How insurance can mitigate AI risks


There is a growing consensus that artificial intelligence (AI) will fundamentally transform our economy and society.1 A wide range of commercial applications are being used across many industries. Among these are anomaly detection (e.g., for fraud mitigation), image recognition (e.g., for public safety), speech recognition and natural language generation (e.g., for virtual assistants), recommendation engines (e.g., for robo-advice), and automated decision-making systems (e.g., for workflow applications). While AI's potential benefits are huge, the concerns are substantial as well. Fears exist regarding potential discrimination, safety, privacy, ethics, and accountability for undesired outcomes.

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