In recent years, Large Language Models (LLMs) have emerged as a transformative development in artificial intelligence (AI), drawing significant attention from industry and academia. Trained on vast datasets, these sophisticated AI systems exhibit impressive natural language processing and content generation capabilities. This paper explores the potential of LLMs to address key challenges in personal finance, focusing on the United States. We evaluate several leading LLMs, including OpenAI's ChatGPT, Google's Gemini, Anthropic's Claude, and Meta's Llama, to assess their effectiveness in providing accurate financial advice on topics such as mortgages, taxes, loans, and investments. Our findings show that while these models achieve an average accuracy rate of approximately 70%, they also display notable limitations in certain areas. Specifically, LLMs struggle to provide accurate responses for complex financial queries, with performance varying significantly across different topics. Despite these limitations, the analysis reveals notable improvements in newer versions of these models, highlighting their growing utility for individuals and financial advisors. As these AI systems continue to evolve, their potential for advancing AI-driven applications in personal finance becomes increasingly promising.

Since the emergence of the LLM trend, initiated with the first release of ChatGPT [1], these systems have undergone continuous development and have evolved into multimodal architectures. Multimodal models, such as GPT-4o [2], LLaMA 3.2 [3] and Claude with its latest 3.5 Sonnet model [4], integrate language understanding with non-language capabilities, including vision and audio processing. This progression unlocks new opportunities for developing intelligent agents capable of recognizing and interpreting patterns not only at a semantic level but also through components that can incorporate other types of unstructured data into prompts, significantly expanding their potential applications and impact. Extending these capabilities, Vision-Language Models (VLMs) build on multimodal principles by integrating visual reasoning into the LLM framework. By introducing new tokens into the prompts to process image frames, VLMs enable simultaneous semantic and visual reasoning. This enhancement is particularly valuable in dynamic applications like robotics, where the integration of vision and language reasoning enables systems to generate environment-responsive actions. Such actions, often described as descriptive policies, translate reasoning into meaningful, executable commands. Language models able to generate such commands are usually referred to as "agentic".

New research focuses on creating artificial intelligence (AI) solutions for network intrusion detection systems (NIDS), drawing its inspiration from the ever-growing number of intrusions on networked systems, increasing its complexity and intelligibility. Hence, the use of explainable AI (XAI) techniques in real-world intrusion detection systems comes from the requirement to comprehend and elucidate black-box AI models to security analysts. In an effort to meet such requirements, this paper focuses on applying and evaluating White-Box XAI techniques (particularly LRP, IG, and DeepLift) for NIDS via an end-to-end framework for neural network models, using three widely used network intrusion datasets (NSL-KDD, CICIDS-2017, and RoEduNet-SIMARGL2021), assessing its global and local scopes, and examining six distinct assessment measures (descriptive accuracy, sparsity, stability, robustness, efficiency, and completeness). We also compare the performance of white-box XAI methods with black-box XAI methods. The results show that using White-box XAI techniques scores high in robustness and completeness, which are crucial metrics for IDS. Moreover, the source codes for the programs developed for our XAI evaluation framework are available to be improved and used by the research community.

Large Language Models (LLMs) have attracted a lot of attention in various fields due to their superior performance, aiming to train hundreds of millions or more parameters on large amounts of text data to understand and generate natural language. As the superior performance of LLMs becomes apparent, they are increasingly being applied to knowledge graph embedding (KGE) related tasks to improve the processing results. As a deep learning model in the field of Natural Language Processing (NLP), it learns a large amount of textual data to predict the next word or generate content related to a given text. However, LLMs have recently been invoked to varying degrees in different types of KGE related scenarios such as multi-modal KGE and open KGE according to their task characteristics. In this paper, we investigate a wide range of approaches for performing LLMs-related tasks in different types of KGE scenarios. To better compare the various approaches, we summarize each KGE scenario in a classification. In addition to the categorization methods, we provide a tabular overview of the methods and their source code links for a more direct comparison. In the article we also discuss the applications in which the methods are mainly used and suggest several forward-looking directions for the development of this new research area.

Much of human communication depends on implication, conveying meaning beyond literal words to express a wider range of thoughts, intentions, and feelings. For models to better understand and facilitate human communication, they must be responsive to the text's implicit meaning. We focus on Natural Language Inference (NLI), a core tool for many language tasks, and find that state-of-the-art NLI models and datasets struggle to recognize a range of cases where entailment is implied, rather than explicit from the text. We formalize implied entailment as an extension of the NLI task and introduce the Implied NLI dataset (INLI) to help today's LLMs both recognize a broader variety of implied entailments and to distinguish between implicit and explicit entailment. We show how LLMs fine-tuned on INLI understand implied entailment and can generalize this understanding across datasets and domains.

Electrochemistry workflows utilize various instruments and computing systems to execute workflows consisting of electrocatalyst synthesis, testing and evaluation tasks. The heterogeneity of the software and hardware of these ecosystems makes it challenging to orchestrate a complete workflow from production to characterization by automating its tasks. We propose an autonomous electrochemistry computing platform for a multi-site ecosystem that provides the services for remote experiment steering, real-time measurement transfer, and AI/ML-driven analytics. We describe the integration of a mobile robot and synthesis workstation into the ecosystem by developing custom hub-networks and software modules to support remote operations over the ecosystem's wireless and wired networks. We describe a workflow task for generating I-V voltammetry measurements using a potentiostat, and a machine learning framework to ensure their normality by detecting abnormal conditions such as disconnected electrodes. We study a number of machine learning methods for the underlying detection problem, including smooth, non-smooth, structural and statistical methods, and their fusers. We present experimental results to illustrate the effectiveness of this platform, and also validate the proposed ML method by deriving its rigorous generalization equations.

In a rapidly evolving knowledge landscape and the increasing adoption of large language models, a need has emerged to keep these models continuously updated with current events. While existing benchmarks evaluate general factual recall, they often overlook two critical aspects: the ability of models to integrate evolving knowledge through continual learning and the significant regional disparities in their performance. To address these gaps, we introduce the Timely Events Benchmark (TiEBe), a dataset containing over 11,000 question-answer pairs focused on globally and regionally significant events. TiEBe leverages structured retrospective data from Wikipedia, enabling continuous updates to assess LLMs' knowledge of evolving global affairs and their understanding of events across different regions. Our benchmark demonstrates that LLMs exhibit substantial geographic disparities in factual recall, emphasizing the need for more balanced global knowledge representation. Furthermore, TiEBe serves as a tool for evaluating continual learning strategies, providing insights into models' ability to acquire new information without forgetting past knowledge.

Timber represents an increasingly valuable and versatile resource. However, forestry operations such as harvesting, handling and measuring logs still require substantial human labor in remote environments posing significant safety risks. Progressively automating these tasks has the potential of increasing their efficiency as well as safety, but requires an accurate detection of individual logs as well as live trees and their context. Although initial approaches have been proposed for this challenging application domain, specialized data and algorithms are still too scarce to develop robust solutions. To mitigate this gap, we introduce the TimberVision dataset, consisting of more than 2k annotated RGB images containing a total of 51k trunk components including cut and lateral surfaces, thereby surpassing any existing dataset in this domain in terms of both quantity and detail by a large margin. Based on this data, we conduct a series of ablation experiments for oriented object detection and instance segmentation and evaluate the influence of multiple scene parameters on model performance. We introduce a generic framework to fuse the components detected by our models for both tasks into unified trunk representations. Furthermore, we automatically derive geometric properties and apply multi-object tracking to further enhance robustness. Our detection and tracking approach provides highly descriptive and accurate trunk representations solely from RGB image data, even under challenging environmental conditions. Our solution is suitable for a wide range of application scenarios and can be readily combined with other sensor modalities.

Recent research suggests that it may be possible to build conscious AI systems now or in the near future. Conscious AI systems would arguably deserve moral consideration, and it may be the case that large numbers of conscious systems could be created and caused to suffer. Furthermore, AI systems or AI-generated characters may increasingly give the impression of being conscious, leading to debate about their moral status. Organisations involved in AI research must establish principles and policies to guide research and deployment choices and public communication concerning consciousness. Even if an organisation chooses not to study AI consciousness as such, it will still need policies in place, as those developing advanced AI systems risk inadvertently creating conscious entities. Responsible research and deployment practices are essential to address this possibility. We propose five principles for responsible research and argue that research organisations should make voluntary, public commitments to principles on these lines.

Crafting adversarial examples is crucial for evaluating and enhancing the robustness of Deep Neural Networks (DNNs), presenting a challenge equivalent to maximizing a non-differentiable 0-1 loss function. However, existing single objective methods, namely adversarial attacks focus on a surrogate loss function, do not fully harness the benefits of engaging multiple loss functions, as a result of insufficient understanding of their synergistic and conflicting nature. To overcome these limitations, we propose the Multi-Objective Set-based Attack (MOS Attack), a novel adversarial attack framework leveraging multiple loss functions and automatically uncovering their interrelations. The MOS Attack adopts a set-based multi-objective optimization strategy, enabling the incorporation of numerous loss functions without additional parameters. It also automatically mines synergistic patterns among various losses, facilitating the generation of potent adversarial attacks with fewer objectives. Extensive experiments have shown that our MOS Attack outperforms single-objective attacks. Furthermore, by harnessing the identified synergistic patterns, MOS Attack continues to show superior results with a reduced number of loss functions.