With the rise of zero-dollar commissions at custodians and low cost robo-advisors, the financial industry--and Financial Advisors--are at a competitive disadvantage to artificial intelligence. By 2030, an estimated 80% of heritage financial services companies will go out of business, struggle for relevance, fail to use technology to change their business model, or become commoditized. Real Intelligence LLC is warning Financial Planners of this potential outcome plagued by technology enhancements, like robo-advisors. Real Intelligence, however, is executing a real-time solution that provides a patented dynamic mapping system in conjunction with human effort. "Thirty percent of advisors will exit the business in three to five years," predicts Jeff Mount, president of Real Intelligence.