Math scores slip, reading flat for nation's 12th-graders

U.S. News

It's not a promising picture for the nation's high school seniors -- they are slipping in math, not making strides in reading and only about one-third are prepared for the academic challenges of entry-level college courses. Scores released Wednesday from the so-called Nation's Report Card show one-quarter of 12th-graders taking the test performed proficiently or better in math. Only 37 percent of the students were proficient or above in reading. The average score for math in 2015 declined one point from 2013, marking the first drop in a decade. For reading, scores were flat over the same period of time, and down five points from more than two decades ago when the test was first given to students in 1992.


Future Scores Sports Score Predictions

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Ranking All 50 States by Average Credit Score of its Citizens

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This article was contributed by Statistical Future. Whether you want it to or not, credit and its availability plays a major role in everyone's life, whether or not you directly experience it. For the average person, credit scores are mainly going to be used for three things: buying a house, buying a car, and using credit cards. In the world of business, things get exponentially more complicated and it also ended up leading to a horrible housing crash and recession about a decade ago. I'm not really interested in getting into that suffice to say that when I bought my house, they supposedly required about 5 times the paperwork they would have if the same standards from 2006 were still in place.


Ranking All 50 States by Average Credit Score of its Citizens

@machinelearnbot

This article was contributed by Statistical Future. Whether you want it to or not, credit and its availability plays a major role in everyone's life, whether or not you directly experience it. For the average person, credit scores are mainly going to be used for three things: buying a house, buying a car, and using credit cards. In the world of business, things get exponentially more complicated and it also ended up leading to a horrible housing crash and recession about a decade ago. I'm not really interested in getting into that suffice to say that when I bought my house, they supposedly required about 5 times the paperwork they would have if the same standards from 2006 were still in place.


What You Get When You Get Zest Explainability

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Real explainability is essential during model development when it's time to figure out which variables are most influencing the prediction and how those variables are influencing the prediction. The chart below was generated by our ZAML Explain software and shows how an applicant's traditional credit score, in combination with other pieces of information, affects that applicant's model score (a higher score means a lower likelihood of default). Each of the dots in the chart represent a single credit applicant. The bottom axis is the traditional credit score (from below 500 to over 700). The vertical axis measures the impact that credit score has on an applicant's model score.