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FAA Framework: A Large Language Model-Based Approach for Credit Card Fraud Investigations

arXiv.org Artificial Intelligence

The continuous growth of the e-commerce industry attracts fraudsters who exploit stolen credit card details. Companies often investigate suspicious transactions in order to retain customer trust and address gaps in their fraud detection systems. However, analysts are overwhelmed with an enormous number of alerts from credit card transaction monitoring systems. Each alert investigation requires from the fraud analysts careful attention, specialized knowledge, and precise documentation of the outcomes, leading to alert fatigue. To address this, we propose a fraud analyst assistant (FAA) framework, which employs multi-modal large language models (LLMs) to automate credit card fraud investigations and generate explanatory reports. The FAA framework leverages the reasoning, code execution, and vision capabilities of LLMs to conduct planning, evidence collection, and analysis in each investigation step. A comprehensive empirical evaluation of 500 credit card fraud investigations demonstrates that the FAA framework produces reliable and efficient investigations comprising seven steps on average. Thus we found that the FAA framework can automate large parts of the workload and help reduce the challenges faced by fraud analysts.


GraphRAG-Causal: A novel graph-augmented framework for causal reasoning and annotation in news

arXiv.org Artificial Intelligence

GraphRAG-Causal introduces an innovative framework that combines graph-based retrieval with large language models to enhance causal reasoning in news analysis. Traditional NLP approaches often struggle with identifying complex, implicit causal links, especially in low-data scenarios. Our approach addresses these challenges by transforming annotated news headlines into structured causal knowledge graphs. It then employs a hybrid retrieval system that merges semantic embeddings with graph-based structural cues leveraging Neo4j to accurately match and retrieve relevant events. The framework is built on a three-stage pipeline: First, during Data Preparation, news sentences are meticulously annotated and converted into causal graphs capturing cause, effect, and trigger relationships. Next, the Graph Retrieval stage stores these graphs along with their embeddings in a Neo4j database and utilizes hybrid Cypher queries to efficiently identify events that share both semantic and structural similarities with a given query. Finally, the LLM Inference stage utilizes these retrieved causal graphs in a few-shot learning setup with XML-based prompting, enabling robust classification and tagging of causal relationships. Experimental evaluations demonstrate that GraphRAG-Causal achieves an impressive F1-score of 82.1% on causal classification using just 20 few-shot examples. This approach significantly boosts accuracy and consistency, making it highly suitable for real-time applications in news reliability assessment, misinformation detection, and policy analysis.


Learn to Preserve Personality: Federated Foundation Models in Recommendations

arXiv.org Artificial Intelligence

A core learning challenge for existed Foundation Models (FM) is striking the tradeoff between generalization with personalization, which is a dilemma that has been highlighted by various parameter-efficient adaptation techniques. Federated foundation models (FFM) provide a structural means to decouple shared knowledge from individual specific adaptations via decentralized processes. Recommendation systems offer a perfect testbed for FFMs, given their reliance on rich implicit feedback reflecting unique user characteristics. This position paper discusses a novel learning paradigm where FFMs not only harness their generalization capabilities but are specifically designed to preserve the integrity of user personality, illustrated thoroughly within the recommendation contexts. We envision future personal agents, powered by personalized adaptive FMs, guiding user decisions on content. Such an architecture promises a user centric, decentralized system where individuals maintain control over their personalized agents.


Evolutionary Perspectives on the Evaluation of LLM-Based AI Agents: A Comprehensive Survey

arXiv.org Artificial Intelligence

The advent of large language models (LLMs), such as GPT, Gemini, and DeepSeek, has significantly advanced natural language processing, giving rise to sophisticated chatbots capable of diverse language-related tasks. The transition from these traditional LLM chatbots to more advanced AI agents represents a pivotal evolutionary step. However, existing evaluation frameworks often blur the distinctions between LLM chatbots and AI agents, leading to confusion among researchers selecting appropriate benchmarks. To bridge this gap, this paper introduces a systematic analysis of current evaluation approaches, grounded in an evolutionary perspective. We provide a detailed analytical framework that clearly differentiates AI agents from LLM chatbots along five key aspects: complex environment, multi-source instructor, dynamic feedback, multi-modal perception, and advanced capability. Further, we categorize existing evaluation benchmarks based on external environments driving forces, and resulting advanced internal capabilities. For each category, we delineate relevant evaluation attributes, presented comprehensively in practical reference tables. Finally, we synthesize current trends and outline future evaluation methodologies through four critical lenses: environment, agent, evaluator, and metrics. Our findings offer actionable guidance for researchers, facilitating the informed selection and application of benchmarks in AI agent evaluation, thus fostering continued advancement in this rapidly evolving research domain.


Decomposability-Guaranteed Cooperative Coevolution for Large-Scale Itinerary Planning

arXiv.org Artificial Intelligence

--Large-scale itinerary planning is a variant of the traveling salesman problem, aiming to determine an optimal path that maximizes the collected points of interest (POIs) scores while minimizing travel time and cost, subject to travel duration constraints. This paper analyzes the decomposability of large-scale itinerary planning, proving that strict decomposability is difficult to satisfy, and introduces a weak decomposability definition based on a necessary condition, deriving the corresponding graph structures that fulfill this property. With decomposability guaranteed, we propose a novel multi-objective cooperative coevolutionary algorithm for large-scale itinerary planning, addressing the challenges of component imbalance and interactions. Specifically, we design a dynamic decomposition strategy based on the normalized fitness within each component, define optimization potential considering component scale and contribution, and develop a computational resource allocation strategy. Finally, we evaluate the proposed algorithm on a set of real-world datasets. Comparative experiments with state-of-the-art multi-objective itinerary planning algorithms demonstrate the superiority of our approach, with performance advantages increasing as the problem scale grows. Itinerary planning is a class of the orienteering problem, where a traveler aims to determine an optimal route within a city under given duration constraints, selecting a subset of points of interest (POIs) to maximize the total collected score [1]. It can be seen as a variant of the traveling salesman problem (TSP) and a combination of the knapsack problem and TSP [2]. As a real-world application, itinerary planning not only seeks to maximize the overall travel experience, i.e., the total collected score, but also considers objectives such as minimizing travel time and cost. This work is partly supported by the Natural Science Foundation of Jiangsu Province (Grant No. BK20230419), the Natural Science Foundation of the Jiangsu Higher Education Institutions of China (Grant No. 23KJB520018) and the National Natural Science Foundation of China (Grant No. U23B2058). Wenjian Luo is with the School of Computer Science and Technology, Harbin Institute of Technology (Shenzhen), Shenzhen 518055, Guangdong, China.


Enter: Graduated Realism: A Pedagogical Framework for AI-Powered Avatars in Virtual Reality Teacher Training

arXiv.org Artificial Intelligence

Virtual Reality simulators offer a powerful tool for teacher training, yet the integration of AI-powered student avatars presents a critical challenge: determining the optimal level of avatar realism for effective pedagogy. This literature review examines the evolution of avatar realism in VR teacher training, synthesizes its theoretical implications, and proposes a new pedagogical framework to guide future design. Through a systematic review, this paper traces the progression from human-controlled avatars to generative AI prototypes. Applying learning theories like Cognitive Load Theory, we argue that hyper-realism is not always optimal, as high-fidelity avatars can impose excessive extraneous cognitive load on novices, a stance supported by recent empirical findings. A significant gap exists between the technological drive for photorealism and the pedagogical need for scaffolded learning. To address this gap, we propose Graduated Realism, a framework advocating for starting trainees with lower-fidelity avatars and progressively increasing behavioral complexity as skills develop. To make this computationally feasible, we outline a novel single-call architecture, Crazy Slots, which uses a probabilistic engine and a Retrieval-Augmented Generation database to generate authentic, real-time responses without the latency and cost of multi-step reasoning models. This review provides evidence-based principles for designing the next generation of AI simulators, arguing that a pedagogically grounded approach to realism is essential for creating scalable and effective teacher education tools.


CIRO7.2: A Material Network with Circularity of -7.2 and Reinforcement-Learning-Controlled Robotic Disassembler

arXiv.org Artificial Intelligence

The competition over natural reserves of minerals is expected to increase in part because of the linear-economy paradigm based on take-make-dispose. Simultaneously, the linear economy considers end-of-use products as waste rather than as a resource, which results in large volumes of waste whose management remains an unsolved problem. Since a transition to a circular economy can mitigate these open issues, in this paper we begin by enhancing the notion of circularity based on compartmental dynamical thermodynamics, namely, $ฮป$, and then, we model a thermodynamical material network processing a batch of 2 solid materials of criticality coefficients of 0.1 and 0.95, with a robotic disassembler compartment controlled via reinforcement learning (RL), and processing 2-7 kg of materials. Subsequently, we focused on the design of the robotic disassembler compartment using state-of-the-art RL algorithms and assessing the algorithm performance with respect to $ฮป$ (Fig. 1). The highest circularity is -2.1 achieved in the case of disassembling 2 parts of 1 kg each, whereas it reduces to -7.2 in the case of disassembling 4 parts of 1 kg each contained inside a chassis of 3 kg. Finally, a sensitivity analysis highlighted that the impact on $ฮป$ of the performance of an RL controller has a positive correlation with the quantity and the criticality of the materials to be disassembled. This work also gives the principles of the emerging research fields indicated as circular intelligence and robotics (CIRO). Source code is publicly available.


A Gamified Evaluation and Recruitment Platform for Low Resource Language Machine Translation Systems

arXiv.org Artificial Intelligence

Human evaluators provide necessary contributions in evaluating large language models. In the context of Machine Translation (MT) systems for low-resource languages (LRLs), this is made even more apparent since popular automated metrics tend to be string-based, and therefore do not provide a full picture of the nuances of the behavior of the system. Human evaluators, when equipped with the necessary expertise of the language, will be able to test for adequacy, fluency, and other important metrics. However, the low resource nature of the language means that both datasets and evaluators are in short supply. This presents the following conundrum: How can developers of MT systems for these LRLs find adequate human evaluators and datasets? This paper first presents a comprehensive review of existing evaluation procedures, with the objective of producing a design proposal for a platform that addresses the resource gap in terms of datasets and evaluators in developing MT systems. The result is a design for a recruitment and gamified evaluation platform for developers of MT systems. Challenges are also discussed in terms of evaluating this platform, as well as its possible applications in the wider scope of Natural Language Processing (NLP) research.


Position Paper: Rethinking AI/ML for Air Interface in Wireless Networks

arXiv.org Artificial Intelligence

AI/ML research has predominantly been driven by domains such as computer vision, natural language processing, and video analysis. In contrast, the application of AI/ML to wireless networks, particularly at the air interface, remains in its early stages. Although there are emerging efforts to explore this intersection, fully realizing the potential of AI/ML in wireless communications requires a deep interdisciplinary understanding of both fields. We provide an overview of AI/ML-related discussions in 3GPP standardization, highlighting key use cases, architectural considerations, and technical requirements. We outline open research challenges and opportunities where academic and industrial communities can contribute to shaping the future of AI-enabled wireless systems.


Computational Complexity of Statistics: New Insights from Low-Degree Polynomials

arXiv.org Machine Learning

Imagine trying to find a hidden k -vertex clique (fully connected subgraph) within an otherwise random n -vertex graph (network). While it is possible to find a hidden clique of size k log n by brute-force search, all known "fast" (polynomial-time) algorithms only work if the clique is much larger: k n . Is this an inherent limitation of fast algorithms or should we continue looking for a better one? Similar questions of computational complexity arise in many other statistical settings, such as community detection, clustering, and sparse PCA. While we lack the tools to prove definitively that fast algorithms require k n, this survey describes one sense in which we can prove this threshold is fundamental: all algorithms based on low-degree polynomials -- for instance, counting triangles in the graph would be a degree-3 polynomial -- provably fail (in an appropriate sense) when k n . Furthermore, these low-degree algorithms tend to capture the best tools in our algorithmic toolkit for problems of this style, so finding a fast algorithm for k n would seem to require a major breakthrough or may simply be impossible. This provides a lens for predicting and explaining the limitations of fast algorithms across many different settings.