A multitude of interconnected risk events -- ranging from regulatory changes to geopolitical tensions -- can trigger ripple effects across firms. Identifying inter-firm risk relations is thus crucial for applications like portfolio management and investment strategy. Traditionally, such assessments rely on expert judgment and manual analysis, which are, however, subjective, labor-intensive, and difficult to scale. To address this, we propose a systematic method for extracting inter-firm risk relations using Form 10-K filings -- authoritative, standardized financial documents -- as our data source. Leveraging recent advances in natural language processing, our approach captures implicit and abstract risk connections through unsupervised fine-tuning based on chronological and lexical patterns in the filings. This enables the development of a domain-specific financial encoder with a deeper contextual understanding and introduces a quantitative risk relation score for transparency, interpretable analysis. Extensive experiments demonstrate that our method outperforms strong baselines across multiple evaluation settings. Our codes are available at https://github.com/cnclabs/codes.fin.relation.

Traffic State Estimation and Prediction (TSEP) has been extensively studied to reconstruct traffic state variables (e.g., flow, density, speed, travel time, etc.) using (partial) observed traffic data (Antoniou et al., 2013; Ban et al., 2011; Shi et al., 2021; Li et al., 2020). In recent years, advancements in data collection technologies have enabled TSEP methods to integrate traffic data from diverse sources for more accurate and robust estimation and prediction (Wang et al., 2016; Makridis and Kouvelas, 2023). These data sources can be broadly categorized into infrastructure-collected data and user-contributed data. Infrastructure-collected data typically includes information collected from loop detectors, traffic cameras, and radars installed on roadways or at intersections. In contrast, user-contributed data is derived from individuals, often through vehicles or personal devices, such as GPS traces, vehicle trajectories, and probe data collected via mobile apps or in-vehicle systems.

Although recent large multimodal models (LMMs) demonstrate impressive progress on vision language tasks, their alignment with human centered (HC) principles, such as fairness, ethics, inclusivity, empathy, and robustness; remains poorly understood. We present HumaniBench, a unified evaluation framework designed to characterize HC alignment across realistic, socially grounded visual contexts. HumaniBench contains 32,000 expert-verified image question pairs derived from real world news imagery and spanning seven evaluation tasks: scene understanding, instance identity, multiple-choice visual question answering (VQA), multilinguality, visual grounding, empathetic captioning, and image resilience testing. Each task is mapped to one or more HC principles through a principled operationalization of metrics covering accuracy, harmful content detection, hallucination and faithfulness, coherence, cross lingual quality, empathy, and robustness.We evaluate 15 state-of-the-art LMMs under this framework and observe consistent cross model trade offs: proprietary systems achieve the strongest performance on ethics, reasoning, and empathy, while open-source models exhibit superior visual grounding and resilience. All models, however, show persistent gaps in fairness and multilingual inclusivity. We further analyze the effect of inference-time techniques, finding that chain of thought prompting and test-time scaling yield 8 to 12 % improvements on several HC dimensions. HumaniBench provides a reproducible, extensible foundation for systematic HC evaluation of LMMs and enables fine-grained analysis of alignment trade-offs that are not captured by conventional multimodal benchmarks. https://vectorinstitute.github.io/humanibench/

Trump's'real' plan for ending war in Ukraine'revealed': $300 BILLION boost to America and joint space missions with Russia to Mars... but Putin may still have the last laugh Details of Trump's secret phone call with Venezuelan leader emerge as Pentagon hits back at chilling'kill everybody' message America's second-largest county offers new program giving residents $500 a month with no strings attached Fugitive football coach Travis Turner'left home with a firearm' before vanishing amid child porn allegations Calls for Anthony Fauci be prosecuted amid Trump's autopen declaration... while Biden also faces charge threat Why breaking up with Prince Harry was the'best thing that ever happened' to Chelsy Davy: SARAH RAINEY reveals why she's'never been happier' - and how she would have hated the'Montecito madness' There's always been whispers about Tupac's sexuality... now for first time, friends and the boys he kissed share flamboyant tales of eyeshadow, nail varnish and his secret'longings' Keith Urban linked to NEW woman, 25: Friends tell how Nicole Kidman divorce drama has reignited with petty Nashville standoff... and why he has the kids for Thanksgiving Female shopper is SPAT on while browsing aisles of iconic Portland book store in suspected'bias crime' Cheerleader, 18, 'fought for her life' as she was killed on cruise ship, aunt says, as stepbrother, 16, faces questions over his alleged involvement Trump to pardon drug trafficking former Honduran president saying he was treated'very harshly and unfairly' Secret war tearing apart $70M power couple: Dark reason their marriage is spinning out of control... after 10-hour livestreamed mega fight The cruel truth behind Bianca Wallace's loving hospital snap of her and Ioan Gruffudd's new'angel child'... and who I feel most sorry for in this sickening saga: AMANDA PLATELL Bianca Censori's little sister Angelina goes completely makeup-free as she steps out in the affluent suburb Toorak The Kennedy brother who put a pillow over Marilyn Monroe's face as she screamed... and a deathbed phone call promised to'shock the whole world' - by author JAMES PATTERSON What would happen if the sun started to dim? Scientists have revealed the terrifying answer to this question, which is the subject of the upcoming science fiction blockbuster, Project Hail Mary. The film, based on a novel of the same name by The Martian author, Andy Weir, follows a lone scientist on a mission to uncover why the sun is dimming. In the movie, which is set to hit cinemas in March 2026, the sun's brightness is predicted to fall one per cent in a year and five per cent in 20 years. These numbers might sound small. But in reality, scientists say that these changes would be more than enough to wipe out humanity.

'Children could become attached to a bot rather than a person or imaginary friend, which could hurt their development.' 'Children could become attached to a bot rather than a person or imaginary friend, which could hurt their development.' Advocates are fighting against the $16.7bn global smart-toy market, decrying surveillance and a lack of regulation As the holiday season looms into view with Black Friday, one category on people's gift lists is causing increasing concern: products with artificial intelligence. The development has raised new concerns about the dangers smart toys could pose to children, as consumer advocacy groups say AI could harm kids' safety and development. The trend has prompted calls for increased testing of such products and governmental oversight.

Trump halts migration from all third world countries and orders audit of green cards from 19 others after Afghan suspect's deadly DC attack Trump announces National Guard soldier Sarah Beckstrom, 20, is dead after DC'terror attack' during live-streamed Thanksgiving call with stunned troops My loving husband was such a kind, gentle man and a doting father... then he went out one day and shot 10 schoolgirls Bryan Kohberger becomes nightmare prison diva... as he throws huge tantrum over BANANAS behind bars DC shooting suspect'suffered mental issues' from fighting in CIA-backed'Zero Unit' during war in Afghanistan Inside Eminem's ex-wife's secretive new life as she makes ultra rare trip out for Thanksgiving... just six miles from rapper's mansion Plastic surgeons weigh in on Kathy Hilton's VERY youthful visage after star, 66, wowed fans with sizzling snaps Inside Ina Garten's haunting struggles after she vulnerably opened up about not having kids Taylor Swift and Hugh Jackman were'present' when Ryan Reynolds ripped into tearful Justin Baldoni for'fat-shaming' wife Blake Lively Khloe Kardashian accused of extreme Photoshop fail... after claiming she stopped editing her images See inside Epstein's creepy Lolita Express as secret VIP pals who partied with the pedophile are set to be exposed in file dump I've seen it too many times - I have to speak up: KENNEDY Why America is in its'fizz era'! Keith Urban linked to NEW woman, 25: Friends tell how Nicole Kidman divorce drama has reignited with petty Nashville standoff... and why he has the kids for Thanksgiving Diddy's Thanksgiving menu behind bars revealed as disgraced mogul swaps lavish feasts for bran flakes and prison sandwiches RFK Jr taunts Donald Trump as he shares pointed'Thanksgiving dinner' photo with the president, Elon Musk and Don Jr Inside El Chapo's prison life: Married drug lord is seeking solace with an attractive interpreter as he sues Supermax over'torture' conditions Anna Kepner's father will'fight' to make'stepson face the consequences' after cheerleader killed on cruise Apple is praised for its Christmas advert captured entirely on an iPhone 17 Pro - as AI-hating fans joke'Coca-Cola can learn one or two things here' Apple has injected fans with a'heartwarming' dose of authentic festive cheer with its new Christmas advert. And it's managed to do so without relying on artificial intelligence (AI). Entitled'A Critter Carol', the two-minute clip features two hikers walking through a wonderful wintery woodland before one unknowingly drops his iPhone . As they walk away, some Muppet-like critters find the phone and film themselves performing the Flight of the Conchords song'Friends' before returning it to him.

We've found the best bundle deals on its beauty tech gear. CurrentBody kicked off its Black Friday sale early on November 1 and runs until December 24. Most products remain at retail, but the discounted bundles are worth a look. While we haven't tested CurrentBody's Green Tea Serum and Hydrogel Mask, this Black Friday bundle is a steal because it's cheaper than buying the LED Face Mask Series 2 ($470) on its own. The LED Series 2 is the best red light therapy mask you can buy.

Karoline Leavitt's family member was swarmed by ICE agents while picking up son from school as child's father tell her to'self deport' Deaths from highly infectious virus are growing... as states brace for widespread outbreaks My book on the Kennedys was used as a'mistress manual' by Olivia Nuzzi... then this wannabe Carolyn Bessette had the nerve to hound me with these outrageous texts: MAUREEN CALLAHAN Katy Perry's legal victory as judge orders disabled veteran to pay singer nearly $2m over Montecito mansion Trump reveals next DC renovation project to remove'Biden filth' after White House ballroom Cracker Barrel CEO whines that she got'fired by America' for woke redesign Kroger employee reveals shocking amount laundry products have increased by... 'biggest price jump I've seen in a single week' Hollywood heir, 23, whose mom Anne Heche died in horror car fireball has secret LOVE CHILD with 43-year-old... now she's telling all Missing Melodee Buzzard's mom'left her daughter with strangers she met at the zoo' Rachel Zoe reveals why she dumped husband of 26 years... and if she has started dating again Horrific moment cops found body of Cowboys star Marshawn Kneeland after he shot himself at end of 145 mph chase'This is pretty lurid' Jenny McCarthy, 53, reveals health emergency that involved NINE surgeries, her'teeth falling out' and'growth' on her eyeballs Maryland grandma, 58, dragged across floor after being deported to country she'has never even visited' The United Nations (UN) has confirmed that Earth's planetary defenses will be observing the interstellar comet 3I/ATLAS as it races through our solar system . Starting on November 27, a global team of scientists with the International Asteroid Warning Network (IAWN) will kick off a two-month campaign to track the comet as it nears our planet . 'While it poses no threat, comet 3I/ATLAS presents a great opportunity for the IAWN community to perform an observing exercise due to its prolonged observability from Earth and high interest to the scientific community,' the UN explains on its website. 'This 3I/ATLAS campaign is the 8th IAWN observing exercise since 2017 - IAWN holds these exercises roughly once a year.' While 3I/ATLAS was only discovered in July 2025, the UN explained that this'comet campaign' has long been planned.

A bear warning sign is displayed in Shirakawa-go, a popular tourist spot in Gifu Prefecture. A town in Miyagi Prefecture has retracted its social media post warning of a bear sighting after discovering an image submitted to it had been generated using artificial intelligence. A Japanese town has deleted a social media post warning of a bear sighting after discovering that a picture it had received showing the fearsome creature was generated using artificial intelligence. Similar fake images have been circulating online as fear of bears runs high in the country, where the animals have killed a record 13 people this year. "The town prioritized informing residents to avoid danger, but we apologize for causing any anxiety or confusion," the town of Onagawa, Miyagi Prefecture, said on its official X social media account on Wednesday.

Australia clamps downs on'nudify' sites used for AI-generated child abuse Internet users in Australia have been blocked from accessing several websites that used artificial intelligence to create child sexual exploitation material, the country's internet regulator has announced. The three "nudify" sites withdrew from Australia following an official warning, eSafety Commissioner Julie Inman Grant said on Thursday. Grant said such "nudify" services, which allow users to make images of real people appear naked using AI, have had a "devastating" effect in Australian schools. "We took enforcement action in September because this provider failed to put in safeguards to prevent its services being used to create child sexual exploitation material and were even marketing features like undressing'any girl,' and with options for'schoolgirl' image generation and features such as'sex mode,'" Grand said in a statement. The development comes after Grant's office issued a formal warning to the United Kingdom-based company behind the sites in September, threatening civil penalties of up to 49.5 million Australian dollars ($32.2m) if it did not introduce safeguards to prevent image-based abuse.