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Finance Faces Challenge Of Artificial Intelligence - FNArena
This story features COMMONWEALTH BANK OF AUSTRALIA. With Australian finance services providers increasingly looking towards adoption of Artificial Intelligence, successful implementation of AI processes will be complicated and a question of timing in many instances. As we drive further into the 2020s many technological features of what were once regarded โ even in relatively recent years โ as from an out-of-reach futuristic world are now becoming commonplace. Essentially all of us use daily modern marvels such as smartphones, Wi-Fi, and Bluetooth, and the ways in which we can use them constantly increases. Yet this decade is also expected to deliver tremendous advances in areas such as wearables like smartwatches and fitness trackers, Virtual Reality (VR), Augmented Reality (AR), and in an array of other fields.
What Happens When an AI Knows How You Feel?
In May 2021, Twitter, a platform notorious for abuse and hot-headedness, rolled out a "prompts" feature that suggests users think twice before sending a tweet. The following month, Facebook announced AI "conflict alerts" for groups, so that admins can take action where there may be "contentious or unhealthy conversations taking place." Amazon's Halo, launched in 2020, is a fitness band that monitors the tone of your voice. Wellness is no longer just the tracking of a heartbeat or the counting of steps, but the way we come across to those around us. Algorithmic therapeutic tools are being developed to predict and prevent negative behavior.
Distortion-Aware Brushing for Interactive Cluster Analysis in Multidimensional Projections
Jeon, Hyeon, Aupetit, Michael, Lee, Soohyun, Ko, Hyung-Kwon, Kim, Youngtaek, Seo, Jinwook
Brushing is an everyday interaction in 2D scatterplots, which allows users to select and filter data points within a continuous, enclosed region and conduct further analysis on the points. However, such conventional brushing cannot be directly applied to Multidimensional Projections (MDP), as they hardly escape from False and Missing Neighbors distortions that make the relative positions of the points unreliable. To alleviate this problem, we introduce Distortion-aware brushing, a novel brushing technique for MDP. While users perform brushing, Distortion-aware brushing resolves distortions around currently brushed points by dynamically relocating points in the projection; the points whose data are close to the brushed data in the multidimensional (MD) space go near the corresponding brushed points in the projection, and the opposites move away. Hence, users can overcome distortions and readily extract out clustered data in the MD space using the technique. We demonstrate the effectiveness and applicability of Distortion-aware brushing through usage scenarios with two datasets. Finally, by conducting user studies with 30 participants, we verified that Distortion-aware brushing significantly outperforms previous brushing techniques in precisely separating clusters in the MD space, and works robustly regardless of the types or the amount of distortions in MDP.
Data Harmonisation for Information Fusion in Digital Healthcare: A State-of-the-Art Systematic Review, Meta-Analysis and Future Research Directions
Nan, Yang, Del Ser, Javier, Walsh, Simon, Schรถnlieb, Carola, Roberts, Michael, Selby, Ian, Howard, Kit, Owen, John, Neville, Jon, Guiot, Julien, Ernst, Benoit, Pastor, Ana, Alberich-Bayarri, Angel, Menzel, Marion I., Walsh, Sean, Vos, Wim, Flerin, Nina, Charbonnier, Jean-Paul, van Rikxoort, Eva, Chatterjee, Avishek, Woodruff, Henry, Lambin, Philippe, Cerdรก-Alberich, Leonor, Martรญ-Bonmatรญ, Luis, Herrera, Francisco, Yang, Guang
Removing the bias and variance of multicentre data has always been a challenge in large scale digital healthcare studies, which requires the ability to integrate clinical features extracted from data acquired by different scanners and protocols to improve stability and robustness. Previous studies have described various computational approaches to fuse single modality multicentre datasets. However, these surveys rarely focused on evaluation metrics and lacked a checklist for computational data harmonisation studies. In this systematic review, we summarise the computational data harmonisation approaches for multi-modality data in the digital healthcare field, including harmonisation strategies and evaluation metrics based on different theories. In addition, a comprehensive checklist that summarises common practices for data harmonisation studies is proposed to guide researchers to report their research findings more effectively. Last but not least, flowcharts presenting possible ways for methodology and metric selection are proposed and the limitations of different methods have been surveyed for future research.
Spatial State-Action Features for General Games
Soemers, Dennis J. N. J., Piette, รric, Stephenson, Matthew, Browne, Cameron
In many board games and other abstract games, patterns have been used as features that can guide automated game-playing agents. Such patterns or features often represent particular configurations of pieces, empty positions, etc., which may be relevant for a game's strategies. Their use has been particularly prevalent in the game of Go, but also many other games used as benchmarks for AI research. Simple, linear policies of such features are unlikely to produce state-of-the-art playing strength like the deep neural networks that have been more commonly used in recent years do. However, they typically require significantly fewer resources to train, which is paramount for large-scale studies of hundreds to thousands of distinct games. In this paper, we formulate a design and efficient implementation of spatial state-action features for general games. These are patterns that can be trained to incentivise or disincentivise actions based on whether or not they match variables of the state in a local area around action variables. We provide extensive details on several design and implementation choices, with a primary focus on achieving a high degree of generality to support a wide variety of different games using different board geometries or other graphs. Secondly, we propose an efficient approach for evaluating active features for any given set of features. In this approach, we take inspiration from heuristics used in problems such as SAT to optimise the order in which parts of patterns are matched and prune unnecessary evaluations. An empirical evaluation on 33 distinct games in the Ludii general game system demonstrates the efficiency of this approach in comparison to a naive baseline, as well as a baseline based on prefix trees.
Genevieve Bell and David Thodey push for AI ethics body
High profile Australian business and technology leaders Genevieve Bell and David Thodey are backing a push to create a new organisation to lead the development of an ethical framework for artificial intelligence. In an open letter to be released on Friday, Ms Bell and Mr Thodey say there are significant challenges that need to be addressed as AI becomes more commonplace, be it the further entrenchment of discrimination on the basis of gender or "minority status", creating "ethical algorithms for autonomous vehicles, bias in AI-powered hiring processes" or "the impact of fake news bots". They are joined by other notable industry figures such as H2 Ventures founding partner Toby Heap, Fujitsu Australia chief executive Mike Foster and KPMG Innovate national leader James Mabbott as being signatories to the open letter. Genevieve Bell is one of the leaders pushing for an AI body. Mr Mabbott said while the opportunities and benefits of AI were unprecedented, there were very real community concerns about how AI is adopted, relating to privacy, sustainability and quality of life.
Towards holistic scene understanding: Semantic segmentation and beyond
This dissertation addresses visual scene understanding and enhances segmentation performance and generalization, training efficiency of networks, and holistic understanding. First, we investigate semantic segmentation in the context of street scenes and train semantic segmentation networks on combinations of various datasets. In Chapter 2 we design a framework of hierarchical classifiers over a single convolutional backbone, and train it end-to-end on a combination of pixel-labeled datasets, improving generalizability and the number of recognizable semantic concepts. Chapter 3 focuses on enriching semantic segmentation with weak supervision and proposes a weakly-supervised algorithm for training with bounding box-level and image-level supervision instead of only with per-pixel supervision. The memory and computational load challenges that arise from simultaneous training on multiple datasets are addressed in Chapter 4. We propose two methodologies for selecting informative and diverse samples from datasets with weak supervision to reduce our networks' ecological footprint without sacrificing performance. Motivated by memory and computation efficiency requirements, in Chapter 5, we rethink simultaneous training on heterogeneous datasets and propose a universal semantic segmentation framework. This framework achieves consistent increases in performance metrics and semantic knowledgeability by exploiting various scene understanding datasets. Chapter 6 introduces the novel task of part-aware panoptic segmentation, which extends our reasoning towards holistic scene understanding. This task combines scene and parts-level semantics with instance-level object detection. In conclusion, our contributions span over convolutional network architectures, weakly-supervised learning, part and panoptic segmentation, paving the way towards a holistic, rich, and sustainable visual scene understanding.
Towards Sample-efficient Overparameterized Meta-learning
Sun, Yue, Narang, Adhyyan, Gulluk, Halil Ibrahim, Oymak, Samet, Fazel, Maryam
An overarching goal in machine learning is to build a generalizable model with few samples. To this end, overparameterization has been the subject of immense interest to explain the generalization ability of deep nets even when the size of the dataset is smaller than that of the model. While the prior literature focuses on the classical supervised setting, this paper aims to demystify overparameterization for meta-learning. Here we have a sequence of linear-regression tasks and we ask: (1) Given earlier tasks, what is the optimal linear representation of features for a new downstream task? and (2) How many samples do we need to build this representation? This work shows that surprisingly, overparameterization arises as a natural answer to these fundamental meta-learning questions. Specifically, for (1), we first show that learning the optimal representation coincides with the problem of designing a task-aware regularization to promote inductive bias. We leverage this inductive bias to explain how the downstream task actually benefits from overparameterization, in contrast to prior works on few-shot learning. For (2), we develop a theory to explain how feature covariance can implicitly help reduce the sample complexity well below the degrees of freedom and lead to small estimation error. We then integrate these findings to obtain an overall performance guarantee for our meta-learning algorithm. Numerical experiments on real and synthetic data verify our insights on overparameterized meta-learning.
New Datasets to Democratize Speech Recognition Technology
The next wave of AI will be powered by the democratization of data. Open-source frameworks such as TensorFlow and Pytorch have brought machine learning to a huge developer base, but most state-of-the-art models still rely on training datasets which are either wholly proprietary or prohibitively expensive to license [1]. As a result, the best automated speech recognition (ASR) models for converting speech audio into text are only available commercially, and are trained on data unavailable to the general public. Furthermore, only widely-spoken languages receive industry attention due to market incentives, limiting the availability of cutting-edge speech technology to English and a handful of other languages. The first is prohibitive licensing: Several free datasets do exist, but most of sufficient size and quality to make models truly shine are barred from commercial use. As a response, we created The People's Speech, a massive English-language dataset of audio transcriptions of full sentences (see Sample 1).
Hyperplane bounds for neural feature mappings
When minimising the empirical risk, the generalisation of the learnt function still depends on the performance on the training data, the Vapnik-Chervonenkis(VC)- dimension of the function and the number of training examples. Neural networks have a large number of parameters, which correlates with their VC-dimension that is typically large but not infinite, and typically a large number of training instances are needed to effectively train them. In this work, we explore how to optimize feature mappings using neural network with the intention to reduce the effective VC-dimension of the hyperplane found in the space generatedby the mapping. An interpretationofthe resultsofthis study isthat it ispossible to define a loss that controls the VC-dimension of the separating hyperplane. We evaluate this approach and observe that the performance when using this method improves when the size of the training set is small.