Your customer will receive an automatic and personalized SMS message on their mobile phone that will inform them of their debt and offer the option to pay it or leave a commitment to pay through a link. If they press the first option, issue solved! If they decide to do it at another time, they can state a payment commitment. If 3 days have passed since the customer received the SMS and they did not take any action, they will receive an interactive call through Voice. Through the phone, a bot will notify you about your debt and payment options.

A growing number of fintech services are specifically targeting retirees and seniors. From financial management to estate planning, here are the trends driving the nascent space forward. Fintech is often associated with digital tools targeted at tech-savvy millennials. But there is a growing market of fintech companies serving the unique financial needs of Baby Boomers and older retirees -- and for good reason. Q1'19 VC-backed fintech funding dropped but deals remained strong.

A "Robot Scientist" – Machine learning automates a kind of scientific research It's weird: Vegetarians miss fewer flights. It's wacky: People who like "curly fries" on Facebook are more intelligent. You're traveling through a dimension whose boundaries are that of imagination. Well, it's not really The Twilight Zone, but let's call it "The'Freakonomics' of big data," or "The Ripley's Believe It or Not of data science." We live in a weird and wacky world, full of bizarre and surprising connections, and these connections are reflected within all those tons of data constantly being collected.

Like many things, accounting performed on computers has come a long way in the last 50 years, especially recently. While many firms and clients are still using desktops, an increasing number are using those PCs to connect with applications and storage located elsewhere. And the exact location of this "elsewhere" has become less important than knowing that the companies offering these services are respectable, responsible, stable and affordable. Today, more and more firms and their clients are moving from in-house to the cloud, and this trend shows no signs of slowing down. As in past years, we've turned to the vendors of cloud accounting solutions for answers and insights.

AI has taken some steps into banking, but it also poised to transform how banks learn from and interact with customers. Financial services will lead the charge in the implementation of AI. Africa's mobile phone market has expanded to become larger than either the EU or the United States with some 650 million subscribers (2016 data). At the same time, Internet bandwidth has grown 20-fold as hundreds of thousands of kilometres of new cables have been laid across the continent to serve an increasing number of its 1.2 billion Africans. Augmented experience on how to recommend how much to spend and on what.

Suddenly, artificial intelligence is everywhere. Are you AI ready if not then be ready to be read in history books. Are we not missing the fact that artificial intelligence is about the people, not the machines. Technology and non technology companies are now investing and brining out the real and materialistic values of Artificial Intelligence to the real world. Its almost after a frustrating and hard work of decade AI has started delivering values.

Digital technologies are irreversibly changing the way we interact with different businesses. Many times, the play of technology behind the scene is so subtle yet widespread that we fail to notice it in action. As digital transformation slowly yet surely leaves its footprint in our lives, AI is the next paradigm shift that would drive this change. Today, in the banking sector, customer experience has become vital to ensure good business. Banks can leverage the power of big data analytics and machine learning algorithms to study customer behavior to arrive at insights that would help in creating key differentiators and improve business performance. While incumbents of the banking industry might have viewed FinTech players as disruptors and competitors, only a synergy between these two can result in solutions that meet the expectations of the well informed and ever demanding customer.

AI has taken some steps into banking, but it also poised to transform how banks learn from and interact with customers. Financial services will lead the charge in the implementation of AI. Africa's mobile phone market has expanded to become larger than either the EU or the United States with some 650 million subscribers (2016 data). At the same time, Internet bandwidth has grown 20-fold as hundreds of thousands of kilometres of new cables have been laid across the continent to serve an increasing number of its 1.2 billion Africans. Augmented experience on how to recommend how much to spend and on what.

AI has taken some steps into banking, but it also poised to transform how banks learn from and interact with customers. Financial services will lead the charge in the implementation of AI. Africa's mobile phone market has expanded to become larger than either the EU or the United States with some 650 million subscribers (2016 data). At the same time, Internet bandwidth has grown 20-fold as hundreds of thousands of kilometres of new cables have been laid across the continent to serve an increasing number of its 1.2 billion Africans. Augmented experience on how to recommend how much to spend and on what.