Online Peer to Peer Lending (P2PL) systems connect lenders and borrowers directly, thereby making it convenient to borrow and lend money without intermediaries such as banks. Many recommendation systems have been developed for lenders to achieve higher interest rates and avoid defaulting loans. However, there has not been much research in developing recommendation systems to help borrowers make wise decisions. On P2PL platforms, borrowers can either apply for bidding loans, where the interest rate is determined by lenders bidding on a loan or traditional loans where the P2PL platform determines the interest rate. Different borrower grades -- determining the credit worthiness of borrowers get different interest rates via these two mechanisms. Hence, it is essential to determine which type of loans borrowers should apply for. In this paper, we build a recommendation system that recommends to any new borrower the type of loan they should apply for. Using our recommendation system, any borrower can achieve lowered interest rates with a higher likelihood of getting funded.

Network embedding techniques inspired by word2vec represent an effective unsupervised relational learning model. Commonly, by means of a Skip-Gram procedure, these techniques learn low dimensional vector representations of the nodes in a graph by sampling node-context examples. Although many ways of sampling the context of a node have been proposed, the effects of the way a node is chosen have not been analyzed in depth. To fill this gap, we have re-implemented the main four word2vec inspired graph embedding techniques under the same framework and analyzed how different sampling distributions affects embeddings performance when tested in node classification problems. We present a set of experiments on different well known real data sets that show how the use of popular centrality distributions in sampling leads to improvements, obtaining speeds of up to 2 times in learning times and increasing accuracy in all cases.

The recent upsurge of diversified mobile applications, especially those supported by Artificial Intelligence (AI), is spurring heated discussions on the future evolution of wireless communications. While 5G is being deployed around the world, efforts from industry and academia have started to look beyond 5G and conceptualize 6G. We envision 6G to undergo an unprecedented transformation that will make it substantially different from the previous generations of wireless cellular systems. In particular, 6G will go beyond mobile Internet and will be required to support ubiquitous AI services from the core to the end devices of the network. Meanwhile, AI will play a critical role in designing and optimizing 6G architectures, protocols, and operations. In this article, we discuss potential technologies for 6G to enable mobile AI applications, as well as AI-enabled methodologies for 6G network design and optimization. Key trends in the evolution to 6G will also be discussed.

Unsupervised domain adaptation for classification tasks has achieved great progress in leveraging the knowledge in a labeled (source) domain to improve the task performance in an unlabeled (target) domain by mitigating the effect of distribution discrepancy. However, most existing methods can only handle unsupervised closed set domain adaptation (UCSDA), where the source and target domains share the same label set. In this paper, we target a more challenging but realistic setting: unsupervised open set domain adaptation (UOSDA), where the target domain has unknown classes that the source domain does not have. This study is the first to give the generalization bound of open set domain adaptation through theoretically investigating the risk of the target classifier on the unknown classes. The proposed generalization bound for open set domain adaptation has a special term, namely open set difference, which reflects the risk of the target classifier on unknown classes. According to this generalization bound, we propose a novel and theoretically guided unsupervised open set domain adaptation method: Distribution Alignment with Open Difference (DAOD), which is based on the structural risk minimization principle and open set difference regularization. The experiments on several benchmark datasets show the superior performance of the proposed UOSDA method compared with the state-of-the-art methods in the literature.

Prediction of toxicity levels of chemical compounds is an important issue in Quantitative Structure-Activity Relationship (QSAR) modeling. Although toxicity prediction has achieved significant progress in recent times through deep learning, prediction accuracy levels obtained by even very recent methods are not yet very high. We propose a multimodal deep learning method using multiple heterogeneous neural network types and data representations. We represent chemical compounds by strings, images, and numerical features. We train fully connected, convolutional, and recurrent neural networks and their ensembles. Each data representation or neural network type has its own strengths and weaknesses. Our motivation is to obtain a collective performance that could go beyond individual performance of each data representation or each neural network type. On a standard toxicity benchmark, our proposed method obtains significantly better accuracy levels than that by the state-of-the-art toxicity prediction methods.

A daredevil retired pilot has been captured on camera performing loops, rolls and a dramatic dive while flying the'world's smallest' twin-jet aircraft. Bob Grimstead, 70, flew at an altitude of 5,000ft (1,524m) in the diminutive plane which has been described as a'bubble car with wings'. At just 13ft (4m) long, 4ft (1.2m) wide and weighing a mere 180lbs, Mr Grimstead, from West Sussex, was able to reach speeds of 140mph (225kmh). The former British Airways airline pilot used to fly 400 tonne jumbo jets and said he had no fear taking to the skies in the micro plane and said it was'superb fun'. Bob Grimstead, 70, (pictured) flew the diminutive jet at 5,000ft (1,524m).

Drone delivery service Wing is launching its own air-traffic control app to keep its craft safe in the skies. The company, owned by Google-parent Alphabet, recently started making deliveries in parts of Australia and Finland. Wing's new iOS and Android app aims to'help users comply with rules and plan flights more safely and effectively,' providing a rundown of airspace restrictions and hazards as well as events nearby that could interfere. The new app, Open Sky, is being released to drone flyers in Australia this month according to Wing. 'The design of our software has required a detailed understanding of flight rules -- along with buildings, roads, trees, and other terrain -- that allow aircraft to navigate safely at low altitudes, and we've used it to complete tens of thousands of flights on three continents,' Wing said in a blog post.

Digital Rock Imaging is constrained by detector hardware, and a trade-off between the image field of view (FOV) and the image resolution must be made. This can be compensated for with super resolution (SR) techniques that take a wide FOV, low resolution (LR) image, and super resolve a high resolution (HR), high FOV image. The Enhanced Deep Super Resolution Generative Adversarial Network (EDSRGAN) is trained on the Deep Learning Digital Rock Super Resolution Dataset, a diverse compilation 12000 of raw and processed uCT images. The network shows comparable performance of 50% to 70% reduction in relative error over bicubic interpolation. GAN performance in recovering texture shows superior visual similarity compared to SRCNN and other methods. Difference maps indicate that the SRCNN section of the SRGAN network recovers large scale edge (grain boundaries) features while the GAN network regenerates perceptually indistinguishable high frequency texture. Network performance is generalised with augmentation, showing high adaptability to noise and blur. HR images are fed into the network, generating HR-SR images to extrapolate network performance to sub-resolution features present in the HR images themselves. Results show that under-resolution features such as dissolved minerals and thin fractures are regenerated despite the network operating outside of trained specifications. Comparison with Scanning Electron Microscope images shows details are consistent with the underlying geometry of the sample. Recovery of textures benefits the characterisation of digital rocks with a high proportion of under-resolution micro-porous features, such as carbonate and coal samples. Images that are normally constrained by the mineralogy of the rock (coal), by fast transient imaging (waterflooding), or by the energy of the source (microporosity), can be super resolved accurately for further analysis downstream.

Contact Info: Name: Khushal Email: Send Email Organization: Meticulous Market Research Pvt. Ltd.

A team of researchers at Flinders University in South Australia has created a vaccine that is considered to be the first human drug to be fully designed by artificial intelligence. Drugs have been previously designed with the help of computers. However, this vaccine was independently designed by an AI software known as SAM or Search Algorithm for Ligands. Nikolai Petrovsky, professor at Flinders University who also led the development said that its name has been derived from the task it was assigned to perform which was searching the universe for all possible compounds for a good human drug also known as a ligand. Petrovsky, also a Research Director for an Australian company, Vaxine added that the AI software was first taught about the set of compounds which activate the immune system in human beings and a set of compounds which do not.