When you hear news about artificial intelligence (AI), it might be easy to assume it has nothing to do with you. You might imagine that artificial intelligence is only something the big tech giants are focused on, and that AI doesn't impact your everyday life. In reality, artificial intelligence is encountered by most people from morning until night. Here are 10 of the best examples of how AI is already used in our everyday lives. One of the first things many people do each morning is to reach for their smartphones.

With a background in banking, I can say it's exciting to be close to, and understand, the potential for AI technology to transform the financial services industry. The marketplace is rapidly changing and competition is fierce. And, since the financial crash of 2009, the UK is home to the world's largest fintech sector. It's a new way of banking, providing customers with increased choice as to how they access financial products and services. AI is driving digital transformation across every industry – little wonder, then, that our recent report into the UK's AI scene, 'Accelerating competitive advantage with AI', revealed that organisations using AI outperform competitors by more than 11%.

The idea that AI will replace radiologists comes from the fact that today's AI models models are very good at pattern recognition. The interesting thing in radiology are the NLP models mining radiology reports,says Woojin Kim, Chief Medical Information Officer at Nuance, former Chief of Radiography Modality, Director of Center for Translational Imaging Informatics, Associate Director of Imaging Informatics, and Assistant Professor of Radiology at the Hospital of the University of Pennsylvania.

Speech is one of the most defining qualities of human beings. But for the 80 million adults and children in Europe living with speech impairments, according to figures from the Council of the European Union, even basic communication can be a challenge. Extensive European Commission studies have shown that such impairments can have major negative emotional and social impacts and can also get in the way of parents', teachers', and medical practitioners' ability to provide effective care. But Israeli research, backed by the EU's Horizon 2020 programme, is helping Europe's speech-impaired find their voice. "Mainstream speech recognition is developed with only'normal' speech in mind," says Danny Weissberg, CEO of Israeli startup Voiceitt.

We'll want high-performance driving skills in self-driving cars. Are you a good driver? Your answer depends upon what the phrase "good driver" means. Across the United States, each state provides various licensing requirements for those that want the privilege to drive a car. Keep in mind that driving is considered a privilege and not some form of constitutional right.

If recent television shows are anything to go by, we're a little concerned about the consequences of technological development. Black Mirror projects the negative consequences of social media, while artificial intelligence turns rogue in The 100 and Better Than Us. The potential extinction of the human race is up for grabs in Travellers, and Altered Carbon frets over the separation of human consciousness from the body. And Humans and Westworld see trouble ahead for human-android relations. Narratives like these have a long lineage.

"I do plan to bring back my father," Ray Kurzweil says. He is standing in the anemic light of a storage unit, his frame dwarfed by towers of cardboard boxes and oblong plastic bins. He is in his early sixties, but something about the light or his posture, his paunch protruding over his beltline, makes him seem older. Kurzweil is now a director of engineering at Google, but this documentary was filmed in 2009, back when it was still possible to regard him as a lone visionary with eccentric ideas about the future. The boxes in the storage unit contain the remnants of his father's life: photographs, letters, newspaper clippings, and financial documents. For decades, he has been compiling these artifacts and storing them in this sepulcher he maintains near his house in Newton, Massachusetts. He takes out a notebook filled with his father's handwriting and shows it to the camera. His father passed away in 1970, but Kurzweil believes that, one day, artificial intelligence will be able to use the memorabilia, along with DNA samples, to resurrect him. "People do live on in our memories, and in the creative works they leave behind," he muses, "so we can gather up all those vibrations and bring them back, I believe." Technology, Kurzweil has conceded, is still a long way from bringing back the dead. His only hope of seeing his father resurrected is to live to see the Singularity -- the moment when computing power reaches an "intelligence explosion." At this point, according to transhumanists such as Kurzweil, people who are merged with this technology will undergo a radical transformation. They will become posthuman: immortal, limitless, changed beyond recognition. Kurzweil predicts this will happen by the year 2045. Unlike his father, he, along with those of us who are lucky enough to survive into the middle of this century, will achieve immortality without ever tasting death.

Cisco Systems (ticker: CSCO), IBM (IBM), Intel (INTC), Oracle (ORCL), Seagate Technology (STX), Western Digital (WDC), Xerox Holdings (XRX), HP Inc. (HPQ), and Hewlett Packard Enterprise (HPE) still employ a total of 900,000 people. They account for $363 billion in annual revenue and $840 billion in stock market value. But their sales, accounting for inflation, are mostly going in reverse. The best of the bunch, Western Digital, is forecast to grow 4.4% next year. Xerox, the worst, is likely to see a 4.7% decline. Wall Street bankers have begun to mount a rescue effort.

With a long history, Web Summit has been held once a year since 2009. After ten years of development, it has become a world-renowned and large-scale technology event, and the 2019 Summit has attracted attention from all walks of life. The event not only brought together more than 70,000 leaders of technology enterprises, founders of start-ups and policy makers from more than 160 countries, but also invited more than 2,600 media from all over the world to attend the summit, which has a powerful influence in the world. Although the concept of artificial intelligence is hot, the specific empowerment of artificial intelligence in all walks of life cannot be accomplished at one stroke. At the "Davos Forum of Tech-geeks", many guests shared wonderful perspectives, and expressed their opinions around transportation technology, artificial intelligence, financial technology, earth technology, future technology, wearable devices, big data, front-end design, content creation, fashion and music industry technology and other fields.

Artificial Intelligence has had many breakthroughs in 2019. In fact, we can go as far as to say that it has trickled down to every single facet of modern life. With its intervention in our daily life, it is imperative that everyone knows about how it is affecting our lives, bringing about change in it, the threats and possible solutions. While there are some people who still think AI is only robots and chatbots, it is important that they know of the advancements in the field. There are many online courses and books on artificial intelligence that give a comprehensive understanding to the reader whether it is a professional or an AI enthusiast.