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The Financial Brand has been read by more than 7.5 million financial services executives around the world, making it the second largest publication in the banking industry.

"While we have not concluded that the various financial statements, as a whole, contain material discrepancies, based upon the totality of the circumstances, we believe our advice to you to no longer rely upon those financial statements is appropriate," the letter said.

Three successive yearly polls by Gallup have revealed that about 42 percent of the total adults polled in the United States are dissatisfied when it comes to healthcare expenses. However, 56 percent of the polled expressed satisfaction.

Managing finances is one of the greatest areas of concern for most consumers. Yet, few financial organizations have found a way to provide insight that is comprehensive and easy to access. As a result, there is a significant opportunity for banks and credit unions to develop AI-based financial wellness tools for the masses. Subscribe to The Financial Brand via email for FREE!Despite all of the advancements made by the banking industry in providing access to savings, borrowing and investment options through physical and digital channels, the vast majority of consumers continue to feel insecure in their ability to adequately manage their finances. The need goes far beyond post-transaction alerts and pretty graphs.