PAY_AMTx Continuous Positive values Min - 0 (zero) 14. PAY_x Values from -2 to 8 Value - 0 (People paid in same month after due date) 15. Findings • No direct Missing Values • Zero NaN, missing values • For Features - Marriage, Education • Missing values are marked as 0 (zero) • Relation between • Bill amounts of previous month -- Pay amount of current month • If a previous month bill amount was high • Next month can be default 16. Feature Engineering 17. Imputation - MARRIAGE • MARRIAGE • 54 values are zero • We can impute this with mode 18. Imputation - EDUCATION • EDUCATION • 14 values are zero • We can impute this with mode 19. One Hot Encoding • MARRIAGE, SEX, and EDUCATION are numeric values but these are really categorical.

ATAQ, Yemen – Again and again over the past two years, a military coalition led by Saudi Arabia and backed by the United States has claimed it won decisive victories that drove al-Qaida militants from their strongholds across Yemen and shattered their ability to attack the West. Here's what the victors did not disclose: many of their conquests came without firing a shot. That's because the coalition cut secret deals with al-Qaida fighters, paying some to leave key cities and towns and letting others retreat with weapons, equipment and wads of looted cash, an investigation by The Associated Press has found. Hundreds more were recruited to join the coalition itself. These compromises and alliances have allowed al-Qaida militants to survive to fight another day -- and risk strengthening the most dangerous branch of the terror network that carried out the 9/11 attacks. Key participants in the pacts said the U.S. was aware of the arrangements and held off on any drone strikes.

ADEN, Yemen – Al-Qaida in the Arabian Peninsula, based in Yemen, is considered the most dangerous branch of the terror network after a series of failed attacks on U.S. soil. AQAP has been enmeshed in conflicts in impoverished Yemen for nearly 20 years -- at times working with the government and at times facing crackdown, all the while building ties among tribes in the mountainous countryside to establish refuges and allies. The first anti-American attack in Yemen linked to al-Qaida took place in 1992 when a group called the Islamic Jihad Movement attacked a hotel in the southern city of Aden housing U.S. troops heading to Somalia, killing a Yemeni and an Australian. The group was made up of jihadis who had returned from Afghanistan, where they fought the Soviets alongside Osama bin Laden. The group fell apart after defections spurred by its cozy relationship with ruling authorities as then-President Ali Abdullah Saleh used AQAP fighters to liquidate his top foes, the socialists.

Even as Google Cloud Asia-Pacific MD Rick Harshman recently said that Google has emerged as a leader in cloud AI services, Google Cloud's chief scientist of artificial intelligence and machine learning Fei-Fei Li believes that Indians are contributing immensely to the global AI ecosystem. Li is also the director of Stanford Artificial Intelligence Lab and said that she has many close personal mentors who are of Indian origin. During the Google Cloud Next 2018, Li said, "Indian students globally are contributing a lot to AI and some of my close personal mentors are also of Indian origin. So, I think India is contributing a lot to the global AI scene." As fake news makes it to the global concerns, Li shared that there is ongoing research on how AI could be used to weed it out.

Often referred to as the Amazon of China, JD.com started in 1998 as a brick-and-mortar store in Beijing, but it has aspirations to be the world's leading e-commerce retailer. Based on its tremendous growth, it might not take long for the company to get there. Richard Liu, the company's founder, CEO, and chairman, has even gone so far to predict his company won't need humans and said, "I hope my company would be 100% automation someday…no human beings anymore, 100% operated by AI and robots." JD.com and its competitors such as Amazon, Alphabet, Tencent, Alibaba and more are not only racing to be the world's largest e-commerce business but to create the operating system for retail in the future. JD.com is driving business with artificial intelligence, big data, and robotics while building the retail infrastructure for the 4th industrial revolution.

PRINCETON, NEW JERSEY – Venezuelan President Nicolas Maduro accused political foes of trying to kill him during an open-air speech Saturday using explosives-laden drones, prompting a host of questions about the alleged attack and who might have been behind it. Wherever the investigation leads, Maduro's allegations raised the specter of unmanned aerial vehicles being used by militant groups or others to launch bombing, chemical or biological attacks, a tactic that has long worried security experts. The market for commercial drones has flourished in recent years amid widespread availability and falling prices. So-called quadcopters -- drones with four rotors -- that can be operated from more than a mile away (1.6 km) and can fly for more than 20 minutes on one charge cost less than $1,000 to buy online, though they are generally capable of carrying only a limited payload. Militant groups such as Islamic State have used drones to carry out attacks by dropping grenades or crashing into infrastructure.

It was part of a brutal day of Japanese government testing for Honda Motor Co. HMC 1.81%, whose vehicle was equipped with a camera and sensors that were supposed to detect obstacles and apply brakes to avoid a collision. The SUV scored 0.2 out of a possible 25 points in the pedestrian portion of the test, the worst among tested vehicles. With its long heritage of technical prowess, Honda was determined to do better--and it did. But Honda engineering didn't get it there. The car maker turned to an off-the-shelf sensing kit from Robert Bosch GmbH, the companies said.

Robots have fascinated and preoccupied human minds for centuries - from ancient tales of stone golems, to modern science fiction. Though the word "robot" was only officially penned in 1921 by Karel Čapek, mankind has endeavored to create autonomous machines since as far back as the 4th Century BCE. Today, robots are widely used across a variety of industries, aiding in the manufacturing of vehicles and more. According to the International Federation of Robotics, in 2015 there were as many as 1.63 million industrial robots in operation worldwide, and that number continues to grow steadily each year. Here's a brief history of how robotics have evolved and grown from the early imaginings of 400 BCE, to the global resource they are today. The earliest beginnings of robotics can be traced back to Ancient Greece. Aristotle was one of the first great thinkers to consider automated tools, and how these tools would affect society at large.

Google Cloud's chief scientist of artificial intelligence and machine learning Fei-Fei Li believes that Indians are contributing immensely to the global AI (artifical intelligence) ecosystem. Li, who is also the director of Stanford Artificial Intelligence Lab, said she has many close personal mentors who are of Indian origin. "Indian students globally are contributing a lot to AI and some of my close personal mentors are also of Indian origin," said Li, on the sidelines of Google Cloud Next 2018, the company's three-day cloud conference in San Francisco. "So, I think India is contributing a lot to the global AI scene." With fake news coming to the forefront as a major problem, there is ongoing research on how AI could be used to weed it out.