Renters and homeowners insurance carrier Lemonade burst onto the scene last September with plans to "Uberize" the insurance industry – that is, to leverage the breadth of digital technologies, including big data, smartphones, and machine learning, to cater to consumers' need for instantaneous service online. To support its business, the company built a network of artificial intelligence bots, named after real-life employees, which manage the claims, enrollment and customer service experience via its mobile app. Lemonade CEO and co-founder Daniel Schreiber sat down recently with Digital Insurance's associate editor Danni Santana to discuss how its machines are learning, the company's its business model, and how lemonade plans to maintain a culture of digital innovation. Digital Insurance: How would you describe Lemonade? Dan Schreiber: Lemonade is an insurance company built on artificial intelligence and behavioral economics.

Can Wearables Help You Reach Immortality?

Ford has unveiled a vision of a future where automated vans and drones will rapidly ship goods across cities. The motoring giant's Autolivery concept would see self-driving cars ship goods across urban areas and use drones to make the last leg of the journey. The plans, which were unveiled at the Mobile World Congress (MWC) currently taking place in Barcelona, could help to ease congestion on busy roads and help speed up deliveries. This concept image shows what the new'Autolivery' vans could look like. The Autolivery project is the brainchild of a team of Ford designers who are hoping to help solve the'kerb to door' problem, which is the most difficult part of the delivery process to automate Ford are not the only company working on automatic delivery services.

O2 has announced plans to introduce an AI capable of performing the same job as customer service staff. The voice recognition system, which is called Aura, was unveiled by the mobile operator's parent company Telefonica at MWC this week. It's expected to launch in the UK next year, and will enable the company to cut customer service costs. The giant human-like robot bears a striking resemblance to the military robots starring in the movie'Avatar' and is claimed as a world first by its creators from a South Korean robotic company Waseda University's saxophonist robot WAS-5, developed by professor Atsuo Takanishi and Kaptain Rock playing one string light saber guitar perform jam session A man looks at an exhibit entitled'Mimus' a giant industrial robot which has been reprogrammed to interact with humans during a photocall at the new Design Museum in South Kensington, London Electrification Guru Dr. Wolfgang Ziebart talks about the electric Jaguar I-PACE concept SUV before it was unveiled before the Los Angeles Auto Show in Los Angeles, California, U.S The Jaguar I-PACE Concept car is the start of a new era for Jaguar. Japan's On-Art Corp's CEO Kazuya Kanemaru poses with his company's eight metre tall dinosaur-shaped mechanical suit robot'TRX03' and other robots during a demonstration in Tokyo, Japan Japan's On-Art Corp's eight metre tall dinosaur-shaped mechanical suit robot'TRX03' performs during its unveiling in Tokyo, Japan Singulato Motors co-founder and CEO Shen Haiyin poses in his company's concept car Tigercar P0 at a workshop in Beijing, China A picture shows Singulato Motors' concept car Tigercar P0 at a workshop in Beijing, China Connected company president Shigeki Tomoyama addresses a press briefing as he elaborates on Toyota's "connected strategy" in Tokyo.

Spencer Kelly tells me that he can't stop talking, which is a handy skill to have for a television presenter. In fact, this trait is why he put aside the career path expected of a computer science graduate from Cambridge University and joined radio. He started off at a local station in the UK, as a traffic presenter and moved on to hosting the station's breakfast show. Kelly says the early 2000s were a good time for British radio, though the years since have seen the medium become formulaic. "It was innovative and people were constantly trying new things. As companies start to understand what works and what doesn't, there is greater control over what music is played and what people say."

Masayoshi Son, CEO of mobile company Softbank, has predicted that there will be more smart robots helping humans than there will be people on Earth by 2040. The Japanese businessman also claimed that 1 trillion microchips designed for the so-called internet of things (IoT) will be delivered around the world over the next 20 years. Mr Son, also CEO of IoT software company ARM, made the comments at the World Mobile Congress in Barcelona today. He went on to say that the number of microchip'brain cells' will overtake the number of human neurons in 2018. CEO and chairman of mobile company Softbank and its IoT subsidiary ARM Masayoshi Son (pictured here with Softbank robot'Pepper' in 2014) announced at the World Mobile Congress that ARM will deliver a trillion microchips designed for the internet of things by 2040 Although the term'Internet of Things' (IoT) first appeared in 2005, there is still no widely accepted definition. The phrase'IoT' often refers to devices or sensors - other than computers, smartphones, or tablets - that connect, communicate or transmit information over the web.

When it comes to public cloud-based IoT platforms, Amazon and Microsoft have fierce competition from an unexpected corner – IBM. While the company hasn't seen much traction with SoftLayer (IaaS), and Bluemix (PaaS), it's upping the ante on IoT and Cognitive Computing. IBM Watson is slowly but steadily gaining customer adoption. From Visa to BMW to Bosch to Kone, Watson now boasts of some impressive partnerships. IBM recently hosted a two-day briefing at its newly minted IoT facility in Munich.

Stephen Hawking warns us that AI could be the best or worst thing to happen to humanity, according to Bill Gates robots should be taxed (at least, the businesses that use them) and Elon Musk has pretty much declared we need to become Cyborgs. Two years back (Ok, one year back to be honest) if someone had told me the machines would be taking over I would have replied "Skynet and what army?". But by now, like everyone else I cannot help but notice the shifts and patterns that point to the march of AI. People like Alphabet's Eric Schmidt have admitted they were wrong about their AI predictions. Things have obviously moved faster than expected. We have always had this visceral fear of machines (let's not even get started on our fear of change); most of the popular representation of sentient machines has therefore been evil. Ironically however, nothing will ever match the harm humans inflict on each other (short of that big asteroid sneaking up on us).

Dronescapes is a collection of vibrant, mystical paintings of drones by Australian artist Kathryn Brimblecombe-Fox. In a conversation with the Center for the Study of the Drone, the artist shares the meaning of her work, explains her use of traditional Australian motifs, and shares her views on the rise of autonomous technology. The Federal Aviation Administration released a new set of reports of airspace incidents involving drones, including close encounters with manned aircraft and drone use over airports. The dataset includes 1,274 reported incidents that occurred between February and September 2016, around 400 more than occurred during the same period in 2015. At the National Interest, Elsa Kania argues that China could soon overtake the U.S. in the development of autonomous drones.

The income from human labor gets taxed. Founder & and CEO of SoftBank Group, Masayoshi Son, speaks during a keynote speech at the Mobile World Congress in Barcelona on February 27, 2017 in Barcelona. BARCELONA--In 30 years, your shoes will be smarter than you. That's not meant to be an insult but rather what Masayoshi Son believes will be the case as robots outnumber humans and exceed their intelligence in just three decades. The chairman and CEO of Japan's SoftBank Group outlined his vision of the future during remarks made on stage at the Mobile World Congress tech conference underway this week in Barcelona.