Collaborating Authors

The share of Americans without health insurance stops shrinking

Los Angeles Times

Five years of progress reducing the number of Americans without health insurance has come to a halt, according to a government report out Tuesday, showing the stakes in the Republican drive to roll back the Affordable Care Act. The report from the Centers for Disease Control and Prevention estimates that 28.6 million people in the U.S. were uninsured in 2016, unchanged from 2015. It was the first year since passage of the healthcare overhaul in 2010 that the number of uninsured did not budge. The uninsured rate for 2016 was 9%, an insignificant difference from 9.1% the previous year. When then-President Obama signed the ACA in 2010, the uninsured rate had been 16%.

Why We Need to Design Health Care Reform That Puts Patients Before Profits - Roosevelt Institute


Amidst the major health care policy differences highlighted at Tuesday's Democratic debate, we must not forget one telling statistic: While the Affordable Care Act (ACA) has extended insurance coverage to millions, a majority of Americans who were uninsured prior to passage of the law still remain uninsured today. Relative to the most credible forecasts from premiere agencies including the Congressional Budget Office (CBO), far fewer people enrolled in the ACA's new private insurance markets than anticipated. And this was no small margin of error; the estimates were off by about 10 million people. As I show in a new study and working paper, there's a common-sense reason for this: For about one in four adults uninsured prior to the ACA, it would be cheaper to file for bankruptcy than to meet the deductible of the benchmark ACA private insurance policy. As might be implicit from that fact, the ACA's private policies have very high deductibles.

Council Post: Using AI And Machine Learning To Improve The Health Insurance Process


Albert Pomales is Co-Founder and CEO of KindHealth, bringing complex insurance solutions to the consumer. Health insurance is a source of confusion, frustration and stress for many Americans. While the federal and state governments have taken measures to improve the health insurance system, many Americans still groan at the complexities and shortcomings that leave some 15% of adults ages 19-34 uninsured, and both uninsured and insured people say insurance is too expensive. Reforms to the nation's healthcare system are also insufficient for many. About 11% of uninsured people had income below the poverty level but were ineligible for Medicaid because their state did not expand the program.

Number of uninsured Americans falls again in 2015

PBS NewsHour

Jesus Dominguez, 63, who does not have health insurance, reads a pamphlet at a health insurance enrollment event in Cudahy, California. According to the Census Bureau, 9.1 percent of Americans had no health insurance, down from 10.4 percent of the population during the previous year. The federal health overhaul may still be experiencing implementation problems. But new federal data show it is achieving its main goal – to increase the number of Americans with health insurance coverage. According to the annual report on health insurance coverage from the Census Bureau, the uninsured rate dropped to 9.1 percent, down from 10.4 percent in 2014.

If Republicans repeal Obamacare but stall to replace it, this study predicts millions would be uninsured

PBS NewsHour

Repealing President Barack Obama's health care law without a clear replacement risks making nearly 30 million people uninsured, according to a study released Wednesday. Republicans say that won't happen because they are working on replacement legislation for a President Donald Trump to sign. Nonetheless, the complex two-stage strategy the GOP Congress is contemplating has raised concerns. The plan is for Congress to first use a special budget-related procedure to repeal major portions of the Affordable Care Act, or ACA, next year. The effective date of that repeal would be delayed by months or years to give lawmakers time to write replacement legislation.