This year has brought dramatic change to financial services, as fintech leads innovation that impacts traditional workflows. The number of ATMs is decreasing due to the widespread adoption of cashless payments, while regulatory issues, starting with the European Union's General Data Protection Regulation, continue to be a convoluted topic of discussion. One of the greatest drivers is the global shift toward digitization and automation. From banks to insurance and wealth management platforms, competition to offer customer-friendly, scalable and detailed service is intensifying. These are eliminating the need for bank branches, with their often inconvenient locations, limited working hours and long queues.

A staff member stands near a computer as it participates in the CHAIN Cup at the China National Convention Center in Beijing. A computer running artificial intelligence software defeated two teams of human doctors in accurately recognizing maladies in magnetic resonance images on Saturday, in a contest that was billed as the world's first competition in neuroimaging between AI and human experts. While the hip, ubiquitous business buzzwords are cryptocurrency and blockchain, the truly formidable factor of what is being called the fourth industrial revolution is Artificial Intelligence. Whether praised as a panacea for greater business efficiency or the feared as the demise of humanity, Artificial Intelligence is upon us and will impact business and society at large in ways that we can only begin to imagine. Here's what a few influencers in the arena say is on tap for 2019. First, Ibrahim Haddad, Director of Research at The Linux Foundation says that there are two key areas to watch.

IT IS something of an American tourist tradition to gaze through the iron fences around the White House lawn, but citizens think little about how government might be gazing back. A pilot program by the Secret Service to test the use of facial recognition in and around 1600 Pennsylvania Ave. should prompt everyone, and especially Congress, to start paying attention. The Department of Homeland Security published details recently on its plans to scan feeds from existing cameras in the executive complex and run them through recognition software. This is slightly less scary than it sounds: The cameras will capture people in adjacent public spaces, but only consenting Secret Service employees will be in the program database -- so, barring false positives, faces of passersby that do not match participants' photos will not be stored. More concerning is the potential for future misuse of the technology.

The rise of Artificial intelligence (AI) has the potential to significantly transform the practice of project management. Project management has a large socio-technical element with many uncertainties arising from variability in human aspects e.g., customers' needs, developers' performance and team dynamics. AI can assist project managers and team members by automating repetitive, high-volume tasks to enable project analytics for estimation and risk prediction, providing actionable recommendations, and even making decisions. AI is potentially a game changer for project management in helping to accelerate productivity and increase project success rates. In this paper, we propose a framework where AI technologies can be leveraged to offer support for managing agile projects, which have become increasingly popular in the industry.

Capturing the interesting components of an image is a key aspect of image understanding. When a speaker annotates an image, selecting labels that are informative greatly depends on the prior knowledge of a prospective listener. Motivated by cognitive theories of categorization and communication, we present a new unsupervised approach to model this prior knowledge and quantify the informativeness of a description. Specifically, we compute how knowledge of a label reduces uncertainty over the space of labels and utilize this to rank candidate labels for describing an image. While the full estimation problem is intractable, we describe an efficient algorithm to approximate entropy reduction using a tree-structured graphical model. We evaluate our approach on the open-images dataset using a new evaluation set of 10K ground-truth ratings and find that it achieves ~65% agreement with human raters, largely outperforming other unsupervised baseline approaches.

Deep neural networks (DNNs) have been widely applied in various applications involving image, text, audio, and graph data. However, recent studies have shown that DNNs are vulnerable to adversarial attack. Though there are several works studying adversarial attack and defense on domains such as images and text processing, it is difficult to directly transfer the learned knowledge to graph data due to its representation challenge. Given the importance of graph analysis, increasing number of works start to analyze the robustness of machine learning models on graph. Nevertheless, current studies considering adversarial behaviors on graph data usually focus on specific types of attacks with certain assumptions. In addition, each work proposes its own mathematical formulation which makes the comparison among different methods difficult. Therefore, in this paper, we aim to survey existing adversarial attack strategies on graph data and provide an unified problem formulation which can cover all current adversarial learning studies on graph. We also compare different attacks on graph data and discuss their corresponding contributions and limitations. Finally, we discuss several future research directions in this area.

There are great interests as well as many challenges in applying reinforcement learning (RL) to recommendation systems. In this setting, an online user is the environment; neither the reward function nor the environment dynamics are clearly defined, making the application of RL challenging. In this paper, we propose a novel model-based reinforcement learning framework for recommendation systems, where we develop a generative adversarial network to imitate user behavior dynamics and learn her reward function. Using this user model as the simulation environment, we develop a novel DQN algorithm to obtain a combinatorial recommendation policy which can handle a large number of candidate items efficiently. In our experiments with real data, we show this generative adversarial user model can better explain user behavior than alternatives, and the RL policy based on this model can lead to a better long-term reward for the user and higher click rate for the system.

The rising volume of datasets has made training machine learning (ML) models a major computational cost in the enterprise. Given the iterative nature of model and parameter tuning, many analysts use a small sample of their entire data during their initial stage of analysis to make quick decisions (e.g., what features or hyperparameters to use) and use the entire dataset only in later stages (i.e., when they have converged to a specific model). This sampling, however, is performed in an ad-hoc fashion. Most practitioners cannot precisely capture the effect of sampling on the quality of their model, and eventually on their decision-making process during the tuning phase. Moreover, without systematic support for sampling operators, many optimizations and reuse opportunities are lost. In this paper, we introduce BlinkML, a system for fast, quality-guaranteed ML training. BlinkML allows users to make error-computation tradeoffs: instead of training a model on their full data (i.e., full model), BlinkML can quickly train an approximate model with quality guarantees using a sample. The quality guarantees ensure that, with high probability, the approximate model makes the same predictions as the full model. BlinkML currently supports any ML model that relies on maximum likelihood estimation (MLE), which includes Generalized Linear Models (e.g., linear regression, logistic regression, max entropy classifier, Poisson regression) as well as PPCA (Probabilistic Principal Component Analysis). Our experiments show that BlinkML can speed up the training of large-scale ML tasks by 6.26x-629x while guaranteeing the same predictions, with 95% probability, as the full model.

The goal of statistical compressive sensing is to efficiently acquire and reconstruct high-dimensional signals with much fewer measurements than the data dimensionality, given access to a finite set of training signals. Current approaches do not learn the acquisition and recovery procedures end-to-end and are typically hand-crafted for sparsity based priors. We propose Uncertainty Autoencoders, a framework that jointly learns the acquisition (i.e., encoding) and recovery (i.e., decoding) procedures while implicitly modeling domain structure. Our learning objective optimizes for a variational lower bound to the mutual information between the signal and the measurements. We show how our framework provides a unified treatment to several lines of research in dimensionality reduction, compressive sensing, and generative modeling. Empirically, we demonstrate improvements of 32% on average over competing approaches for statistical compressive sensing of high-dimensional datasets.

Sparse coding techniques for image processing traditionally rely on a processing of small overlapping patches separately followed by averaging. This has the disadvantage that the reconstructed image no longer obeys the sparsity prior used in the processing. For this purpose convolutional sparse coding has been introduced, where a shift-invariant dictionary is used and the sparsity of the recovered image is maintained. Most such strategies target the $\ell_0$ "norm" or the $\ell_1$ norm of the whole image, which may create an imbalanced sparsity across various regions in the image. In order to face this challenge, the $\ell_{0,\infty}$ "norm" has been proposed as an alternative that "operates locally while thinking globally". The approaches taken for tackling the non-convexity of these optimization problems have been either using a convex relaxation or local pursuit algorithms. In this paper, we present an efficient greedy method for sparse coding and dictionary learning, which is specifically tailored to $\ell_{0,\infty}$, and is based on matching pursuit. We demonstrate the usage of our approach in salt-and-pepper noise removal and image inpainting. A code package which reproduces the experiments presented in this work is available at https://web.eng.tau.ac.il/~raja