Here's the technology news you need to know this Tuesday. The FBI says it has hacked into the San Bernardino shooter's iPhone without Apple's help. The fact that the FBI was apparently able to get the encrypted data without Apple's help raised new security questions about Apple's devices. The photo app plans to completely change the way its feed works by algorithmically ranking photos, instead of showing them in reverse chronological order. NTT Data Corp wants to expand in North America and improve its services business.

Banking group Standard Chartered, Liverpool FC's shirt sponsor, is aiming to use robots or artificial intelligence to offer bespoke wealth advice or handle customer enquiries. The Asia-facing bank has hired thousands of extra compliance officers in a bid to stick to regulations. In 2013 the bank was fined 650m by US authorities for breaching sanctions on trading with Iran. Last year it announced its regulatory costs had risen 44% to 447m due to an increase in investment in its financial crime risk compliance capability. Now, chief executive Bill Winters wants to tap into technology to avoid further regulatory problems.

Samsung Electronics Co. is "actively looking" to acquire developers of artificial intelligence and other software as the world's biggest smartphone maker tries to overcome flat-lining sales for its devices. Samsung, which has 61 billion in cash and equivalents, wants to morph into more of a software-driven company, Executive Vice President Rhee In Jong said in an interview. The South Korean consumer-electronics giant also is spending more to develop its own services because the global market for gadgets is saturated and can't be counted on for significant revenue growth, he said. "We are actively looking for M&A targets of all sorts in the software area," said Rhee, who runs the mobile division's software research-and-development business. "We are open to all possibilities, including artificial intelligence. Intelligence is no longer an option -- it is a must."

Read more ... », alerted everyone to the combinational possibilities of networksGoogle Advances Artificial Intelligence with Open-sourced TensorFlow. Read more ... » of small satellites, machineA startup that helps police track criminals using bitcoin just raised 5 million.

Artificial-intelligence whiz Andrew Ng hangs his hat these days at a nondescript building in Sunnyvale that serves as the Silicon Valley outpost of the Chinese search giant Baidu. The modest digs belie Baidu's big Asian footprint. With more than 600 million monthly active mobile users, it's often referred to as "the Google of China." Like Google, Baidu has been exploring artificial intelligence (AI) for use on its servers and other applications. AI is deemed so important by Baidu that two years ago it hired Ng, who founded Google's Brain Team, to be its chief scientist.

By now the world has heard about the rise and fall of Microsoft's Tay, an artificially intelligent bot that lived on Twitter, Kik, and GroupMe. Tay's goal was to learn and mimic the personality of a 19-year-old woman, and it would appear that popular social networks among millennials were a great place for Tay to learn. Unfortunately for Microsoft, this experiment quickly became an embarrassment after Tay was manipulated by Internet trolls into becoming a racist potty-mouth in less than 24 hours. To better understand where exactly Microsoft went wrong with Tay, I spoke with Brandon Wirtz, the creator of Recognant, a cognitive computing and artificial intelligence (AI) platform designed to aid in understanding big data from unstructured sources. Tay's Twitter conversations started out innocently enough, proclaiming her love for humans and wishing that National Puppy Day was every day.

Microsoft is "deeply sorry" for the racist and sexist Twitter messages generated by the so-called chatbot it launched last week, a company official wrote on Friday, after the artificial intelligence program went on an embarrassing tirade. The bot, known as Tay, was designed to become "smarter" as more users interacted with it. Instead, it quickly learned to parrot a slew of anti-Semitic and other hateful invective that human Twitter users started feeding the program, forcing Microsoft to shut it down on Thursday. Following the setback, Microsoft said in a blog post it would revive Tay only if its engineers could find a way to prevent web users from influencing the chatbot in ways that undermine the company's principles and values. "We are deeply sorry for the unintended offensive and hurtful tweets from Tay, which do not represent who we are or what we stand for, nor how we designed Tay," wrote Peter Lee, Microsoft's vice president of research.

What if five years from now robo-advisors are a thing of the past? That would seem counter-intuitive given the current trend and the enthusiasm for it, with technology accelerating as quickly as the many startups competing in FinTech and related verticals, and as the industry for robo-advisors is still in the very early stages of development. How then, could the future of automated financial advice be further transformed, taking on a different dimension that makes the current approach obsolete? By 2020, the market for machine learning will reach 40 billion, according to market research firm IDC. Combine that with the potential for more than 20% of financial services companies to be at risk of losing business to FinTech firms by 2020, according to a recent PricewaterhouseCoopers (PWC) report from earlier this month, and a change in the landscape may be underway, accelerating as approaches to technology cause industries to converge.

Last year, a curious nonfiction book became a Times best-seller: a dense meditation on artificial intelligence by the philosopher Nick Bostrom, who holds an appointment at Oxford. Titled "Superintelligence: Paths, Dangers, Strategies," it argues that true artificial intelligence, if it is realized, might pose a danger that exceeds every previous threat from technology--even nuclear weapons--and that if its development is not managed carefully humanity risks engineering its own extinction. Central to this concern is the prospect of an "intelligence explosion," a speculative event in which an A.I. gains the ability to improve itself, and in short order exceeds the intellectual potential of the human brain by many orders of magnitude. Such a system would effectively be a new kind of life, and Bostrom's fears, in their simplest form, are evolutionary: that humanity will unexpectedly become outmatched by a smarter competitor. He sometimes notes, as a point of comparison, the trajectories ...

Microsoft released an interesting new Artificial Intelligence (AI) technology this week, but unfortunately for them the bot got a little out of hand. Tay, a chatbot programmed with the personality of a cheeky teenage girl, took to twitter under the handle @Tayandyou. She was designed to "engage and entertain people where they connect with each other online through casual and playful conversation." She is a learning AI, and the more she chatted with other twitter users, the smarter she became, with the intention of personalizing the conversation towards the other user. She was targeted to 18-24 year old twitter users in the US.