Until recently, insurance has been a virtual island in a sea of technological change. While innovators began disrupting banking and wealth management during the FinTech boom, which preceded the financial crash in 2008 -- not to mention also completely transforming the music, travel, taxis and booking industries -- insurance was happy to maintain its centuries-old business model, whilst also maintaining its aversion to deploying new technology. And for a trade built on its ability to quantify and price risks, it was startling to see just how unprepared the insurance industry seemed to be against technological disruption. However, since the turn of 2017 and throughout the course of last year, there seems to have been a new-found urgency to embrace the industry's digitalisation, adopting higher-impact technological capabilities aimed at enhancing underwriting, improving claims and augmenting customer experience. Such urgency can be attributed to the colossal boom in investment into InsurTech over the last 12 months. A recent report by Accenture, found that during the first half of 2017, £218 million had already been invested into UK InsurTech alone -- twice the level of investment into InsurTech across the rest of the European Union.