Collaborating Authors

Fintech Futures: A.I.


With FinTech Futures we share new, independent and impactful views on technology, regulation & user experience. Experience future scenarios first hand, get a grip on today's buzzwords, participate in our fintech network, free of charge! With the rise of fintech, it is clear that data will be one of the key ingredients of tomorrow's business models. And any good cook will acknowledge that high-quality components are at the basis of any good dish. Yet, with PSD2, open banking and cross-industry collaboration around the corner it seems that your fridge will be shared.

Breakthrough Fintech Conference on Artificial Intelligence and Commerce Launches in Shanghai Markets Insider


The CardLinx Association today announced that their industry-defining event The CardLinx Asia Forum will be held in China for the first time on September 5th at the Grand Hyatt Shanghai. This executive-level event will focus on artificial intelligence and commerce in the development of payments, retail tech and travel tech in Asia. The speakers are from global leaders such as Mastercard and Sumitomo Mitsui Card Company and leading Chinese innovators like 55Haitao, YouWorld, MaFengWo and CTrip. "CardLinx Forums have consistently launched strategic partnerships and spawned new fintech innovations around the globe," said CardLinx President and CEO, Silvio Tavares. "Major online-to-offline commerce innovators in China and across the world will participate to develop the next generation of AI-driven fintech and commerce technologies."

The US is Losing the AI, Blockchain & FINTECH Arms Race (But IS Crypto-Friendly)


Late last year I described how the US was losing the technology arms race, particularly as it applies to artificial intelligence (AI) and China. The US is competing in the FINTECH arms race and is struggling here as well. FINTECH methods, tools and techniques include cryptocurrency, blockchain, insurtech, smart contracts, Regtech, robo-advisors, cybersecurity, open banking and underbanked services. But three of these are foundational to FINTECH adoption: artificial intelligence (AI), blockchain and cryptocurrency. Let's look at these three and how well (or badly) countries are faring in the FINTECH arms race as measured by their investments in, and adoption of, these three FINTECH technology baskets, as well as their investments in the readiness of their national digital infrastructures.

From bank to digital bank: How tech can strengthen lenders for a better tomorrow


Nowadays, customers expect to be at the centre of a bank's engagement model. For banks to thrive, the key is how well they respond to the seismic shift in customer demand and give them complete control of the financial supply chain. Thus, a holistic understanding of customer needs is critical for service providers to embed their offerings into customers' lives. Of the many fintech players in India, a few will emerge as winners, creating sustainable business models that will withstand the ups and downs of economic cycles. These models will focus on retaining customer loyalty by evolving customer expectations; strengthening IT infrastructure, in an environment of exponential technology advancements; using data-points to their advantage; seeking appropriate funding; lowering cost of operations; and offering value-addition.

How to Successfully Navigate in a AI-Focused Ecosystem


"As the capabilities of AI evolve, FinTech companies will harness this technology to make better decisions and offer improved solutions. They'll make use of predictive analytics to break down big data and analyze large volumes of consumer information. APIs will allow for seamless integration and partnerships between established banks and FinTech startups. This will create an enhanced user experience, with more intuitive interfaces, assisted customer interactions and robo-advice," experts from YapStone, processing platform that powers payments for global marketplaces and large vertical markets, predict. Artificial intelligence (AI) is expected to bring inevitable changes into bank-customer touchpoints and FinServ companies' value chains.