We live in an age of disruption -- and that's a good thing. Old systems will collapse as entrepreneurs figure out how to optimize and reinvent inefficient businesses, products, and services to provide consumers (us) with all things better, faster and cheaper. According to the Olin School of Business, 40% of today's Fortune 500 companies will be gone in the next 10 years. This post is a quick look at three industries (healthcare, finance and insurance) that are ripe for disruption this decade due to big data and artificial intelligence. Clearly big data and AI will change almost every industry this decade...but none more than these. Healthcare is so massively broken, that its disruption will come easy and happen fast.

The terminators from Skynet, the agents of the Matrix, the Decepticons…Hollywood has done a good job portraying artificial intelligence (AI) as an existential threat to the human race. The scary thing is that this idea may not be purely science fiction. In fact, many leading technologists today seem to share the concern that at some point in the not-too-distant future, human kind could be beholden to super-intelligent computer overlords. That is a scary thing to think about, and even if the worse does not come to pass, AI will certainly impact everyone's life in some form or another. So let's look at some history of AI, its current state, and potential risks and possible outcomes.

TOKYO--Japanese industrial robot maker Fanuc Corp. said Monday it has developed technology to connect robots to networks that it hopes will give it an edge as it races to build the factory of the future. The technology is meant to enable factory owners to easily customize their robots and systems by downloading any needed applications, much like a consumer downloads smartphone apps on iOS or Android platforms.

"To me, the human should be more important than the technology," says Steve Wozniak. "The way we think, use our brains, interact with each other, get around with our lives – these should be more important than the technology. The technology should adapt to our ways, our customs, and our concepts of what is right and wrong." So, technology needs to fit in or push off – given the speaker, it's a fascinating statement of principle. Any dinner party discussion about who has most influenced life in the modern era is bound to include Steve Jobs, Bill Gates, Mark Zuckerberg, Jeff Bezos and Elon Musk.

A British Airways aircraft was possibly hit by a drone Sunday near Heathrow airport as it was coming to land, which is likely to increase demands for greater checks on the flights of the devices. The Airbus A320 flight from Geneva, carrying 132 passengers and five crew members, appears to have not been significantly impacted and was cleared for its next flight, according to news reports. The U.K. Civil Aviation Authority said it was aware of "a possible incident" with a drone at Heathrow on Sunday, which is subject to investigation by the Metropolitan Police. It reminded drone users of the country's "dronecode," which prohibits drones from flying above 400 feet (about 122 meters) and requires them to stay away from aircraft, helicopters, airports and airfields. "It is totally unacceptable to fly drones close to airports and anyone flouting the rules can face severe penalties including imprisonment," the CAA said in a statement Sunday.

For the past few minutes I've been chatting with George Washington, and honestly he seems rather drunk. He also appears to have been hanging around with 20-somethings, because he keeps saying things like "cool, haha," and "u wanna join my army or wut?" This, of course, is not actually America's first president. It is automated, conversational artificial intelligence, known as a chatbot, created by Drunk History, a comedy TV show, and made available through the messaging program Kik. You can now chat with all sorts of bots through a number of messaging services including Kik, WeChat, Telegram, and now, Facebook Messenger. Some are simply meant to entertain, but a growing number are designed to do something useful.

A police investigation is under way after a passenger plane approaching Heathrow Airport hit what is believed to have been a drone. The British Airways flight from Geneva, with 132 passengers and five crew on board, was hit as it approached the London airport at 12:50 BST on Sunday. If confirmed, it is believed to be the first incident of its kind in the UK. BA said it would give the police "every assistance with their investigation". No arrests have been made, police said.

If the Facebook (FB) of the future suggest some similarities to Skynet, the self-aware artificial intelligence villain in "The Terminator" movies, it's not hard to see why. Facebook CEO Mark Zuckerberg this week provided a glimpse of where he sees the social-media giant in a decade, and it involves a novel combination of drones, lasers, artificial intelligence and virtual reality. In other words, it's not the Facebook of Zuckerberg's formative years at Harvard, which he dropped out of 11 years ago to focus on building a social network for college students. To some, it may seem like a vision from a science-fiction movie. Facebook is getting into the business of chat bots, computer programs designed to simulate a conversation.

Picture the streets of Beverly Hills and you probably imagine seas of ultra-luxurious cars piloted by celebrities or their chauffeurs. However, you may have to get used to a new sight in the future: hordes of vehicles with no drivers at all. The city's council has voted to produce a fleet of self-driving cars that would provide on-demand shuttle service around town. The system would lean on a city-wide fiber optic network, already in the design stages, to keep these driverless rides talking to the neighborhood and each other. The first phase of the resolution would have Beverly Hills forming partnerships with autonomy-minded car brands like Google and Tesla, so this would be more of a collaboration than a from-scratch project.

The US Department of Defense (DoD) wants contractors to mine your social media posts to develop new ways for the US government to infer what you're really thinking and feeling -- and to predict what you'll do next. Pentagon documents released over the last few months identify ongoing classified research in this area that the federal government plans to expand, by investing millions more dollars. The unclassified documents, which call on external scientists, institutions and companies to submit proposals for research projects, not only catalogue how far US military capabilities have come, but also reveal the Pentagon's goals: building the US intelligence community's capacity to forecast population behavior at home and abroad, especially groups involved in political activism. They throw light on the extent to which the Pentagon's classified pre-crime R&D has advanced, and how the US military intends to deploy it in operations around the world. A new Funding Opportunity Announcement document issued by the DoD's Office of Naval Research (ONR) calls for research proposals on how mining social media can provide insight on people's real thoughts, emotions and beliefs, and thereby facilitate predictions of behavior.