Due to the powerful learning ability on high-rank and non-linear features, deep neural networks (DNNs) are being applied to data mining and machine learning in various fields, and exhibit higher discrimination performance than conventional methods. However, the applications based on DNNs are rare in enterprise credit rating tasks because most of DNNs employ the "end-to-end" learning paradigm, which outputs the high-rank representations of objects and predictive results without any explanations. Thus, users in the financial industry cannot understand how these high-rank representations are generated, what do they mean and what relations exist with the raw inputs. Then users cannot determine whether the predictions provided by DNNs are reliable, and not trust the predictions providing by such "black box" models. Therefore, in this paper, we propose a novel network to explicitly model the enterprise credit rating problem using DNNs and attention mechanisms. The proposed model realizes explainable enterprise credit ratings. Experimental results obtained on real-world enterprise datasets verify that the proposed approach achieves higher performance than conventional methods, and provides insights into individual rating results and the reliability of model training.

Machine learning applications have become ubiquitous. Their applications from machine embedded control in production over process optimization in diverse areas (e.g., traffic, finance, sciences) to direct user interactions like advertising and recommendations. This has led to an increased effort of making machine learning trustworthy. Explainable and fair AI have already matured. They address knowledgeable users and application engineers. However, there are users that want to deploy a learned model in a similar way as their washing machine. These stakeholders do not want to spend time understanding the model. Instead, they want to rely on guaranteed properties. What are the relevant properties? How can they be expressed to stakeholders without presupposing machine learning knowledge? How can they be guaranteed for a certain implementation of a model? These questions move far beyond the current state-of-the-art and we want to address them here. We propose a unified framework that certifies learning methods via care labels. They are easy to understand and draw inspiration from well-known certificates like textile labels or property cards of electronic devices. Our framework considers both, the machine learning theory and a given implementation. We test the implementation's compliance with theoretical properties and bounds. In this paper, we illustrate care labels by a prototype implementation of a certification suite for a selection of probabilistic graphical models.

Learning from label proportions (LLP) aims at learning an instance-level classifier with label proportions in grouped training data. Existing deep learning based LLP methods utilize end-to-end pipelines to obtain the proportional loss with Kullback-Leibler divergence between the bag-level prior and posterior class distributions. However, the unconstrained optimization on this objective can hardly reach a solution in accordance with the given proportions. Besides, concerning the probabilistic classifier, this strategy unavoidably results in high-entropy conditional class distributions at the instance level. These issues further degrade the performance of the instance-level classification. In this paper, we regard these problems as noisy pseudo labeling, and instead impose the strict proportion consistency on the classifier with a constrained optimization as a continuous training stage for existing LLP classifiers. In addition, we introduce the mixup strategy and symmetric crossentropy to further reduce the label noise. Our framework is model-agnostic, and demonstrates compelling performance improvement in extensive experiments, when incorporated into other deep LLP models as a post-hoc phase.

Reinforcement learning (RL) is an effective technique for training decision-making agents through interactions with their environment. The advent of deep learning has been associated with highly notable successes with sequential decision making problems - such as defeating some of the highest-ranked human players at Go. In digital advertising, real-time bidding (RTB) is a common method of allocating advertising inventory through real-time auctions. Bidding strategies need to incorporate logic for dynamically adjusting parameters in order to deliver pre-assigned campaign goals. Here we discuss techniques toward using RL to train bidding agents. As a campaign metric we particularly focused on viewability: the percentage of inventory which goes on to be viewed by an end user. This paper is presented as a survey of techniques and experiments which we developed through the course of this research. We discuss expanding our training data to include edge cases by training on simulated interactions. We discuss the experimental results comparing the performance of several promising RL algorithms, and an approach to hyperparameter optimization of an actor/critic training pipeline through Bayesian optimization. Finally, we present live-traffic tests of some of our RL agents against a rule-based feedback-control approach, demonstrating the potential for this method as well as areas for further improvement. This paper therefore presents an arrangement of our findings in this quickly developing field, and ways that it can be applied to an RTB use case.

Deep learning has achieved promising segmentation performance on 3D left atrium MR images. However, annotations for segmentation tasks are expensive, costly and difficult to obtain. In this paper, we introduce a novel hierarchical consistency regularized mean teacher framework for 3D left atrium segmentation. In each iteration, the student model is optimized by multi-scale deep supervision and hierarchical consistency regularization, concurrently. Extensive experiments have shown that our method achieves competitive performance as compared with full annotation, outperforming other stateof-the-art semi-supervised segmentation methods.

In real-time strategy (RTS) game artificial intelligence research, various multi-agent deep reinforcement learning (MADRL) algorithms are widely and actively used nowadays. Most of the research is based on StarCraft II environment because it is the most well-known RTS games in world-wide. In our proposed MADRL-based algorithm, distributed MADRL is fundamentally used that is called QMIX. In addition to QMIX-based distributed computation, we consider state categorization which can reduce computational complexity significantly. Furthermore, self-attention mechanisms are used for identifying the relationship among agents in the form of graphs. Based on these approaches, we propose a categorized state graph attention policy (CSGA-policy). As observed in the performance evaluation of our proposed CSGA-policy with the most well-known StarCraft II simulation environment, our proposed algorithm works well in various settings, as expected.

There has been a widely held view that visual representations (e.g., photographs and illustrations) do not depict negation, for example, one that can be expressed by a sentence "the train is not coming". This view is empirically challenged by analyzing the real-world visual representations of comic (manga) illustrations. In the experiment using image captioning tasks, we gave people comic illustrations and asked them to explain what they could read from them. The collected data showed that some comic illustrations could depict negation without any aid of sequences (multiple panels) or conventional devices (special symbols). This type of comic illustrations was subjected to further experiments, classifying images into those containing negation and those not containing negation. While this image classification was easy for humans, it was difficult for data-driven machines, i.e., deep learning models (CNN), to achieve the same high performance. Given the findings, we argue that some comic illustrations evoke background knowledge and thus can depict negation with purely visual elements.

Time-series representation learning is a fundamental task for time-series analysis. While significant progress has been made to achieve accurate representations for downstream applications, the learned representations often lack interpretability and do not expose semantic meanings. Different from previous efforts on the entangled feature space, we aim to extract the semantic-rich temporal correlations in the latent interpretable factorized representation of the data. Motivated by the success of disentangled representation learning in computer vision, we study the possibility of learning semantic-rich time-series representations, which remains unexplored due to three main challenges: 1) sequential data structure introduces complex temporal correlations and makes the latent representations hard to interpret, 2) sequential models suffer from KL vanishing problem, and 3) interpretable semantic concepts for time-series often rely on multiple factors instead of individuals. To bridge the gap, we propose Disentangle Time Series (DTS), a novel disentanglement enhancement framework for sequential data. Specifically, to generate hierarchical semantic concepts as the interpretable and disentangled representation of time-series, DTS introduces multi-level disentanglement strategies by covering both individual latent factors and group semantic segments. We further theoretically show how to alleviate the KL vanishing problem: DTS introduces a mutual information maximization term, while preserving a heavier penalty on the total correlation and the dimension-wise KL to keep the disentanglement property. Experimental results on various real-world benchmark datasets demonstrate that the representations learned by DTS achieve superior performance in downstream applications, with high interpretability of semantic concepts.

The deep neural nets of modern artificial intelligence (AI) have not achieved defining features of biological intelligence, including abstraction, causal learning, and energy-efficiency. While scaling to larger models has delivered performance improvements for current applications, more brain-like capacities may demand new theories, models, and methods for designing artificial learning systems. Here, we argue that this opportunity to reassess insights from the brain should stimulate cooperation between AI research and theory-driven computational neuroscience (CN). To motivate a brain basis of neural computation, we present a dynamical view of intelligence from which we elaborate concepts of sparsity in network structure, temporal dynamics, and interactive learning. In particular, we suggest that temporal dynamics, as expressed through neural synchrony, nested oscillations, and flexible sequences, provide a rich computational layer for reading and updating hierarchical models distributed in long-term memory networks. Moreover, embracing agent-centered paradigms in AI and CN will accelerate our understanding of the complex dynamics and behaviors that build useful world models. A convergence of AI/CN theories and objectives will reveal dynamical principles of intelligence for brains and engineered learning systems. This article was inspired by our symposium on dynamical neuroscience and machine learning at the 6th Annual US/NIH BRAIN Initiative Investigators Meeting.

Prior work has shown Convolutional Neural Networks (CNNs) trained on surrogate Computer Aided Design (CAD) models are able to detect and classify real-world artefacts from photographs. The applications of which support twinning of digital and physical assets in design, including rapid extraction of part geometry from model repositories, information search \& retrieval and identifying components in the field for maintenance, repair, and recording. The performance of CNNs in classification tasks have been shown dependent on training data set size and number of classes. Where prior works have used relatively small surrogate model data sets ($<100$ models), the question remains as to the ability of a CNN to differentiate between models in increasingly large model repositories. This paper presents a method for generating synthetic image data sets from online CAD model repositories, and further investigates the capacity of an off-the-shelf CNN architecture trained on synthetic data to classify models as class size increases. 1,000 CAD models were curated and processed to generate large scale surrogate data sets, featuring model coverage at steps of 10$^{\circ}$, 30$^{\circ}$, 60$^{\circ}$, and 120$^{\circ}$ degrees. The findings demonstrate the capability of computer vision algorithms to classify artefacts in model repositories of up to 200, beyond this point the CNN's performance is observed to deteriorate significantly, limiting its present ability for automated twinning of physical to digital artefacts. Although, a match is more often found in the top-5 results showing potential for information search and retrieval on large repositories of surrogate models.