learn as new data comes in is and will undoubtedly result in huge improvements in certain areas of invoice finance provision. Fintech is driving rapid change across the whole sector. However, human experience and judgement will remain a vital part of the process as even the most complex machines have their limitations.