Since its appearance on Forbes' first annual Next Billion Dollar Startups list on 2015, the New York-based Orchard Platform has grown its team by more than 200%, partnered with over 20 new loan originators and continued expanding internationally. But beyond that, Orchard has been working to develop exactly what marketplace lending needs to transition from this year's growing pains into adulthood: a secondary market. Orchard has developed software that amasses and analyzes data from a wide range of marketplace loan originators, providing order management, benchmarking and other tools to analyze loan performance. The platform arms institutional investors with the ability to easily scale their loan portfolios and gain insight into their performance over time. And it benefits marketplace lenders by raising their profiles among investors and expanding their reach to new, diversified sources of capital.