AI is a broad term covering multiple fields. For AML professionals, perhaps the most relevant subfield of AI is machine learning, which refers to the use of algorithms to continually improve a task, without the need for human intervention. Machine learning algorithms search for patterns within a given data set. Repeated recognition of patterns allows an algorithm to make ever more swift and accurate predictions. According to a survey of 296 UK-based AML professionals conducted by The Economist Intelligence Unit, the areas where respondents believe AI and advanced analytics can best be applied to combat money laundering are suspicious activity reporting (45%) and transaction monitoring (43%).

Artificial Intelligence (AI) environment has risen from data scientists to reach the boardroom as a pre-curser to digital transformation. Clayton Christensen, author of The Innovator's Dilemma, a disruptive technology adds to the premise writing AI "enables new markets to emerge" to disrupts an existing market status-quo. The adoption path of AI needs a well thought out strategy to evolve in response to the dynamically changing technology parlance. These changes are well equated to the waves in an ocean, where either CIOs need to learn how to ride the wave or be overpowered by its force. Artificial Intelligence defined in business parlance are algorithms that imitate human thinking applying to compute systems using logic, decision trees and if-then rules.

With the huge success of deep learning, other machine learning paradigms have had to take back seat. Yet other models, particularly rule-based, are more readable and explainable and can even be competitive when labelled data is not abundant. However, most of the existing rule-based classifiers suffer from the production of a large number of classification rules, affecting the model readability. This hampers the classification accuracy as noisy rules might not add any useful informationfor classification and also lead to longer classification time. In this study, we propose SigD2 which uses a novel, two-stage pruning strategy which prunes most of the noisy, redundant and uninteresting rules and makes the classification model more accurate and readable. To make SigDirect more competitive with the most prevalent but uninterpretable machine learning-based classifiers like neural networks and support vector machines, we propose bagging and boosting on the ensemble of the SigDirect classifier. The results of the proposed algorithms are quite promising and we are able to obtain a minimal set of statistically significant rules for classification without jeopardizing the classification accuracy. We use 15 UCI datasets and compare our approach with eight existing systems.The SigD2 and boosted SigDirect (ACboost) ensemble model outperform various state-of-the-art classifiers not only in terms of classification accuracy but also in terms of the number of rules.

Mining association rules from data streams is a challenging task due to the (typically) limited resources available vs. the large size of the result. Frequent closed itemsets (FCI) enable an efficient first step, yet current FCI stream miners are not optimal on resource consumption, e.g. they store a large number of extra itemsets at an additional cost. In a search for a better storage-efficiency trade-off, we designed Ciclad,an intersection-based sliding-window FCI miner. Leveraging in-depth insights into FCI evolution, it combines minimal storage with quick access. Experimental results indicate Ciclad's memory imprint is much lower and its performances globally better than competitor methods.

For far too long, sales reps and commercial managers in the pharmaceutical industry have had their responsibilities eroded by wave after wave of IT implementations, each one supposedly making life easier - but doing the exact opposite. The time has come for a more intelligent solution. It's time for technology to empower, not overrule. It's time for sales and marketing managers to regain control. Single black-box'next best actions' which dictate and disempower If you want to re-empower your sales and marketing staff with a smarter generation of technology, enter your details.

Disruption to supply chains as the pandemic swept the globe has led many companies to reevaluate how well-equipped they are to handle system-wide volatility across networks. How is anyone to make sense of demand and supply patterns and manage overall health in the midst of this pandemic -- which has introduced a level of uncertainty that current enterprise tools are not designed to process? Working closely with our customers on a daily basis, we are being asked to help make sense of their demand signals across complex networks and hierarchies. We are also helping them predict and respond to impending supply imbalances within their 0-12 week execution windows, a critical source of value leakage and especially pertinent in current times. Faced with this fast-paced, multi-dimensional chess-game, customers need clear planning recommendations that improve fill rates, reduce inventory, minimize write-offs and control logistics spend.

In the conventional Takagi-Sugeno-Kang (TSK)-type fuzzy models, constant or linear functions are usually utilized as the consequent parts of the fuzzy rules, but they cannot effectively describe the behavior within local regions defined by the antecedent parts. In this article, a theoretical and practical design methodology is developed to address this problem. First, the information granulation (Fuzzy C-Means) method is applied to capture the structure in the data and split the input space into subspaces, as well as form the antecedent parts. Second, the quadratic polynomials (QPs) are employed as the consequent parts. Compared with constant and linear functions, QPs can describe the input-output behavior within the local regions (subspaces) by refining the relationship between input and output variables. However, although QP can improve the approximation ability of the model, it could lead to the deterioration of the prediction ability of the model (e.g., overfitting). To handle this issue, we introduce an exponential weight approach inspired by the weight function theory encountered in harmonic analysis. More specifically, we adopt the exponential functions as the targeted penalty terms, which are equipped with l2 regularization (l2) (i.e., exponential weighted l2, ewl_2) to match the proposed reinforced second-order fuzzy rule-based model (RSFRM) properly. The advantage of el 2 compared to ordinary l2 lies in separately identifying and penalizing different types of polynomial terms in the coefficient estimation, and its results not only alleviate the overfitting and prevent the deterioration of generalization ability but also effectively release the prediction potential of the model.

State-of-the-art recommender systems have the ability to generate high-quality recommendations, but usually cannot provide intuitive explanations to humans due to the usage of black-box prediction models. The lack of transparency has highlighted the critical importance of improving the explainability of recommender systems. In this paper, we propose to extract causal rules from the user interaction history as post-hoc explanations for the black-box sequential recommendation mechanisms, whilst maintain the predictive accuracy of the recommendation model. Our approach firstly achieves counterfactual examples with the aid of a perturbation model, and then extracts personalized causal relationships for the recommendation model through a causal rule mining algorithm. Experiments are conducted on several state-of-the-art sequential recommendation models and real-world datasets to verify the performance of our model on generating causal explanations. Meanwhile, We evaluate the discovered causal explanations in terms of quality and fidelity, which show that compared with conventional association rules, causal rules can provide personalized and more effective explanations for the behavior of black-box recommendation models.

The right to contest a decision with consequences on individuals or the society is a well-established democratic right. Despite this right also being explicitly included in GDPR in reference to automated decision-making, its study seems to have received much less attention in the AI literature compared, for example, to the right for explanation. This paper investigates the type of assurances that are needed in the contesting process when algorithmic black boxes are involved, opening new questions about the interplay of contestability and explainability. We argue that specialised complementary methodologies to evaluate automated decision-making in the case of a particular decision being contested need to be developed. Further, we propose a combination of well-established software engineering and rule-based approaches as a possible socio-technical solution to the issue of contestability, one of the new democratic challenges posed by the automation of decision making.

Many systems have been developed in recent years to mine logical rules from large-scale Knowledge Graphs (KGs), on the grounds that representing regularities as rules enables both the interpretable inference of new facts, and the explanation of known facts. Among these systems, the walk-based methods that generate the instantiated rules containing constants by abstracting sampled paths in KGs demonstrate strong predictive performance and expressivity. However, due to the large volume of possible rules, these systems do not scale well where computational resources are often wasted on generating and evaluating unpromising rules. In this work, we address such scalability issues by proposing new methods for pruning unpromising rules using rule hierarchies. The approach consists of two phases. Firstly, since rule hierarchies are not readily available in walk-based methods, we have built a Rule Hierarchy Framework (RHF), which leverages a collection of subsumption frameworks to build a proper rule hierarchy from a set of learned rules. And secondly, we adapt RHF to an existing rule learner where we design and implement two methods for Hierarchical Pruning (HPMs), which utilize the generated hierarchies to remove irrelevant and redundant rules. Through experiments over four public benchmark datasets, we show that the application of HPMs is effective in removing unpromising rules, which leads to significant reductions in the runtime as well as in the number of learned rules, without compromising the predictive performance.