Goto

Collaborating Authors

 Country


We asked 8 top wealth management execs to predict the future of human advice, roboadvisers, and fees. Here are their full responses to our survey.

#artificialintelligence

By 2030, consumers will be using a platform that not only intelligently manages their investments, but also incorporates their ongoing cash management into their advice and automation. You won't have to think about how much money you should keep in your checking or savings accounts. You shouldn't have to think about which account to pay your bills out of. We'll automate your entire financial life so you can spend more of your time doing the things that actually make you happy. As a result, we would expect to see things like budgeting tools and programs phased out.


How China Is Using Facial Recognition Technology

NPR Technology

Facial recognition technology became part of the fabric of life in China in 2019. Enabled by a vast network of cameras across the country, the government is using the technology for surveillance.


Honda is set to launch its self-driving car in Japan next year for $91,000

Daily Mail - Science & tech

Honda is set to launch a partial self-driving car during in Japan the summer next year. Its Legend sedan will boast a Level-3 autonomy system, which enables the vehicle to pilot itself for extended periods. According to a report, the car will retail for 10 million yen, roughly $91,000, compared to 7.2 million yen for the current standard model. The news was first shared by Nikkei Asian, which discovered Hondo will incorporated the partial self-driving technology into the Legend, Honda's flagship luxury sedan. Because it will be fitted with the technology, the car will be 40 percent more expensive than the standard model.


A Comparative Study of Pretrained Language Models on Thai Social Text Categorization

arXiv.org Machine Learning

The ever-growing volume of data of user-generated content on social media provides a nearly unlimited corpus of unlabeled data even in languages where resources are scarce. In this paper, we demonstrate that state-of-the-art results on two Thai social text categorization tasks can be realized by pretraining a language model on a large noisy Thai social media corpus of over 1.26 billion tokens and later fine-tuned on the downstream classification tasks. Due to the linguistically noisy and domain-specific nature of the content, our unique data preprocessing steps designed for Thai social media were utilized to ease the training comprehension of the model. We compared four modern language models: ULMFiT, ELMo with biLSTM, OpenAI GPT, and BERT. We systematically compared the models across different dimensions including speed of pretraining and fine-tuning, perplexity, downstream classification benchmarks, and performance in limited pretraining data.


Bridging the Gap between Community and Node Representations: Graph Embedding via Community Detection

arXiv.org Machine Learning

Graph embedding has become a key component of many data mining and analysis systems. Current graph embedding approaches either sample a large number of node pairs from a graph to learn node embeddings via stochastic optimization or factorize a high-order proximity/adjacency matrix of the graph via computationally expensive matrix factorization techniques. These approaches typically require significant resources for the learning process and rely on multiple parameters, which limits their applicability in practice. Moreover, most of the existing graph embedding techniques operate effectively in one specific metric space only (e.g., the one produced with cosine similarity), do not preserve higher-order structural features of the input graph and cannot automatically determine a meaningful number of embedding dimensions. Typically, the produced embeddings are not easily interpretable, which complicates further analyses and limits their applicability. To address these issues, we propose DAOR, a highly efficient and parameter-free graph embedding technique producing metric space-robust, compact and interpretable embeddings without any manual tuning. Compared to a dozen state-of-the-art graph embedding algorithms, DAOR yields competitive results on both node classification (which benefits form high-order proximity) and link prediction (which relies on low-order proximity mostly). Unlike existing techniques, however, DAOR does not require any parameter tuning and improves the embeddings generation speed by several orders of magnitude. Our approach has hence the ambition to greatly simplify and speed up data analysis tasks involving graph representation learning.


Jointly Trained Image and Video Generation using Residual Vectors

arXiv.org Machine Learning

In this work, we propose a modeling technique for jointly training image and video generation models by simultaneously learning to map latent variables with a fixed prior onto real images and interpolate over images to generate videos. The proposed approach models the variations in representations using residual vectors encoding the change at each time step over a summary vector for the entire video. W e utilize the technique to jointly train an image generation model with a fixed prior along with a video generation model lacking constraints such as disentanglement. The joint training enables the image generator to exploit temporal information while the video generation model learns to flexibly share information across frames. Moreover, experimental results verify our approach's compatibility with pre-training on videos or images and training on datasets containing a mixture of both. A comprehensive set of quantitative and qualitative evaluations reveal the improvements in sample quality and diversity over both video generation and image generation baselines. W e further demonstrate the technique's capabilities of exploiting similarity in features across frames by applying it to a model based on decomposing the video into motion and content. The proposed model allows minor variations in content across frames while maintaining the temporal dependence through latent vectors encoding the pose or motion features.


Joint Interaction and Trajectory Prediction for Autonomous Driving using Graph Neural Networks

arXiv.org Artificial Intelligence

In this work, we aim to predict the future motion of vehicles in a traffic scene by explicitly modeling their pairwise interactions. Specifically, we propose a graph neural network that jointly predicts the discrete interaction modes and 5-second future trajectories for all agents in the scene. Our model infers an interaction graph whose nodes are agents and whose edges capture the long-term interaction intents among the agents. In order to train the model to recognize known modes of interaction, we introduce an auto-labeling function to generate ground truth interaction labels. Using a large-scale real-world driving dataset, we demonstrate that jointly predicting the trajectories along with the explicit interaction types leads to significantly lower trajectory error than baseline methods. Finally, we show through simulation studies that the learned interaction modes are semantically meaningful.


Accelerating PDE-constrained Inverse Solutions with Deep Learning and Reduced Order Models

arXiv.org Machine Learning

Inverse problems are pervasive mathematical methods in inferring knowledge from observational and experimental data by leveraging simulations and models. Unlike direct inference methods, inverse problem approaches typically require many forward model solves usually governed by Partial Differential Equations (PDEs). This a crucial bottleneck in determining the feasibility of such methods. While machine learning (ML) methods, such as deep neural networks (DNNs), can be employed to learn nonlinear forward models, designing a network architecture that preserves accuracy while generalizing to new parameter regimes is a daunting task. Furthermore, due to the computation-expensive nature of forward models, state-of-the-art black-box ML methods would require an unrealistic amount of work in order to obtain an accurate surrogate model. On the other hand, standard Reduced-Order Models (ROMs) accurately capture supposedly important physics of the forward model in the reduced subspaces, but otherwise could be inaccurate elsewhere. In this paper, we propose to enlarge the validity of ROMs and hence improve the accuracy outside the reduced subspaces by incorporating a data-driven ML technique. In particular, we focus on a goal-oriented approach that substantially improves the accuracy of reduced models by learning the error between the forward model and the ROM outputs. Once an ML-enhanced ROM is constructed it can accelerate the performance of solving many-query problems in parametrized forward and inverse problems. Numerical results for inverse problems governed by elliptic PDEs and parametrized neutron transport equations will be presented to support our approach.


KoPA: Automated Kronecker Product Approximation

arXiv.org Machine Learning

We consider the matrix approximation induced by the Kronecker product decomposition. We propose to approximate a given matrix by the sum of a few Kronecker products, which we refer to as the Kronecker product approximation (KoPA). Because the Kronecker product is an extensions of the outer product from vectors to matrices, KoPA extends the low rank approximation, and include the latter as a special case. KoPA also offers a greater flexibility over the low rank approximation, since it allows the user to choose the configuration, which are the dimensions of the two smaller matrices forming the Kronecker product. On the other hand, the configuration to be used is usually unknown, and has to be determined from the data in order to achieve the optimal balance between accuracy and parsimony. We propose to use extended information criteria to select the configuration. Under the paradigm of high dimensional analysis, we show that the proposed procedure is able to select the true configuration with probability tending to one, under suitable conditions on the signal-to-noise ratio. We demonstrate the superiority of KoPA over the low rank approximations through numerical studies, and a benchmark image example.


A Heterogeneous Graphical Model to Understand User-Level Sentiments in Social Media

arXiv.org Machine Learning

Social Media has seen a tremendous growth in the last decade and is continuing to grow at a rapid pace. With such adoption, it is increasingly becoming a rich source of data for opinion mining and sentiment analysis. The detection and analysis of sentiment in social media is thus a valuable topic and attracts a lot of research efforts. Most of the earlier efforts focus on supervised learning approaches to solve this problem, which require expensive human annotations and therefore limits their practical use. In our work, we propose a semi-supervised approach to predict user-level sentiments for specific topics. We define and utilize a heterogeneous graph built from the social networks of the users with the knowledge that connected users in social networks typically share similar sentiments. Compared with the previous works, we have several novelties: (1) we incorporate the influences/authoritativeness of the users into the model, 2) we include comment-based and like-based user-user links to the graph, 3) we superimpose multiple heterogeneous graphs into one thereby allowing multiple types of links to exist between two users.